Crest Hill : Questions & Answers

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Want to move but don't know what steps to take! Help!!
Note; If you try renting it out, and your Lender finds out, they can (probably) immediately call in the loan, (or some such punishment).

A lot of people have been in your situation o ... more
0 votes Share Flag Tue Jun 12, 2012 Home Selling in 60403
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
When do I buy homeowner's insurance?
Most insurance agents send us the bill and we pay it at closing. Ask your loan officer if that is the best way to handle it, then get a binder from the insurance agent you want to use, ... more
0 votes Share Flag Mon Nov 21, 2011 Home Buying in Crest Hill
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is your down payment included in your HUD-GFE?
If we cannot see you GFE, why do you think we could guess better than you.
Who made up the GFE; Title Company? Attorney?
You should talk to them.

Good luck and may God bless
0 votes Share Flag Tue Nov 15, 2011 Home Buying in Crest Hill
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Can someone explain how a property tax credit at closing works?
if it is just base don property taxes, the seller would pay the taxes in advance for teh year on the HUD. It would only affect your closing costs very slightly, if yiour bank was going ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in 60403
Rachel Damma…, Real Estate Pro in Westminster, CO
Rachel Dammann answered:
Where can I find the Square footage information?
The county should have square footage records. That's one way they know how to determine property taxes. Look on their website or call the assessor's office.
0 votes Share Flag Thu Aug 4, 2011 Home Buying in Crest Hill
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Seller or Bank pay closing cost?
The Seller has no money; that is why they are Shortselling.
The Bank may pay some of your Closing Costs, but they have their own Closing Costs to pay.
You might jack-up the Offer to c ... more
0 votes Share Flag Tue Aug 2, 2011 Home Buying in Crest Hill
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
We would like to move to a newer home , however we are concerned about selling our current home which is worth less than we owe. What do you?
Joe,

If you don't have to sell and you don't have enough money to pay off your existing mortgage, you should stay put. If you have enough to bring funds to the bank to pay ... more
0 votes Share Flag Sat Jun 11, 2011 Home Buying in Crest Hill
Phil Rotondo, Real Estate Pro in 32940
Phil Rotondo answered:
Our credit is in terrible shape we are un able to rent an appt because of mgnt companys to much to go in to here. So any ideas???
Good Morning Brenda;
You may want to check rental ads on CraigsList or in the local newspaper.
The owners may not be as stringent as those listed on the MLS or with Management Compa ... more
0 votes Share Flag Fri Feb 4, 2011 Financing in Crest Hill
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Can I file for bankruptcy if I did not go to the court foreclosure proceedings?
You need to confer with an attorney determine all legal issues regards property owned. County tax records will indicate who owns home whether bank has possession. Best of luck sorry t ... more
0 votes Share Flag Sun Feb 8, 2009 Foreclosure in Crest Hill
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