Credit Score in Columbus : Questions & Answers

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John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
What credit scores are getting home loans?
620 is minimum, but on top of that, debt to asset ratio, job stablity and income verifiable. At low score you also pay a risk adjustment premium to the rate, so you hear 4% now for bes ... more
0 votes Share Flag Thu Feb 23, 2012 Credit Score in Columbus
James Deskins, Real Estate Pro in 43082
James Deskins answered:
Where are the lenders that work with a 560-595 scores in OH. I want to purchase a house for $68,000. Please help...
Rod: Andy Deutschle, American Eagle Mortgage, 614-737-2508. He will be able to help you.

Good luck.
0 votes Share Flag Tue Oct 25, 2011 Credit Score in Columbus
Tim Taylor, Real Estate Pro in Columbus, OH
Tim Taylor answered:
what is the lowest credit score you can have to obtain a loan?
Hi Michelle,
The acceptability of a credit score depends on the lending institution and the type of loan you're pursuing. FHA hasn't had a minimum score for some time, but mo ... more
0 votes Share Flag Wed Mar 14, 2012 Credit Score in Columbus
Chris 832-60…, Real Estate Pro in 77008
Chris 832-607-8073 answered:
How long does it take to get a credit tradeline added back to someone's history if it was removed erroneously? Please read:
I've seen this take 30 days generally.....it really depends on which day the creditor uploads their data. Depending on the timing it could be a couple days to 2 months....

Best ... more
0 votes Share Flag Sat Feb 28, 2015 Credit Score in Columbus
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