Home Buying in Boston : Questions & Answers

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Louis  Wolfs…, Real Estate Pro in Needham, MA
Louis Wolfson answered:
who I find a house that owner willing to finnance.?
Thats easy many banks that have foreclosed on homes offer new buyers financing. I know thats not what your talking about, but most normal sellers are not in a postition to do so, dont ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Boston
James Furlong, Real Estate Pro in Brookline, MA
James Furlong answered:
Where did this trend of selling/renting individual parking spaces for thousands of dollars emerge from? Does this happen in other cities?
The trend emerged because of the need. There is little private parking in central Boston. As buildings (with back yards accessed by by back alleys) were developed into condo units these ... more
0 votes Share Flag Wed Mar 4, 2015 Home Buying in Back Bay
James Furlong, Real Estate Pro in Brookline, MA
James Furlong answered:
How does private parking in Back Bay compare with other neighborhood sin Boston such as Dorchestor and Beacon Hill? Any statistics?
Beacon Hill and Back Bay have very expensive parking - either for rent or for sale. The South End has similar parking but less expensive. Dorchester has little or none - there is no nee ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in Back Bay
Greer Swiston, Real Estate Pro in Newton, MA
Greer Swiston answered:
What is the difference between real property and personal property?
"Real Property" has to do real estate having to do with land and that which is not easily removable (for instance a house on a foundation and the land on which it sits). "Personal Prop ... more
0 votes Share Flag Tue Jul 8, 2014 Home Buying in Roslindale
John Dean, Real Estate Pro in Somerville, MA
John Dean answered:
DO YOU THINK NORTH END HAS A PROBLEM WITH NOISE?
Seline

The North End is a vibrant part of Boston. Not only are there a high concentration of places to eat and shop but it is also one of the cities tourist areas. As far as a pro ... more
0 votes Share Flag Thu Dec 12, 2013 Home Buying in Boston
Wen Farina, Real Estate Pro in Reading, MA
Wen Farina answered:
When moving to a new town, should one hire a real estate lawyer from that area? Is it common for one lawyer to handle both the sale and the buy?
It does happen from time to time that the closing attorney does both butI would recommend you get your own attorney to represent you.
0 votes Share Flag Thu Dec 12, 2013 Home Buying in Boston
Ellen Friedm…, Real Estate Pro in Cambridge, MA
Ellen Friedman answered:
Does a realtor have to disclose important info from home inspections done by previous buyers to current buyers?
If the previous buyer shared the information with the realtor, yes, he or she does have to disclose that information. The realtor cannot disclose information that she or he was not mad ... more
0 votes Share Flag Tue Oct 13, 2015 Home Buying in 02122
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
What is the value of a 1988 Horton (Make-Summit); Length 56X14; 3 bedrooms; 1 and 1/2 baths; Cedar Panelling, still on tires?
Mobile homes need a place to be.
The resale market for that age of mobile home without a lot/park to settle on will be more difficult to figure.
I would talk to a lender who specilize ... more
0 votes Share Flag Tue Nov 20, 2012 Home Buying in Boston
Andrew Adams,  in 01915
Andrew Adams answered:
I am a self employed and I want to buy a house, anyone knows what's the minimum agi that I must have in my taxes for a home loan of $150k ?
You make what you make adjusting those numbers so they make it possible to qualify will not make it any easier to pay the mortgage. Report your income accurately and buy what you can a ... more
0 votes Share Flag Mon Nov 19, 2012 Home Buying in Boston
Moy Lopez, Real Estate Pro in Bristol, CT
Moy Lopez answered:
Which junk fees are usually refunded or reversed?
All, some or none is the right answer depending on what rate option you pick. The term junk fees are such a loaded 90s term and will put your lender in a defensive mode. So avoid using ... more
0 votes Share Flag Sat Nov 17, 2012 Home Buying in Boston
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
How should you prepare for closing day?
Pack!

Seriously, for the closing you'll need to bring photo IDs (and limber wrists), your checkbook in case some small adjustment needs to be made, and a bank check (aka a treasure ... more
0 votes Share Flag Mon Nov 19, 2012 Home Buying in Boston
Deborah Jord…,  in Auburn, MA
Deborah Jordan answered:
How does one become a pre-approved home buyer?
Contact a mortgage loan officer, such as myself.
The mortgage rep will ask you for certain information
such as residential, income and employment history,
social security number an ... more
0 votes Share Flag Mon Nov 19, 2012 Home Buying in Boston
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
Can I purchase a $400K with 5% down payment nowadays?
5% down at that loan amount is no problem. Long as your credit it is okay
0 votes Share Flag Sat Jun 1, 2013 Home Buying in Boston
Mathew Ames, Real Estate Pro in Duxbury, MA
Mathew Ames answered:
Looking for a rental apartment that is less than $1000 a month?
Hi there!

Shoot me an email at mat@matames.com. I know of a couple options.
0 votes Share Flag Fri Nov 2, 2012 Home Buying in Boston
Masha Sender…, Real Estate Pro in Newton, MA
Masha Senderovich answered:
What do I need to take with me when I apply for a mortgage?
two forms of photo ID
Last year's tax returns (last two years if self-employed)
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Boston
James Furlong, Real Estate Pro in Brookline, MA
James Furlong answered:
I know there are lots of types of mortgages - how do I know which one is best for me?
The best way for you to learn about it is to sit down with a lender - interview several of them. Ask them any question you have so you can match their best product for you. Good Luck.
0 votes Share Flag Fri Nov 2, 2012 Home Buying in Boston
Wen Farina, Real Estate Pro in Reading, MA
Wen Farina answered:
What are some safe, affordable places to buy a home/condo in the Boston area?
Hello,

you can check crime rates on the web. Check out: http://www.cityofboston.gov/police/stats. Some areas that are close to Harvard are Cambridge, Somerville, you can also check ... more
0 votes Share Flag Tue Oct 30, 2012 Home Buying in Boston
Steve Boucher, Real Estate Pro in Franklin, MA
Steve Boucher answered:
VA Home loan pre-approval (not qual), but loan denied?
Hi there

Without knowing more details of your situation i can't answer but i would love to speak to you about this. If it is a lender that is not familiar with VA loans they might no ... more
0 votes Share Flag Thu May 14, 2015 Home Buying in Boston
Jeff Bowen, Real Estate Pro in Chelsea, MA
Jeff Bowen answered:
For new commer to East Boston, Shall I buy the house without credit score? what should i do first?
Do you have cash? If so how much? If not then are you looking for a mortgage?
0 votes Share Flag Thu Oct 25, 2012 Home Buying in Boston
Eric Girard, Real Estate Pro in Boston, MA
Eric Girard answered:
What are the advantages of 15-year and 30-year loan terms?
If you can afford a 15 year loan it is a lot better than a 30 year loan. To put it in perspective after 15 years of a 30 year loan you finally pay more in principal than in interest and ... more
0 votes Share Flag Thu Dec 4, 2014 Home Buying in Back Bay
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