Bloomfield Hills : Questions & Answers

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Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
Where can I get a new home construction loan in the Detroit area?
Huntington Bank
Ross Mortgage
Michigan Tech Employees Federal Credit Union
www.mtefcu.org/loans-visa/home-loans/construction-loans/

Good Luck,

Karen Paytas, GRI, CMS
Realtor
... more
0 votes Share Flag Sun Aug 21, 2011 Home Buying in 48301
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
want to rent/buy a townhome so my kid goes to Andover high schoool. any suggestions please?
Akvishind:

Good Evening!! I've done a search for rentals near Andover High School and haven't come up with any within your price range. You may want to contact an area bu ... more
0 votes Share Flag Tue Jul 17, 2012 Home Buying in Bloomfield Hills
Stephen Conn…, Real Estate Pro in 48072
Stephen Connolly answered:
Is it cheaper to buy an expensive lot of land and build on it vs. buying a cheaper lots and demolishing existing home & then building a home?
Each lot would have to be looked at independently. Tearing down a home can be costly and timely. New builds take enough time as it is in Bloomfield Hills. Especially with permits. Each ... more
0 votes Share Flag Thu Jun 23, 2011 Design & Decor in Bloomfield Hills
Carolyn Thom…, Real Estate Pro in Bethesda, MD
Carolyn Thompson 301- 674-3056 answered:
Looking to lease or purchase via land contract a larger home In the B'ham school district. Bankruptcy case will conclude next month. Your
Make sure that you have the abstract done and you get Owner's Title Insurance to protect yourself against any unforeseen liens.
0 votes Share Flag Thu Apr 28, 2011 Market Conditions in Bloomfield Hills
Gail Corcoran, Real Estate Pro in Birmingham, MI
Gail Corcoran answered:
Our home is valued at $200,000 however we owe $380,000. Bank of America is slow to work with.
Bank of America is partnered with our company and for this I have full access to "insider" pull for this type of info and action required. Please give me a call and/or email ... more
0 votes Share Flag Mon Nov 14, 2011 Market Conditions in Bloomfield Hills
Jay M. Jones, Real Estate Pro in 48304
Jay M. Jones answered:
Follow-UP: Ann Arbor condo to be completed by ~ 4-15-2011, have to tell Bloomfield Hills buyer of my home to wait for occupancy - too long to wait?
It never hurts to ask... It could easily become an issue, but completely depends on buyer's timeframe, motivation etc. Because of the impending foreclosures and early '11 numb ... more
0 votes Share Flag Sat Oct 30, 2010 Home Selling in 48301
Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
10-29-2010: I am moving to Ann Arbor in 6 months, should I put my current house in Bloomfield Hills (Township) on the market now?
Yes. As the cold weather moves in, it's a a great time to sell because you may have more competition in the spring. You can make clear that you wish to give up possession in 6 m ... more
0 votes Share Flag Thu Nov 14, 2013 Home Selling in Bloomfield Hills
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How can we ensure a bad agent/office's actions are part of the public record and can easily be found by others.?
Your choices include reprting any violations of law to the state real estate commission and any violations of ethics which is more what it sounds to the local board of realtors.

It ... more
0 votes Share Flag Tue Sep 14, 2010 Home Buying in 48301
Renate Debler, Real Estate Pro in 48302
Renate Debler answered:
What's going on with the Wabeek North area? Why are the value there tank so much more than the rest of Bloomfield?
Wabeek North and South are still very desirable areas as are Cloister on the Lakes nearby off Long Lake at Middlebelt. The condos generally go quickly when they come on the market and ... more
0 votes Share Flag Wed Mar 11, 2015 Market Conditions in 48302
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
We already live in Bloomfield Hills near Lahser High School. Our income has increased and we are looking to upgrade within Bloomfield Hills.
good afternoon....as long as you qualify for the next house with your current debt load, which would include your existing house payment..you can go for it....have your exit plan in pla ... more
0 votes Share Flag Fri Aug 13, 2010 Home Buying in Bloomfield Hills
Stacy Boland, Real Estate Pro in Plymouth, MI
Stacy Boland answered:
Million dollar mansions please
Hi Farhan,

I will be happy to send you over some Bloomfield listings in your price range. My email address is stacyb15@yahoo.com; please send me your email address and I will get the ... more
0 votes Share Flag Mon Jun 28, 2010 Home Buying in Bloomfield Hills
Doug, Home Buyer in Almont, MI
Doug answered:
anyone heard of a government refinance program with sunwest mortgage - that is 97%ltv and no pmi if paying no pmi now ? any info on it.?
That is the DU refi plus program, a government sponsored refinance option that has flexible ltv guidelines and can even go well above 97% as high as 125% without PMI if you had none pri ... more
0 votes Share Flag Mon Jun 14, 2010 Home Buying in 48304
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What are the taxes like?
Since you didn't get a reply from a local agent yet--why not contact any realty office(s) and ask or contact any local Trulia contributor--taxes will vary depending on location, pr ... more
0 votes Share Flag Wed Mar 10, 2010 In My Neighborhood in 48301
Kathy Persha, Real Estate Pro in Clarkston, MI
Kathy Persha answered:
Owner selling home during redemption period
Mike, I am very familiar with this situation. About 30% of all foreclosures in Michigan are now underbid by the lender. That means that the lender bids less than what is owed at the s ... more
0 votes Share Flag Sun Sep 5, 2010 Foreclosure in 48301
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
On rental listing- when an offer is being made - doesnt listing agent forward an application to Selling agent to have renters fil out?
Krista,

A rental application is a fairly standard document. Regardless of who provides it, a homeowner is likely going to request one be completed. I offer one for download at our ... more
0 votes Share Flag Mon Dec 28, 2009 Home Selling in 48301
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
Mold issues. Have seen homes that have them and are nice homes.
Seenu,

You are best-served speaking with a professional inspector / mold expert with regard to this. I have seen many properties that with an investment were restored to a habitable ... more
0 votes Share Flag Sun Sep 5, 2010 Home Buying in Bloomfield Hills
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I am an Real estate Investor and I am looking for some Rehab Money
As an investor your only chance at rehab money these days is hard money. Check out the local hard money lenders in your area or talk to other investors for recommendations.
0 votes Share Flag Wed Jul 29, 2009 Financing in 48301
Dp2, Other/Just Looking in Virginia
Dp2 answered:
My listing agent on my home doesnt DO ANYTHING other than have the house on the MLS.
There could be several reasons for that. Perhaps, you do need to work with another agent. Or maybe your agent rejected the offer without consulting you, because maybe the offer came i ... more
0 votes Share Flag Tue Feb 1, 2011 Home Selling in 48301
John Kane, Real Estate Pro in Plymouth, MN
John Kane answered:
I am in the process of buying my first home, I will be putting down 20%, unsure if I should go FHA or Conv?
Hi Karen,

generally, with a 20% equity position, Conventional would be your 1st choice because you eliminate any type of mortgage insurance premium. The main reason you would want to ... more
0 votes Share Flag Mon Dec 28, 2009 Home Buying in 48304
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis answered:
how do I access appraisal information on a home in Rochester, MI.?
Appraisals are the private property of a homeowner or buyer. There is no repository of that information.

I think you might mean assessment information. This is the value the munici ... more
0 votes Share Flag Sun Jun 14, 2009 Market Conditions in Bloomfield Hills
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