Home Buying in Charlotte : Questions & Answers

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dave, Real Estate Pro in Charlotte, NC
dave answered:
Please provide me with the top 3 questions you think a buyer should ask his/her real estate agent when ready to make an offer on a home!
Allison,

Interesting question. The first one is easy.

1. What is the house worth? Make sure the Realtor has done a CMA on the property and given you data to tell you what th ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Charlotte
Debra M. Buck, Real Estate Pro in Charlotte, NC
Debra M. Buck answered:
I'm buying a new home in concord NC, and I want to know the closing cost
Hi Mostiman!

I assume you are purchasing without a Buyer's Agent? You really should retain one for this very reason so you can be guided on your Purchase and have your interests rep ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Charlotte
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Since HUD no longer has an escrow company, The buyer has to pay for the sellers escrow. Is there a way to off set this cost?
Escrow as in the money set aside to pay the taxes and insurance they collect in the loan payment?
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Charlotte
dave, Real Estate Pro in Charlotte, NC
dave answered:
Homeowner looking to purchase another home. We have a few things on our credit and need some direction on what to do to buy our next home.
Tieratcook,

I have a mortgage lender that can walk you through the process of cleanign up and fixing the issues to purchase another home. he does nto charge a fee for his services ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Charlotte
Abby Nelson, Real Estate Pro in Charlotte, NC
Abby Nelson answered:
I am a 1st time home buyer and have been looking at FM HomePath homes, but broker pushes 203K; wouldn't FMHP save me $ monthly?
I am glad to see you are asking lots of questions. I would ask the lender first and foremost if his/her company actually funds the loan. Lots of times I have seen brokers get to closi ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Charlotte
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
If we are planning on relocating asap to NC, based on our own home selling in MA, can we apply for a primary residence mortgage in NC?
Sure you can. As soon as you get a non-contingent offer on your house you can then write an offer as non-contingent on a property here. Start speaking with a local lender to get a preap ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Charlotte
Kathleen Tur…, Real Estate Pro in Charlotte, NC
Kathleen Turner answered:
General Charlotte, NC information
Charlotte is definitely a dog friendly city! I have two dogs myself. We have a number of dog parks here. Charlotteans love their dogs and you will see folks hanging out with their dogs ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Hwy 51 - Park Road
John Siddons…, Real Estate Pro in Charlotte, NC
John Siddons - REALTOR® answered:
how safe is Lexington commons neighborhood?
Goodmorning Tammy!

Realtors are not allowed to disclose this specfic information. I can direct you to Trulia's awesome feature, crime maps - http://www.trulia.com/local/#crimes/char ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Hwy 51 - Park Road
Jon Widdifie…, Real Estate Pro in Charlotte, NC
Jon Widdifield answered:
Want to relocate near Charlotte. We need horse property for our 2 horses and looking not to spend over $250,000. We are presently on Long island.
I can help you locate a property. Please email or call me so we can communicate more effectively. 704-763-0059 charlottehomepro@gmail.com
Click on the link below to start searching for ... more
0 votes Share Flag Fri Feb 28, 2014 Home Buying in Charlotte
Mike Moulton, Real Estate Pro in 28203
Mike Moulton answered:
Does anyone know of a loan office or mortage company that helps repair bad credit?
HI Tawana,
We have an excellent program for credit repair. Please call Kacy in our office at 704-885-0488. It can help you acheive your goals in as little as 45-60 days.
Thanks,
M ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Charlotte
John Siddons…, Real Estate Pro in Charlotte, NC
John Siddons - REALTOR® answered:
How would you best describe the differences between living in the Lake Wylie vs Union County areas around Charlotte?
If you're in the Lake Wylie area in Mecklenburg County, taxes are higher. Also, this area is more developed with $100-$250k mass production builder homes. Union county is more rural, ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
John Siddons…, Real Estate Pro in Charlotte, NC
John Siddons - REALTOR® answered:
Which neighborhood should we live in in Charlotte, NC?
Email me directly or call me to discuss! Dilworth is GREAT, so you're on the right track about places to live.

I'd really like to help you with your relocation and should ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
Jon Widdifie…, Real Estate Pro in Charlotte, NC
Jon Widdifield answered:
I need info about Monroe, NC. What are the attitudes there (political, social, etc.). Is it considered more rural than suburban?
Like anywhere there are several different opinions. It is a little more rural than charlotte , but only about 20 minutes from the city. I would be more than happy to send you a relocati ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
How do find a realtor who understands your needs, price points someone who is willing to working to find you new home , looking outside the box?
Hi Robyn

Talk to the many agents who will respond to your post or
go to Open Houses and see if any of the agents hosting the home will
work for you.

Check with your friends or a ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
Kathleen Tur…, Real Estate Pro in Charlotte, NC
Kathleen Turner answered:
Okay so here is my case.
Hi - this is a question for a mortgage lender. Your income will play a big part in the equation so your best bet is to go ahead and speak with a lender to formulate a plan. It is way to ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
Patricia Dri…, Real Estate Pro in Charlotte, NC
Patricia Driscoll Fenton answered:
Do brokers have exclusive listings? Or is it all pretty much listed on MLS? Thanks
Yes Brokers do have exclusive listings. A Broker has to be a Realtor and join the Multiple Listing Service in order for their listings to be entered into the MLS. Not all Brokers are ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Charlotte
Jon Widdifie…, Real Estate Pro in Charlotte, NC
Jon Widdifield answered:
HUD bid question...
Typically they do not counter, they usually have several offers and choose the best one. My best advise is to offer the highest amount you feel comfortable with, if you do not get it yo ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in 28216
Lexie Longst…, Real Estate Pro in Charlotte, NC
Lexie Longstreet answered:
Any ideas/tips on how to bid for HUD homes as investment properties?
That's right. HUD gives owner occupants the first shot. Usually investors can bid after 14 or 15 days. I would look for HUD homes that have been on the market longer than that Owner ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Charlotte
Tony & Cindy…, Real Estate Pro in Lake Wylie, SC
Tony & Cindy Altieri answered:
Do appraisers include foreclosure and auction sales as comps when pricing a property ?
An appraiser can use any comps he wants, which seems very unfair. We have not experienced an appraiser using FC or Short Sales on amy of our recent closings/appraisals for our homes we ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Charlotte
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
What is the price premium, if any, typically charged on an owner financed property ?
No premium should be paid, other than possibly a slightly higher interest rate than market rate. Personally if you've got good credit and can get a loan, I'd probably not work with Sell ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Charlotte
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