I'd like to strongly encourage you to meet with a lender privately in your own community. Whether this is a good option or not should be explored privately. You will want to think about the refinancing fees, the amount you save per month, and the length of time you expect to stay in your home.
But please, meet with someone who can look at your entire financial picture.
Best of luck.... more
If you are considering buying there, ask yourself if this is a convenience or a bother to you.Think about other communties close to premium shopping malls, do you avoid looking at homes near them, do you even give it a second consideration.
At this point the mall looks attractive, and I think most folks will consider it a benefit with some inconveniences.... more
I need more of a scenario to answer, fico scores, the value, etc. I Need answers to know the options?
Sheryl Arndt, Real Estate Broker – Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience
If you can, 20% and more is always a good thing, as then you dont have to pay PMI (Mortgage Insurance) which you have to pay, if it is anything less than 20%.....this is to Buy any home.....
Hope this helps.....I can, or then, I have a partner in Pleasanton who can help you with Dublin, let me know.
Be well and Safe, regards,
Nina Daruwalla... more
In reality, the most important thing is how you feel about the various homes and models each builder sells. All of the builders you have listed have good reputations, but the features for each differ – in some cases, dramatically.
At the end of the day, you will be the person who will be living there – the home you buy needs to fit your needs. You need to be able to feel good about the location, amenities and upgrades you select.
Make sure you take a Realtor with you – we know where the hidden soft costs are and can more than likely negotiate a better deal than you can on your own. There is no cost to you and you will not get a better deal if you go on your own – you have everything to gain and nothing to lose.... more
No you don't have to pay for this type of advice. The person you should be speaking with though should be a Loan Officer. They will be able to let you know if you can qualify for a USDA Loan, based upon your financial situation.
Ramon Concepcion... more
So many factors come into play with the value of properties --
I am confused by your reference to a duplex ---- typically, a duplex means two separate living units for two separate households. And each unit will have a separate address (and each will have its own functional kitchen and full bath to be considered a separate unit)
But what you're describing seems to mean that one property has a bedroom and a bath on the first floor, with the rest of the bedrooms and baths upstairs. That is not a duplex -- it merely means a 2-story home.
If all things are equal --- location, amenities, size of lot --- the preference may be for single story, particularly as people age or have health issues and cannot manage stairs... more
I believe your Agent may have misspoke or you misunderstood a comment your agent made. Attendance schools are assigned by the School District; in this case, San Ramon Valley USD. You cannot unilaterally send your child to any school in the County.
In addition, as can be seen at the San Ramon Valley USD website below:
"*Please note: Many schools and grade levels are impacted by growth and students may not be able to attend their resident school. Please contact your resident attendance area school for further information and to verify the address."
One way to facilitate your new home search is to take a peek at www.SchoolAndHousing.com
Based on property address, SchoolAndHousing provides attendance area schools (Public, Private and Daycares) along with useful performance statistics and other information.
They also have a mobile application, which is quite handy when you are viewing homes! Just access www.SchoolAndHousing.com on your mobile phone to download the app.
Before making an offer you should call the School District to CONFIRM the schools the property will feed to!
DR Horton is a national builder, a public company and a reputable builder to work with. I have had number of satisfied clients that have bought from DR Horton and know the sales staff personally in communities they are building in Dublin….feel free to call me if you need any specific information regarding any of their communities locally.
Best wishes,... more
I would wait awhile, at least until interest rates go back to normal. Doing it now would only save about $750,000 over 30 years.
NMLS # 6395
Financing Kentucky One Home at a Time... more
The fact of the matter is that ANY home builder is only as good as their last home built! The home building business is a lot like the automotive business. For example, past performance is not necessarily a predictor of future performance. Be sure you understand how Builder's "10-year” warranties have changed by reading the doc below.
Here’s six pages worth of "Why You Do Need a Realtor® When Buying From a Builder"
Given the fact you have already visited the Builder, you will probably not be able to have them pay for your Realtor® representation (unless of course you negotiate a commission directly with the Realtor®.
Unless you are a "die hard" "gotta-have-new" home, in my experience, the Clients I represented have ended up choosing existing for-sale housing based on a comparative review of pros & cons in relation to quantitative and qualitative acquisition costs.
Best Regards, -Steve... more
The terms of your lease are negotiable with the Renter. You can require that the Leasee pay for their own electricity, water, garbage, etc. You can even include the HOA dues in your Lease Payment. Just make sure it all works out so that you are competitive with the rental market.
In regarding your lease term in the event you want to sell you can go Month to Month, 6 Month, 1 year, or Multiple years. It's really up to you. If you know you more then likely will want to sell in 2 years start with a 1 year lease, then go Month to Month thereafter. If you decide to sell while there is a lease in place you may have to wait for the lease to expire prior to selling. Or you can offer an incentive for the Leasee to move, give them 2 Months Rent back to move out. If you have a Leasee who refuses to leave after a Lease Agreement has expired you will need to Evict the tenant, through an Eviction Process.
The time to find a Leasee depends on the condition of the home and how reasonable the Lease Price is to the market. You can begin to list the home now but make it so it is not available until 3 months down the line if your comfortable with that. It's your house, you call the shots.
You may want to also consider using a Property Management Company to manage the Lease. This way all complaints and requests go through them, and they will screen and negotiate the Leaee terms on your behalf, including the structure of the Lease Agreement. You will have to pay a monthly fee to them, but it may be worth it if your the type who is busy and cannot respond all the time to tenant needs. Otherwise manage it yourself, just make sure to run Credit and Background Checks on all applicants.
If you needs any assistance with any of this let me know I'd happy to help.
Better Homes and Gardens Tri-Valley Realty
The Summer Glen area is a purposeful community, which means you will only enter the community if you are visiting or going home. Central Parkway is a main street and there may be some back up during peak hours. How much progress have you made in your endeavor to purchase?
Let's talk and we can discuss further. My contact information is listed below,
All the best to you and yours,
Most new developments have HOA's today. HOA's help support property values by keeping the community consistent with CC&R's (rules) and by having architectural committees.
Cost of HOA fees generally varies based on amenities. An HOA is not really a profit center, but they need the funds to take care of the items in their budget. That can be swimming pool maintenance, landscaping and sometimes even front yard maintenance for each home. Some HOA"s have higher fees in the first bit so that they can build up cash reserves.
Vickie Nagy, CA DRE #01363932... more