Here is the name of who I would call.
Mark Maughan, MRED
Construction Loan / Lot ... more
No down payments are only available for VA or USDA loans.
You'll need to be eligible for one of those. if not, you'll have to go FHA with 3.5% down.
That down payment is helpful, but not necessary. We can do the loan, conventional with only 20% down if you'd like to keep the money in your account in case you need it for s ... more
There are a lot of unknown variables but I will just give you a straight answer assuming you have no debts and are a credit qualified buyer.
The minimum monthly income you ... more
Also it would depend on if you currently have a conventional or FHA loan, the value of your home a ... more
The best advice is to consult your loan agent or lender to see how your score is affecting your purchasing power and/or if there is a government program that helps you if you a ... more
Feel free to ... more