Tyler J. Jacobs, Phd answered:
FHA vs. No permits / unwarranted conversions???
Mahar, If you are a first time buyer then my advice is to NOT go with an FHA loan. Rather consider what my staff has been advising clients, the "FIRST-TIME HOMEBUYER'S" l
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Kamal Randhawa answered:
How safe is the 400 block of Belleview Ave in Daly City?
Hello Wolfm3,
We, as realtors can not comment on the specifics of neighborhoods as it is considered steering and it's considered unethical. Here is a website that will give you
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Steve Ornellas answered:
Where is the crime map for Daly City?
Poiupoiu:
A map-based, geo-located, crime stats tooI for Daly City can be found at: http://www.crimereports.com
Best, Steve
Dan Tabit answered:
How badly does entering Consumer Credit Counseling affect a buyer's financial profile?
J. Mario,
I'm a licensed lender as well as Realtor, I haven't run across this lately, but in the past underwriters treated it like a BK if it was disclosed. In some instance
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Robert Milliron answered:
what is a short sale?
This goes to Richard,
Obviously you are not a Realtor but you are a so called pro because you buy houses from distressed people who are losing them at the cheapest possible price. Y
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Keith Manson- Metro Milwaukee Wisconsin answered:
our house been foreclosed 2010 we tried loan modification but the bank said we just cannot afford it. may i know if we ever can still own a house?
You can not purchase a home now. You will have to wait for some time. As the underwriting guidelines change the ability to purchase a home when you where foreclosed on may change. Th
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Mack McCoy answered:
Shouldn't a buyer's real estate agent be cooperative and get the history of utility costs printout if a buyer requests it?
And you didn't want to get them yourself because . . . ?
Jeri Creson answered:
Our agent kept saying all we need to do is sign the papers and we'll get our escrow back. Then it turns out there's some contingency that
There is a important misconception out there about contract law, and contingencies in contracts, that I have noticed have become increasingly more commonplace as - imho -many agents in
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Vain answered:
Will a lender even order a BPO if the short-sale package was not complete?
I have been doing my own comps. Homes that are identical (identical in size, and appearance), sold for around $510k but they were in better condition. I offered low with the expectati
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Flavio Tejada, MBA, Broker/Own answered:
A lot of homes in the Peninsula are getting bought without any inspection. (As-Is). Is this safe? I heard its not, but if it's the trend, then
Hi,
I always recommend the buyer get inspections
Good Luck!
$$$BUYER CASH REBATE 50%-60% / SELLER COMMISSION DISCOUNT 50%$$$
Flavio Tejada, MBA-Finance, Broker/Owner, Realtor
(
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J. Mario Preza, CRB, CDPE answered:
Can I still get a loan for about 100.000 if I file bankruptcy 2 1/2 year ago including a foreclosure I am trying to buy a mobile home in Daly City
I just helped a buyer get into a house after a similar situation -- bankruptcy 2+ years ago. I don't know how the lender did it, but the buyer did his part, re-established credit,
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Pacita Dimacali answered:
My house been foreclose and we still in the house we hire lawyer what will be happen to us
If it's already been foreclosed, and right before it was foreclosed, you should have received a notice posted on the front door.
You will also receive a notice to vacate.
Dep
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J. Mario Preza, CRB, CDPE answered:
why is houses at serravista ave daly city very inexpensive?
First of all, the prices in many areas in and around Daly City have adjusted due to the economy and the high number of foreclosures and pre-foreclosures. Many of the properties in Dal
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Terri Vellios.Com answered:
After being 3 months being on my HOA payments, in CA can HOA restrict access to my home or ammenities without first legally foreclosing?
You are correct that the HOA can lien your property and does have the right to foreclose. As for locking you out of your home and amenities I think that is wrong/incorrect. Read your
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Jeff Tung answered:
Is garage conversion when house is smaller than comps worthwhile?
Hi Subha,
I agree with Vicki and Carl. Not everybody needs more space. The home will attract somebody.
Thez Santos answered:
Hi there, I'm about to get into purchasing a home in DC after I sell my condo in Lake Merritt. I
Hey David , I got the perfect house for you !!! 628 Macarthur Drive , in Broadmoor area. 3 bedrooms , 2 bathrooms, gleaming hardwood floors, new carpet, granite counter top, reccessed
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Jes Sierra, B.Sc. answered:
If the appraisal comes in lower than the purchase price by 5% and I have a 35% downpayment, will the bank
Greg,
You can negotiate the 5% difference to make this close.
Did the seller counter with you comming up with the difference if it didn't appraise at the amount you offered ?
If not
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Andre Mettler answered:
Possibly buying a house in Daly City. It's a foreclosure and a little run down. What kind of inspections and?
Inspections are always a good idea; it gives you a proffessional opinion about the current state of the building. If it is an REO the lender does not have to tell you if someone died i
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Lynn911.com Dallas Real Estate Agent answered:
Is it customary for a bank to pay their share of prorated taxes on a foreclosed home in CA?
Yes you are not held responsible for taxes of any property till ownership and title transferred to you.
Your buyers agent, mortgage broker, or title company can explain these details
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Jeff Tung answered:
How much is Daly City transfer taxes? I know San Mateo country charges $1.10 for every $1k. But does the city
Hi Greg,
The only cities in San Mateo county that have city transfer taxes are Hillsborough ( $.30 per $1000 ) and San Mateo ( $5.00 per $1000 ).
