Financing in Carrollton : Questions & Answers

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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Why do banks use Gross income to calculate home affordability instead of Net income?
Gross is used because your net will change with the additional tax write off you'll receive from having a mortgage payment. They also calculate it off the gross debt payments, ... more
0 votes Share Flag Thu Apr 25, 2013 Financing in Carrollton
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
Can the lenders(some of who are running skeleton crews) handle the large volume of transactions which are likely to happen in the next few weeks?
What a thoughtful question! No. They can get them funded but expect hiccups. The problem here is that hiccups can cost a boat load of money over the next 87 days. As a lender, my re ... more
0 votes Share Flag Thu May 8, 2014 Financing in Carrollton…, Real Estate Pro in Dallas, TX Dallas Realtor answered:
we are looking at refi have property values dropped in 75010 should we do a HARP refi we are 90% ltv and are also looking to put a pool in
Best have a mortgage broker review entire file. If the home dropped in value ARE you paying cash for the pool? If not then more than likely you can't receive a loan install a poo ... more
0 votes Share Flag Sat May 10, 2014 Financing in Carrollton
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