Elgin : Questions & Answers

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Geoff Ommen, Real Estate Pro in Barrington, IL
Geoff Ommen answered:
Bowes Country Club - Toll Brothers - Fairways collection
Terry

I looked into building there a few years back when I moved to the area. Difficult to articulate the potential pluses/minuses on this board. Please contact me to discuss furth ... more
0 votes Share Flag Fri Jul 5, 2013 Home Buying in Elgin
Eileen Kelsa…, Real Estate Pro in Algonquin, IL
Eileen Kelsall answered:
I'm looking for 1 apartment with 2 bdr
Hello Ling,

If you are interested in having a search set up for the latest properties available within my multiple listing service, please let me know of your minimum requirements, s ... more
0 votes Share Flag Sat Apr 27, 2013 Rentals in Elgin
Sue Stalzer, Real Estate Pro in Saint Charles, IL
Sue Stalzer answered:
rent a house nearby the ELGIN ACADEMY SCHOOL
There are plenty of available rentals in Elgin. Feel free to call me directly at 630-345-7767 so we can discuss your needs and what is available.
0 votes Share Flag Mon Apr 1, 2013 Home Selling in Elgin
Maria Ascenc…, Real Estate Pro in Saint Charles, IL
Maria Ascencio answered:
I bought my house 2 yrs ago for 115k in Elgin,il. I was looking a zillow estimate and it said my house is only worth 87k is this an accurate est?
Kathleen,

For an accurate market analysis of your home, I suggest you have a professional visit your home and provide you with the most accurate comparables. I would love the oppor ... more
0 votes Share Flag Fri May 31, 2013 Home Selling in 60120
Bart Sitzber…, Real Estate Pro in 60102
Bart Sitzberger answered:
Property taxes on buying a short sale in IL.
Whatever county the home is located in, you will pay tax on what their valuation of the property is assessed at. For example, if the home is assessed at 410k as your question suggest ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Elgin
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
What are my options if i would like to keep my home, but my insurance is demanding me to make repairs that i can not afford?
You can always talk to another insurance company to serif they would require the same repairs.


Sean Cochran
Quality Mortgage Lending
www.qmlending.com
630-330-2229 cell
630-470 ... more
0 votes Share Flag Tue Feb 5, 2013 Financing in 60123
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Can I get a loan to buy a house if i have a bankruptcy?
Fatal,
If you are currently in BK, any new loans would need to be approved by the court as well as the lender. Generally you must wait 2 years or more post discharge plus have re-est ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 60120
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I have finalized a house I need to buy. I just need a real estate agent to use their name. All legwork is done.
For why do you need a real estate agent?
0 votes Share Flag Mon Jan 7, 2013 Home Buying in Elgin
ling, Renter in Elgin, IL
ling answered:
I am looking for a studio/1bdr apartment but I have bad credit. I can afford Anything under $650
I'm looking for 1 apartment with 2 bdr , it's better nearbuy Elgin Academy
0 votes Share Flag Wed Jul 24, 2013 Rentals in Elgin
Nancy Eisele, Real Estate Pro in Schaumburg, IL
Nancy Eisele answered:
Need to move, but stuck in a 1 bed condo
Although you mentioned the purchase price, you didn't mention the amount of the outstanding loan. Is it a safe assumption that you have little if any equity due to the decline in the ho ... more
0 votes Share Flag Thu Dec 20, 2012 Home Buying in 60120
Connie & She…, Real Estate Pro in Nashville, TN
Connie & Sheila answered:
Is Providence subdivision good for younger kids. Thinking of moving in that areas? Any negatives?
From the website http://realestatescorecard.com/community-reviews-rankings/providence-mount-juliet-tennessee

"Location, location, location defines Providence. You can leave your car ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Elgin
Jennifer Kin…, Real Estate Pro in Elgin, IL
Jennifer Kinzle, E-Pro answered:
can i get a small loan (50k) to buy a home?
Hello
This is a question I hear a lot and as a Realtor, I have to advise that you talk to a mortgage or loan officer first. I have heard of low credit scores being difficult to work w ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 60120
Gino Metallo, Real Estate Pro in Elgin, IL
Gino Metallo answered:
anyone know if those row homes near the casino are for rent?
They do come up for rent from time to time. If you are looking for a place to rent I have a Three Bedroom single family house (State Street) in South Elgin and a 3 Bedroom single family ... more
0 votes Share Flag Wed Mar 6, 2013 Rentals in Elgin
Teresa &…, Real Estate Pro in Saint Charles, IL
Teresa & Steve Stultz answered:
ok, how can the crime statistics be the exact same percentages for Crystal Lake and Elgin in Illinois?
Hi Judith,

I'm curious what is your actual question here?
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Elgin
Eileen Kelsa…, Real Estate Pro in Algonquin, IL
Eileen Kelsall answered:
Are there any short term leases (6 months) available in Elgin?
Hi Wendy, I have found some short term leases available in Elgin. If you would be interested, please contact me and I can email you the listings and schedule showing appointments for yo ... more
0 votes Share Flag Wed Nov 28, 2012 Rentals in Elgin
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Can you rent back to a short-sale homeowner after closing?
The current U.S. housing market and national financial crisis has caused that lenders are much precocious about giving mortgage loans than they used to be. Buyer's lender may charge yo ... more
0 votes Share Flag Sun Oct 7, 2012 Home Buying in Elgin
Melissa Leet…, Real Estate Pro in 60156
Melissa Leetzow - Real Estate answered:
Just looking for a Studio or 1 bedroom max. $750. Credit is not perfect but we have the income to afford a place. Is there anyone out there?
Judith

I have studios available on the Square in Woodstock at $600 per month. They don't last long at that price! Give me a call if you should want to take a look.
0 votes Share Flag Mon Oct 8, 2012 Rental Basics in Elgin
Melissa Leet…, Real Estate Pro in 60156
Melissa Leetzow - Real Estate answered:
Qualifing for a loan...
Hi Jesse

Your best bet is the speak with a lender. I would be happy to provide names that could help. They would be better off in assessing your qualifications for a mortgage. The ... more
0 votes Share Flag Sat Oct 6, 2012 Home Buying in Elgin
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Is it ideal to rent or to have a home?
I am assuming that your questions refers to either buy a home o rent ..... now this depends very very much on the location, assuming you are looking in Elgin.... and how large a propert ... more
0 votes Share Flag Wed Jul 11, 2012 Home Buying in Elgin
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Im going to be a first time buyer, what are the first steps I need to take? Does the realtor search for a loan or do I have to go and ask banks?
You really need to talk with a licensed loan originator, first, before you contact a real estate agent to determine how the amount of a loan you would qualify for your purchase. .Look ... more
0 votes Share Flag Wed Jun 27, 2012 Home Buying in Elgin
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