When renting a home in a community that is governed by an HOA the landlord should provide a copy of the HOA documents including the rules for the community to the tenant. Those rules are called CC&Rs or Covenants, Conditions, and Restrictions.
Before submitting a Rental Application ask your tenant agent and/or the landlord agent if they can make available a copy of the HOA documents (CC&Rs) for review.
You want to do that before you submit your rental application so you don't spend money on an application processing fee for a home that you would later decide is too restrictive for your requirements after reviewing the CC&Rs..... more
There is no way for any of us to know for sure what will happen with house prices in the future. This is especially true with the various banks doing who knows what with foreclosue proceedings. There are just too many variables right now to have a definitive answer. Hopefully yes, but we cannot say for sure.... more
If you don't have a written agreement with your agent, you are free to choose whoever you wish, at whatever time you wish and owe the agent nothing, if you end up purchasing a property he/she did not show you--however, do have a discussion with your agent beforehand, express your concerns--there could be some miscommunication happening--if you are looking at bank owned properties or short sales, there is a good possibility that multiple offers exist or that an offer(s) is/are pending--if that's the case, don't overlook some tradional sales, as some may turn out to be better buys. And if you have an interest in some of the properties you already saw with your agent--is he/she aware I wonder--again communication from both sides is key to a good relationship--discuss all your issues with your agent first and then make your determination.... more
I know of some options that are tailored to your specific needs for refinancing. I would be glad to give you information that would facilitate you in this process. Send me an email at firstname.lastname@example.org and let's get started!
Prudential Towne Realty... more