Eastpointe : Questions & Answers

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Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
Can someone assist me in selling my current home, and purchasing a new one?
Hello Roquel,

Yes, I can assist you in both. Feel free to contact me tomorrow and we can discuss exactly what it is you are looking for in a new home and I can help you set up a sear ... more
0 votes Share Flag Wed Jun 19, 2013 Home Buying in 48021
Linda Lorenzo…, Real Estate Pro in 75070
Linda Lorenzo - (214) 578-3131 answered:
How do you buy a home that has been foreclosed but is not on any listings?
Unfortunately you don't. The banks can take up to a year to put the property on the market as they are trying not to flood the inventory and take down prices. If you have a Realtor as ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Eastpointe
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I need to know the first step to buying a home
If purchasing with a mortgage, be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore visit ... more
0 votes Share Flag Thu Oct 25, 2012 Financing in 48021
Joevin Nixon, Home Buyer in Detroit, MI
Joevin Nixon answered:
Looking to obtain a home in the format of rent to own. need listing and help!
looking for 3 bedrooms, finished basement and at least 1,200 sq feet. looking to be under the 80k range.
0 votes Share Flag Fri Sep 14, 2012 Home Buying in Eastpointe
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
How hard would it be for me obtain a mortgage with a low credit score with a 25k down payment?
You will find getting a loan with a low credit score difficult no matter how much down you put into the deal. You did not mention the cost of the house, $25k down on a $60k home is one ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in Eastpointe
Bob Mitchell…, Real Estate Pro in 48026
Bob Mitchell SFR answered:
I'm looking for an investor to purchase an Eastpointe property and do a land contract with me.
Hi,
How much money are you working with for a down payment and closing costs? What type of property are you looking to buy on land contract (ie. beds, baths, sq. ft.)? Feel free to con ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in Eastpointe
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
I would like to buy a home in eastpointe, Michigan,but my credit score is about 527, I have about 3% down payment, could I be helped
Coretta,

Good Afternoon!! Unfortunately, most lenders are requiring a minimum credit score of between 620-640. The minimum down payment on an FHA mortgage is 3.5%. If you were to ... more
0 votes Share Flag Fri Nov 30, 2012 Home Buying in 48021
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
the home @ 16135 Veronica Eastpointe, Mi as well as the one @ 16335&164333 Lincoln Anyone know the status on properties?
Lauren,

None of these homes are currently on the market. I couldn't find the address 16335 Lincoln in Eastpointe. The home at 16333 is Bank owned but not listed for sale yet. The ... more
0 votes Share Flag Tue May 29, 2012 Home Buying in Eastpointe
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
i filed a chapter13 an have been in it almost a yr, changed my mind can i buy a house after 1 yr if i settle my debts
Terese,

You best bet would be to discuss this issue with your attorney. They can give you the best advice.

Good Luck,

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
... more
0 votes Share Flag Sun Feb 26, 2012 Credit Score in Eastpointe
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
what credit score do i need to buy ahouse that cost 55,000?
Terese,

Good Evening!! Most lenders are requiring a minimum of 620 credit score for a FHA mortgage regardless of the purchase price of the home. If you need the assistance of a buy ... more
0 votes Share Flag Sun Feb 26, 2012 Credit Score in Eastpointe
Rebecca Drob, Real Estate Pro in Macomb County, MI
Rebecca Drob answered:
How do I find properties for sale by land contract in Macomb County?
If you have an agent they will be able to search land contract listings for you and forward them to you. If you do not have an agent I would be more than happy to assist you with that. ... more
0 votes Share Flag Thu Jul 26, 2012 Home Buying in Eastpointe
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i want to buy a home, i have never owned a home before but my credit isnt good. what are my options?
There other other factors besides credit that determine mortgage qualification, therefore visit with any licensed loan officer; after reviewing your overall financial information, a det ... more
0 votes Share Flag Wed May 30, 2012 Home Buying in 48021
Dp2, Other/Just Looking in Virginia
Dp2 answered:
What can you tell me about rent to own properties in Macomb county,mi?
What do you want to know?
0 votes Share Flag Tue May 29, 2012 Home Buying in Eastpointe
Tom Lipinski, Real Estate Pro in Shelby Township, MI
Tom Lipinski answered:
My redemption period ended October 23, of this year. I heard nothing from anyone in regards of "cash for keys" what happens now?
Hi Jminc,

Looks like the communication has been less than excellent. The way cash for keys works is in Michigan there is a statutory 180 day redemption period, where you can redeem ... more
0 votes Share Flag Thu May 3, 2012 Foreclosure in 48021
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Am buying a home for 27,000 cash. What kind of closing costs should I expect? I am a first time buyer.
For an accurate answer, ask your Title Company for an estimate of costs--one can expect title costs, escrow fees, prorated taxes, attorney fees if applicable, HOA fees if applicable, re ... more
0 votes Share Flag Mon Oct 4, 2010 Home Buying in Eastpointe
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
what is involved with buying a HUD home? Are there agents who specialize in these purchases?
Good morning Nancy, Yes there agents who specialize in hud homes, an agent applies to be a hud home broker, is educated in hud homes sales and policies and obtains a pass key. They can ... more
0 votes Share Flag Mon Feb 15, 2010 Home Buying in Eastpointe
Brian Walker, Real Estate Pro in Chesterfield, MI
Brian Walker answered:
We would love to buy a bigger home, but like everyone else we are underwater with our current home We have very good credit and we are wondering
Momofthree, give me a call Brian Walker 586-914-6040 Century 21 Town & Country. We handle these situations daily these days. We're all in the same boat, but with our expertise ... more
0 votes Share Flag Fri Jan 29, 2010 Home Selling in Eastpointe
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
Once a house is in foreclosure, does the owner have the option to sell it? If not,what are the owners options?
Yes - you can sell it. If you owe more than the house is worth, you will be looking at a short sale.

Your options are many - make it right with the lender, do a loan mod, let it fore ... more
0 votes Share Flag Tue Sep 22, 2009 Foreclosure in 48021
Brian Walker, Real Estate Pro in Chesterfield, MI
Brian Walker answered:
When should I list my Eastpointe home if I plan to move by June, 2013. I HAVE to get out of MI and hope to
Sue, don't invest your money on upgrades in your area. Let us list it as is and we'll get you out from under it within 3 to 6 months. Brian Walker 586-914-6040 Century 21 Town ... more
0 votes Share Flag Thu Aug 20, 2009 Home Selling in Eastpointe
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