Daly City : Questions & Answers

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Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
Is there anyway to collect data on past foreclosures in a specific zip code (i.e. # of homes foreclosed on in
Greg,

I would start by contacting the county records office in the county where the zip code is located. Explain to them what you are thinking of doing and see how they might be abl ... more
0 votes Share Flag Tue May 29, 2012 Foreclosure in 94015
Fiona Santos, Real Estate Pro in San Francisco, CA
Fiona Santos answered:
Is there any way I can figure out the price on a pending sale? I want to compare it to the asking price of...
Hi Greg,

Generally, the listing agent cannot disclose the contract price until it is closed but you can always try. The best way to compare the asking price is for recently sold prop ... more
0 votes Share Flag Mon Jul 13, 2009 Home Buying in 94015
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Are we allowed to call up listing agents and ask them what the current bid price is?
Hello Greg,
You can contact the listing agent but under the REALTORS Moral Code of Ethics; agents cannot disclose what the offer is nor the terms and conditions of the offer unless ... more
0 votes Share Flag Mon Jul 13, 2009 Home Buying in 94015
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
Is it possible to avoid escrow in California if I have a >20% down payment?
Yes, typically if you put 20% down you have the option of waiving the escrow requirement. However, there are a few things to note:
* Your credit and overall application profile will d ... more
0 votes Share Flag Fri Jul 13, 2012 Financing in 94015
Voices Member,  in
Voices Member answered:
I'm trying to find contact info/homeowners association for condos at 1008 San Antonio Circle
Hi, my research from older MLS listings shows that the HOA phone number is 650-367-7968.
0 votes Share Flag Mon Sep 28, 2009 Home Selling in Southern Hills
Voices Member,  in
Voices Member answered:
I am preapproved and am looking for a great value (victorian) in daly city or san francisco around 350k to 400
Hi, to clarify your question, are you looking for a rental or to purchase? Thanks!

*Free, no obligation reports on areas of interest are available from my website.
0 votes Share Flag Mon Jul 6, 2009 Home Buying in Daly City
Voices Member,  in
Voices Member answered:
Does Daly City have a first time homebuyer program. Also, is it offering mortgage credit certificate?
Hi, here's some info from Daly City's City website:
http://www.ci.daly-city.ca.us/city_services/depts/fire/ecd/hcd/first_time_homebuyer.htm

"The City does not have a down payment or ... more
0 votes Share Flag Wed Jul 1, 2009 Home Buying in 94015
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I see several banks offering mortgage rates like 5.6%, etc (specific #s). Is this the real rate?
Hi Greg, these are typically "best case scenario" rates meant to entice you to get on the phone and call.

There are 26 criteria that must be known before quoting a reliable rate, as ... more
0 votes Share Flag Sun Sep 27, 2009 Financing in Daly City
Lisamarie JC…, Real Estate Pro in The Woodlands, TX
Lisamarie JC Sheck answered:
How many different lenders should I go to for a pre-approval?
3 lenders. In the home loan process- your credit will be checked of course....everytime your credit is checked it actually lowers your score. If you are shopping lenders, you can have ... more
0 votes Share Flag Tue Jun 30, 2009 Financing in Daly City
Grace Morioka, Real Estate Pro in Sunnyvale, CA
Grace Morioka answered:
Can I obtain a lower mortgage rate if I take out the loan with my parents. How much will it be lower by?
Hello Greg and thanks for your question.

Actually, I have many clients who 'team" with their parents to purchase property, and if you don't have much down payment or less than sterli ... more
0 votes Share Flag Wed Mar 3, 2010 Financing in Daly City
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How much is PMI on a 450K Single Family house in Daly City? How is it Calculated?
Hi Chris, I’m going to split this answer between Non-FHA and FHA purchase financing (refinancing can be different).

To start, if we are talking about Non-FHA purchase financin ... more
0 votes Share Flag Fri Jun 19, 2009 Home Buying in Daly City
Fiona Santos, Real Estate Pro in San Francisco, CA
Fiona Santos answered:
What is the Daly City property tax rate in 2009?
Hi Chris,

It's approximately 1.25% of the property's purchase price every year. If the property value goes down, you can request for a re-evaluation. You can do it online, such as in ... more
0 votes Share Flag Tue Jun 16, 2009 Home Buying in Daly City
John DeMars, Real Estate Pro in 07044
John DeMars answered:
what do I need to supply to a mortgage lender for preapproval? I am seeking a home in Arlington, MA and
If you are speaking of a "Pre Approval" as opposed to a Pre Qualification, you will most likely need to provide tax returns, pay stubs (Documentation of Income) and documentation of cur ... more
0 votes Share Flag Sat May 23, 2009 Home Buying in 94015
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
I am about to sell a SFH near the ocean in Daly City in the 400's. Who is a good DC listing agent?
I'd love to help you Nicole. Give me a call or send over an email and we can discuss your needs and see if I would be a good fit.

Glen Mitchell
glenmitchell@remax.net
Licensed Bro ... more
0 votes Share Flag Wed Apr 27, 2011 Home Selling in Daly City
Emmanuel Sca…, Real Estate Pro in Collin County, TX
Emmanuel Scanlan answered:
should I get a termite report when purchasing a condo?
Hello Leigh,

I would most certainly have a termite report performed even on a condo. I do not perform termite inspections (they are licensed inspections in Texas) but I advise all o ... more
0 votes Share Flag Thu May 7, 2009 Home Buying in 94015
David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
Can anyone give me advice on refinancing to take advantage of the lower interest rates with no/low money down?
Hi Jennifer, I hate to be the one to go give you the bad news, but I don't think you can REFI right now. Your home has probably gone down since you bought, and your ratio's are way off ... more
0 votes Share Flag Fri Apr 10, 2009 Market Conditions in Daly City
Ryan Branden…, Real Estate Pro in Boca Raton, FL
Ryan Brandenburger answered:
Do banks still offer no income verification loans?
Don,

Gone with the Wind!

Ryan
954-394-9005
0 votes Share Flag Thu Apr 9, 2009 Home Buying in 94015
Anne Barrier, Real Estate Pro in 28601
Anne Barrier answered:
How do you figure out when a listed property isn't really for sale?
Wow! I am in NC, but it's against all MLS rules and Ethics code to say a property is not available when it is. If a listing agent is truly discouraging you from making an offer, she i ... more
0 votes Share Flag Tue Mar 31, 2009 Home Buying in Daly City
David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
I NEED HOME NEEDS SOME REPAIR
Call PJ Rielly, he is very dependable. PJ's number is 415-317-3731. He is a contractor who has built homes from scratch. You can visit my web site and take a look at his work. He built ... more
0 votes Share Flag Wed Mar 11, 2009 Foreclosure in Daly City
Sam DeBord, Real Estate Pro in Seattle, WA
Sam DeBord answered:
I am from Germany, If I have $30,000 and regular income ,can I buy a house in CA near around San Fransico?
It's possible, Naw. You need to get in touch with a lender, though. If you've cleared citizenship, you'll have a lot of more options for financing.
0 votes Share Flag Sat Mar 7, 2009 Home Buying in Daly City
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