Douglasville : Questions & Answers

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Rusty Cole, Real Estate Pro in Douglasville, GA
Rusty Cole answered:
We are searching for a home for sale in or around Douglasville, Ga. area with at least 3 bedroom and 2 baths.
Hello,

I would be glad to help. Please call me at 770-882-9069 or email me at rusty@swiftchange.com and we will discuss all of the details and we will start your home search.

Th ... more
0 votes Share Flag Sun Jul 28, 2013 Home Buying in 30135
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
I am searching for a home for rent by owner in the Douglasville, GA area. At least 3 bdrm and 2 1/2 bath. Anyone have any suggestions?
I do not suggest doing lease purchases. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the ... more
0 votes Share Flag Wed Apr 3, 2013 Rentals in Douglasville
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
I have a home in Florida and it is currently being foreclosed, can the bank in Florida come after my home In Georgia.
You would need to contact an attorney for any legal advice.
0 votes Share Flag Tue Apr 2, 2013 Foreclosure in 30135
Michael Hamm…, Real Estate Pro in Suwanee, GA
Michael Hammond answered:
I have a preliminary mortgage approval for $132,700, which is a good price. The appraisal was done last week and was appraised at 137,000.
What does your Agent/Broker/Lender say, Looking in Georgia? Seems like good news to me if your PSA price is < $137K. Please call, text or email if we can provide further assistance. Goo ... more
0 votes Share Flag Sun Jul 28, 2013 Home Buying in 30135
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I had a foreclosure back in March 2010- The bank finally sold the house in June 2010. I am looking to buy another house as a first time homebuyer?
Assuming you have re-established credit and meet the other qualifications, you can apply for an FHA loan 3 years after the date of the deed transfer. This could either be the date of t ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 30135
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
if a listing agreement has no expiration date when does it expire?
No expiration date. That is unusual. Depending on your market norms, the typical listing period is either 6 months or 1 year. Look over the agreement with a fine tooth comb to make su ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in 30134
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I will be closing on an FHA mortgage around April 15th. I am told that the mortgage payments will start 30 days after the closing date. Is that true?
If you close on the 15th the first payment will be due on June 1 or there abouts. You pay in arrears which means after you have been there so June 1 payment is for the time you owned in ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in 30135
Michael Hamm…, Real Estate Pro in Suwanee, GA
Michael Hammond answered:
My credit score is 498 can i buy a house?
With cash or very creative financing it's possible. With a standard mortgage, not so likely. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hamm ... more
0 votes Share Flag Mon May 13, 2013 Home Buying in 30135
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
I need help! with a 599 credit. Are there any lenders out there who can help me with a 203k?
No, you are not going to find a 203K with that low of a credit score. An FHA 203K is going to require at least a 620+ or 640+ credt score.

For an FHA mortgage, most lenders require ... more
0 votes Share Flag Mon Feb 25, 2013 Financing in 30135
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
We have been in a owner finance program for nearly 3 years and are ready to buy. We have been pre-approved for an FHA loan.
I thing you have actually two questions here:

Can you present to your real estate agent a home that you found ? Yes, your agent is working for you and with you. If you find a house ... more
0 votes Share Flag Tue Jan 13, 2015 Home Buying in 30135
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Can my daughter buy a house in her name and then transfer it over to my name after a year?
Your lender will not like that since she will be the one on the loan. If there is no loan, then yes.
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Douglasville
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
have a score middle of 574 in college and self employed. self employed . Need RTO Douglasville w/basement around the Alexander district.
I do not suggest doing lease purchases. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the ... more
0 votes Share Flag Wed Mar 20, 2013 Rentals in Douglasville
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
Va loan,credit is 575 currently rent... house note would be lower if we purchased a home what are our chances of getting approved. 1st time home buyer
Hi Tanya,
With a credit score that low, you are not going to have any mortgage options at this time. For a VA mortgage, you will need a middle credit score of at least 620-640.

F ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Douglasville
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
Attempts to negotiate with mortgagor failed and now we have to rent - fast!!!
Hello,

Did you pursue this loan modification on your own? If so, you may want to contact the local office of one of these HUD-certified housing counseling agencies.

http://www. ... more
0 votes Share Flag Wed Jan 9, 2013 Rentals in Douglasville
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
how long do I have to keep making offers on homes in Douglasville Ga. before I get excepted? Tell me what is going on?
Are you offering under the current listing price?

A majority of the homes cunrrently on the market are seeing multiple offers. Some properties are seeing 10-20 offers right now.

... more
0 votes Share Flag Tue Jan 8, 2013 Home Buying in Douglasville
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
FHA loan help. scores below 620. want to buy house with equity. House is so cheap we need to buy it. We currently rent it. please help
Hi Michael,
For an FHA mortgage, most lenders require a 640+ credit score for the last 2-3 years now.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FIC ... more
0 votes Share Flag Fri Aug 9, 2013 Home Buying in 30135
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
she said the houses are in closing everyone i called
Having accurate information is very important when dealing with buying or selling a home. The best way to access this is via a real estate professional.

The information rattling aro ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in Douglasville
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
can i buy a home between $100,000 and $155,000 with a 565 credit score? I make $35,000/ year and i have at the most $5,000 down.
Most lenders prefer a score of 640, and the better the score the better the rate; therefore consider improving your number and continue to save; for a personalized answer and suggestion ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in Douglasville
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
HELP!! Is a verbal agreement with listing agent binding?
"Verbals" are not worth the paper they're printed on; so it does not appear she has any case. But we live in a litigious society; so anybody can sue for any reason. If she does, you'l ... more
0 votes Share Flag Wed Dec 12, 2012 Home Selling in 30134
Michael Hamm…, Real Estate Pro in Suwanee, GA
Michael Hammond answered:
WHAT DO PENDING EXISTING LENDER APPROVAL MEAN?
MLS speak for Short sale, Chrisjoycelaw. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in 30135
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