Two to three years is the standard time period after a short sale you may look to purchase a home. I suggest that you speak with your Lender and start the pre-approval process. The fact that you have 20% down is a good start. If you have managed to keep your debt down and pay your current bills on time this will also help in your attempt to gain loan approval. Good luck!
Is yours the only house there? If not, you should ask your neighbors who they use for financing. I was not aware that residential was allowed in a light industrial zone so I'm not sure how you would get financing on that.... more
If you are in escrow on a foreclosure, they typically do not want to make repairs. It is complicated with foreclosures and you should have a Realtor or Attorney review the contract and the RPA in order to have a better understanding of what to expect.... more
If you are not familiar with area now is the time to take a trip--visit the wine country, stop in on San Francisco--approximately 75-95 miles away, etc. Drive around, neighborhoods more than once and at different times , of day, check out shops, dine at local eateries, chat with locals, etc.,--then make a determination of your own--after all opinions are subjective.... more
Hello Jill, Yes! there are homes for sale, here are a few: 1, 1131 Palomino Rd. 3/3 reduced to $749,000 fro $799,000 days on market 236!, build in 87 on over 1 acre with great views. There is Hoa's in that neighborhood, approx. $420 a year. Then there is 26824 Walnut Lane, 2/2 1450 sq. ft. listed for $724,000 dom is 215. Next is 1172 Mountain Pine, 3/3 built in 80. dom 124 listed for $699,000. 180 degree views, on 1.8 acre. Next is 26802 Oak Knoll 3/2 was $728.000 now $628,000. dom 185 1.18 acre. 26660 River Road$595,000 3/2, 1264 sq. ft. 144 dom. The last one is on 26803 Oak Knolls Terrace for $440,000, great deal. Take your pick. Please don't hesitate to log into our website, register and search the MLS at your leisure. If you have any other questions we would love to earn your business. Teresa Henderson... more