First, confirm the property is located within a FEMA Designated "Flood Zone." This will be on the appraisal or your Lender can advise you. Not all properties within Country Club are within the designated Flood Zone.
I have had good success recently with my clients purchasing in Throgs Neck and Country Club for Homeowners' and Flood Insurance with the following two agents:
Nua Nicaj: (718) 829-3200
Linda Rey: (914) 631-7628 ext. 303
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
They are building/complex specific and vary greatly by what's included, etc. The state has nothing to do with HOA. If you have a particular building in mind you should check with an agent what they are for that particular property.... more