Corona : Questions & Answers

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tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
I have home equity loan with BoA (the same lender with 1st mortgage). Will the equity loan be also wiped out with the short sale?
A home equity is a lien against the property and the bank, or you, can't sell a property with a lien on it, someone will have to remove it. If you opened a home equity and never bo ... more
0 votes Share Flag Tue Feb 1, 2011 Home Selling in Corona
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Can the seller take the wood shutters?
Without reviewing your contract I can't say for certain, but typically appliances are specified that they are to remain or go with the seller, what does your contract ... more
0 votes Share Flag Tue Mar 1, 2011 Home Buying in Corona
Stacy Carter, Real Estate Pro in Roswell, GA
Stacy Carter answered:
HOA transfer fees are $700. Seller's lender will pay $500 and wants me (buyer) to pay $200. Is that normal?
Usually, the buyer incurs the entire transfer amount, so it sounds like this is a good deal.

Stacy Carter
Associate Broker
Better Homes & Gardens Real Estate Metro Brokers
0 votes Share Flag Tue Apr 15, 2014 Home Buying in Corona
Home Inspect…, Real Estate Pro in Dayton, OH
Home Inspection Services, Clay answered:
I am a Gen. Contractor wanting info on home trash out.How do i get involved?
In my experience it is the asset manager for the corp/bank/lender that assigns the contractors. On occasion the total responsibility could be assigned to an agent or broker for contrac ... more
0 votes Share Flag Thu Aug 11, 2011 Remodel & Renovate in 92882
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
Will homes in Corona (Eastvale) 92880 continue to drop in price?
It looks as though you answered your own question.

Ever heard of the eye of the storm?

For the most part, Properties under 300,000 should do OK. However there will be ... more
0 votes Share Flag Fri Jan 7, 2011 Home Buying in Corona
Call now 951…, Real Estate Pro in Corona, CA
Call now 951-212-7479 answered:
ATTN Riverside,CA county agents: How's the market for a buyer looking to buy an owner financed house. Anyone w/ this kind of experience?
Owner financing is very difficult to find right now. Current homeowners know the market is at/near the bottom of the price decrease which means there's not many standard sales hap ... more
0 votes Share Flag Tue Mar 1, 2011 Home Buying in Corona
Ameerah Bold…, Real Estate Pro in Corona, CA
Ameerah Bolden answered:
How and when agency must be disclosed?
Dear Home Seller, Agency is always disclosed in writing. The correct form used for disclosure is The Disclosure Regarding Real Estate Agency Relationship and it should be disclosed by t ... more
0 votes Share Flag Mon Aug 20, 2012 Home Selling in Corona
Vincent Fumu…, Real Estate Pro in 85283
Vincent Fumusa answered:
How will this "foreslosure moratorium" with BofA affect the Short Sale process now? Speed it up or slow it down?
Most experts believe that the foreslosure moratorium will speed up the short sale process because it will provide more time for bank employees to work on short sale transactions.
Pleas ... more
0 votes Share Flag Mon Nov 29, 2010 Home Buying in Corona
Sergio Herna…, Real Estate Pro in Naples, FL
Sergio Hernandez answered:
How does one initiate a short sale? Do you need to ask the bank's permission first? What if you are still current on your loan?
Speak to your lender, your tax adviser and an attorney, before deciding what to do.
0 votes Share Flag Tue Jan 4, 2011 Home Selling in 92880
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
I am submitting an offer on a REO property. Listing agent requires pre-approval from Prospect mortgage - mortgage broker. Is this legal?
I hate it when agents require pre-approvals from their brokers ( no exceptions). From what i understand, however, it IS legal, because they're not requiring them to finance with th ... more
0 votes Share Flag Fri Apr 11, 2014 Financing in 92879
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
Out of State Short Sale Purchase
Escrow cannot be closed until the money is delivered via a cash wire transfer by you or loan documents being signed by you.

You don't give the details of the transaction only ... more
0 votes Share Flag Tue Mar 1, 2011 Home Buying in Corona
Thomas Tolbe…, Real Estate Pro in 31410
Thomas Tolbert answered:
In a short sale does the seller have to submit all offers to the bank?
The seller is the homeowner, Tb. You have entered into an agreement with the seller, not the bank. The difference is that the short sale is subject to lender approval. All offers must ... more
0 votes Share Flag Wed Nov 17, 2010 Home Buying in Corona
Diana Margala…, Real Estate Pro in Rancho Cucamonga, CA
Diana Margala (909) 560-0145 answered:
How much would taxes be (including Mello Roos) on new home priced at 500,000 in the Retreat (Ryland Homes)?
The Mello Roos, CFD etc. are based on how the builder chose to address the improvements that were required by the city and/or county. In order to give you an exact amount you would nee ... more
0 votes Share Flag Sun Aug 8, 2010 Home Buying in Corona
Lydia Kray, Real Estate Pro in Eastvale, CA
Lydia Kray answered:
Have the house prices in Eagle Glen community in Corona hit bottom yet ?
Hi Joenemat,
As a Realtor who lives and works and sells homes in Corona, I am finding there are still cash buyers and lots of regular buyers in Corona which stabilizes and even has bee ... more
0 votes Share Flag Sun Oct 17, 2010 Home Buying in Corona
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
I recently got an offer accepted on a BofA short sale, now the seller is applying for HAFA.
Hi Charles:

HAFA - Overview
HAFA is an acronym for Home Affordable Foreclosure Alternatives, a government-sponsored program that helps individuals and families who are experiencing ... more
0 votes Share Flag Wed Jul 7, 2010 Home Buying in Corona
Elise Timpe, Real Estate Pro in Corona, CA
Elise Timpe answered:
55 Active Adult communities
They each have their own rules. For instance, some require that those under 55 be no younger than 40.
You can get the information by going to the website. I put a link to it at the bo ... more
0 votes Share Flag Mon Jun 28, 2010 Home Buying in Corona
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
Hi Rk,

In today's standard world, you are not able to get a mortgage from the usual sources.

There may be a seller that is willing to finance a home purchase, but you have t ... more
0 votes Share Flag Sun Apr 13, 2014 Home Buying in 92879
Dan Magallon, Real Estate Pro in 92629
Dan Magallon answered:
Can I buy a home with no downpayment, have a great job and 700 credit score and single parent thank all of you in advance?
Good question, in today's market with homes prices slowing down anything is possible. I have seen zero down Veteran Administration loans but none others--- YET. The first ... more
0 votes Share Flag Mon Jun 28, 2010 Home Buying in 92883
Katina Wright, Real Estate Pro in 30310
Katina Wright answered:
Listing agents will not accept offers since we are being represented by a buyer agent.
Sounds hokie, but that's not to say it hasn't happened to you. Just be sure to be able to back up your allegations with proof. Get it however you need to and the ... more
0 votes Share Flag Sat Nov 27, 2010 Home Buying in Corona
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Is it normal practice for an agent seling a short sale to not accept an offer at list price?
It is up to the property owner to select which offer to send to the bank, possibly with the advice of their Realtor. It would behoove them to select the best offer. Keep in mind a cou ... more
0 votes Share Flag Fri Aug 3, 2012 Home Buying in 92883
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