Daly City : Questions & Answers

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Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
FHA vs. No permits / unwarranted conversions???
Mahar,

Yes, its possible to get financing for an unpermitted garage to bedroom conversion which is quite common in many part of the Bay Areas. As long as the work is done in a workma ... more
0 votes Share Flag Mon Feb 7, 2011 Financing in Daly City
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
How safe is the 400 block of Belleview Ave in Daly City?
As a REALTOR I can't comment on criminal activity, schools, demographics etc.. but you may find the attached website helpful to gather information from.
0 votes Share Flag Fri Jan 28, 2011 Home Buying in Daly City
Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
Where is the crime map for Daly City?
The Daly City Police Department is working on a web-based crime map application. In the meanwhile here are a couple of links on the subject:

http://www.localcrimenews.com/crime-map.p ... more
0 votes Share Flag Fri Jan 21, 2011 Crime & Safety in 94014
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
How badly does entering Consumer Credit Counseling affect a buyer's financial profile?
J. Mario,
I'm a licensed lender as well as Realtor, I haven't run across this lately, but in the past underwriters treated it like a BK if it was disclosed. In some instance ... more
0 votes Share Flag Tue Dec 7, 2010 Home Buying in Daly City
Robert Milli…, Real Estate Pro in Spokane County, WA
Robert Milliron answered:
what is a short sale?
Short Sales are when a seller owes more on the home than they can sell it for. The Bank will allow the seller to sell the home and the bank takes the loss.
For example you own a home ... more
0 votes Share Flag Wed Sep 8, 2010 Home Buying in 94015
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
our house been foreclosed 2010 we tried loan modification but the bank said we just cannot afford it. may i know if we ever can still own a house?
Your house has been foreclosed this year only, so you have to wait for another 3-5 years before you can qualify for any loan from a lender. You can also also check with any lender for ... more
0 votes Share Flag Sat Jul 24, 2010 Foreclosure in Daly City
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
Shouldn't a buyer's real estate agent be cooperative and get the history of utility costs printout if a buyer requests it?
Well.....I kind of doubt they would give it to your agent either.
However, I suppose she could ask the listing agent to request it from the seller.
The worst that could happen is the ... more
0 votes Share Flag Fri Jul 23, 2010 Home Buying in 94015
David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
Our agent kept saying all we need to do is sign the papers and we'll get our escrow back. Then it turns out there's some contingency that
I would talk with your agents broker and tell them you are not happy with your agents service and representation.
If your agent is the broker, tell them you will file a complaint with ... more
0 votes Share Flag Thu Dec 9, 2010 Home Buying in Daly City
Vain, Home Buyer in 94014
Vain answered:
Will a lender even order a BPO if the short-sale package was not complete?
Another interesting observation is that the sellers have 2 more propreties, and recently, they have deeded those homes to other people. Maybe to protect themselves from recourse.
0 votes Share Flag Thu Jul 22, 2010 Home Buying in Daly City
Laura Dobbins, Real Estate Pro in Evans, GA
Laura Dobbins answered:
A lot of homes in the Peninsula are getting bought without any inspection. (As-Is). Is this safe? I heard its not, but if it's the trend, then
This reminds me of the old parent saying "if everyone was going over a cliff, would you join them?". I can't tell you if it is "safe" or not. I will tell you ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in 94015
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can I still get a loan for about 100.000 if I file bankruptcy 2 1/2 year ago including a foreclosure I am trying to buy a mobile home in Daly City
A lot will depend on the type of bankruptcy, current financial situation, credit score, etc., Visit with any qualified loan officer(s) and then make a determination.
0 votes Share Flag Tue Dec 7, 2010 Home Buying in Hillside
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
My house been foreclose and we still in the house we hire lawyer what will be happen to us
Eventually one of 2 things will have to happen.

1 you pay what you owe
2 they take the house and kick you out legally.

Sorry, it is that simple.

You would be smart to start lo ... more
0 votes Share Flag Wed Apr 21, 2010 Foreclosure in Daly City
Vicki Moore, Real Estate Pro in San Mateo, CA
Vicki Moore answered:
why is houses at serravista ave daly city very inexpensive?
Hi Johnny - I just looked at the two that are under contract; they're both short sales. That type of sale will often cause the prices in the rest of any neighborhood to go down.
... more
0 votes Share Flag Thu Dec 9, 2010 Home Buying in Original Daly City
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
After being 3 months being on my HOA payments, in CA can HOA restrict access to my home or ammenities without first legally foreclosing?
You are correct that the HOA can lien your property and does have the right to foreclose. As for locking you out of your home and amenities I think that is wrong/incorrect. Read your ... more
0 votes Share Flag Tue Dec 29, 2009 Foreclosure in 94015
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
Is garage conversion when house is smaller than comps worthwhile?
Subha:

Personal opinion - they will express more concern about no garage than they will about the small square footage.
0 votes Share Flag Thu Oct 29, 2009 Home Selling in 94015
Fiona Santos, Real Estate Pro in San Francisco, CA
Fiona Santos answered:
Hi there, I'm about to get into purchasing a home in DC after I sell my condo in Lake Merritt. I
Hi David,

You can check out Westlake & Serramonte areas for a little more fixed-up homes. There are probably the same number of foreclosures in Original Daly City, St. Francis an ... more
0 votes Share Flag Tue Nov 10, 2009 Home Buying in Daly City
Buell (Hal)…, Real Estate Pro in Red Mountain Ranch,...
Buell (Hal) Burgess answered:
If the appraisal comes in lower than the purchase price by 5% and I have a 35% downpayment, will the bank
Greg,
In general a lender will only loan to the appraisal amount. If the seller will not lower the selling price to the appraisal amount, and you still want the house, then you will ... more
0 votes Share Flag Mon Aug 17, 2009 Home Buying in 94015
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
Possibly buying a house in Daly City. It's a foreclosure and a little run down. What kind of inspections and?
A general home inspection and termite report go a long way. Roof report is a good idea too. Depending on what you find in the report you may want further inspections. If you are worr ... more
0 votes Share Flag Tue Aug 11, 2009 Home Buying in Daly City
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Is it customary for a bank to pay their share of prorated taxes on a foreclosed home in CA?
Yes you are not held responsible for taxes of any property till ownership and title transferred to you.

Your buyers agent, mortgage broker, or title company can explain these details ... more
0 votes Share Flag Fri Jul 24, 2009 Home Buying in 94015
Fiona Santos, Real Estate Pro in San Francisco, CA
Fiona Santos answered:
How much is Daly City transfer taxes? I know San Mateo country charges $1.10 for every $1k. But does the city
Hi Greg,

For Daly City, yes, the county transfer tax rate is $1.10 per $1,000 and there is no city transfer tax. The only cities in San Mateo County that have transfer taxes are Hill ... more
0 votes Share Flag Thu Jul 23, 2009 Home Buying in 94015
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