Billerica : Questions & Answers

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Christine Be…, Real Estate Pro in Billerica, MA
Christine Beaudry answered:
I am underwater or even at best. Refinanced in 2009 so not HAMP able. Current interest on Primary is 5.5 balance of approx 203.5K.
I would recommend speaking with a loan officer to go over your options. I have a couple of local contacts who could look at it for you. Please feel free to call or message me for more i ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in 01821
Scott McCaul…, Real Estate Pro in Portsmouth, NH
Scott McCauley answered:
I need to know how to refinance my house with my ITIN number. I had paid my house for 10 yrs with a high interest.
I can certainly help you with no cost review of your situation. Please check www.LendWithScott.com for more contact information and even an easy online application.

Regards,
Scott ... more
0 votes Share Flag Fri Dec 28, 2012 Home Buying in Billerica
David Cutler, Real Estate Pro in Peabody, MA
David Cutler answered:
Can I buy a house using my ITIN number?
Not sure what you mean exactly. You don't need a social security number necessarily to buy a house but if you want a mortgage loan for the purchase they would most likely require a soci ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Billerica
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
Can I buy a house using my ITIN number?
Unfortunately no. Social security number is needed as well as citizenship or legal resident.
0 votes Share Flag Thu Sep 6, 2012 Home Buying in Billerica
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
Property not selling. Price reduction?
Jonw,
Have your agent provide recent ( 30 days or less if possible) comparable sold property information. Then price your home as simialr homes that have sold (not the active listings) ... more
0 votes Share Flag Fri Jun 15, 2012 Home Selling in 01821
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
What do you guys think of Billerica ?
Billerica in general is a great town to buy a home, due to its decent schools, affordability and proximity to major commuting routes.
0 votes Share Flag Mon Dec 24, 2012 Home Buying in Billerica
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
can one get a mortgage loan or refinance on an investment property which presently has no mortgage?
Speak to a local lender and see if you and the property qualify for a mortgage. Condo loans are something of a problem sometimes but a local lender should be able to tell you more.
0 votes Share Flag Thu Dec 29, 2011 Financing in Billerica
Andrew Adams, Real Estate Pro in 01915
Andrew Adams answered:
What are the electric panel requirements in Massachusetts? Would a home with fuses pass inspection & be OK for an FHA Loan?
It will likely pass inspection as well as the FHA appraisal. You may have an issue obtaining insurance but fuses are not all that uncommon in the area.

I doubt you will be able nego ... more
0 votes Share Flag Wed Apr 16, 2014 Home Buying in Billerica
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
my realtor refuse to return my down payment for a house that the deal never went tru...
Raquelh,
I think you really need to seek the advice of an attorney.
In the meantime, have you talked to your agent's broker?
Something seems very, very wrong here.
0 votes Share Flag Mon Sep 16, 2013 Home Buying in 01821
Joe Salcedo, Real Estate Pro in San Jose, CA
Joe Salcedo answered:
let me rephrase my last question, there is a $30,000 deceased grandparent estate with a lein on it, the family will be selling how would i go about
This lien on the property $30,000. is deducted from the proceeds of the property
once it is sold this would be the job of the Title Company to see to it that this
lien will be deduct ... more
0 votes Share Flag Tue May 29, 2012 Home Buying in Billerica
Jenet Levy, Real Estate Pro in New York, NY
Jenet Levy answered:
what happens if I get an offer after the contract has expired and I'm just about to sign on with another?
If the offer was from the period it was listed with the prior agent, it is their deal.
0 votes Share Flag Mon Dec 28, 2009 Home Selling in Billerica
Get-smart, Other/Just Looking in Durham, NC
Get-smart answered:
Do agents usually just let contracts expire without calling to see if you want to continue with them? My
The only way an agent wouldn't call is because they are a slacker or don't feel like wasting their time with your house. That is when you can look at investors for solid options that y ... more
0 votes Share Flag Thu Jul 2, 2009 Home Selling in Billerica
Deb Mccourt, Real Estate Pro in Massachusetts
Deb Mccourt answered:
I filed a tax extension. Will lenders want to see my 2008 taxes or will prior year taxes be sufficient.?
Absolutely, especially in this market, they'll need to see the latest one or .................you should have bought in March ! :)
Go get'em done.
0 votes Share Flag Mon Apr 20, 2009 Home Buying in Billerica
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
If I put an offer in on a house and then the bank appraisal comes in for less, what happens?
Your lender would not authorize loan approval for the purchase. Why a buyers agent needs to comp the property determine true value and if overpriced work on front side while submitting ... more
0 votes Share Flag Tue May 29, 2012 Home Buying in Billerica
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
We're looking to buy in Billerica, MA. The house we are looking at does not have central air. Is this a big?
Get yourself a buyer's agent. This is the first of many questions you need answers to before even thinking about making an offer to purchase a home. This answer is worth around $3-5,000 ... more
0 votes Share Flag Thu Jul 3, 2008 General Area in Billerica, MA
Annette Reyn…, Real Estate Pro in Watertown, MA
Annette Reynolds answered:
Does any one know anything about this foreclosure in Bilerica? 32 sachem st.
It is bank-owned and on the market for about $210K. If you want more info, just let me know.


Annette
annette.reynolds@commonmoves.com
617 306 2906
0 votes Share Flag Tue May 20, 2008 Foreclosure in Billerica, MA
Annmarie O'D…, Real Estate Pro in 01821
Annmarie O'Donnell answered:
What are common mistakes Sellers make?
Common Mistakes Sellers Make
Basing the asking price on needs or emotion rather than market value. Many times sellers base their pricing on how much they paid for or invested in their ... more
0 votes Share Flag Thu Jun 5, 2008 Home Selling in Billerica, MA
J R, Real Estate Pro in New York, NY
J R answered:
How much should we lower house to get get traffic again?
IMO you should drop it into another category. 349,000. If you have had no offers it means the customers have rejected the price to the extent that they will not even make an offer.
0 votes Share Flag Thu Jun 14, 2012 Home Selling in 01821
Julie Duncan, Real Estate Pro in Lexington, MA
Julie Duncan answered:
How much to allow for new kitchen cabinets and a tub in selling a house?
Hi Pat,

In general, sprucing is what you should be doing, not replacing. Paint cabinets, replace knobs, maybe even a new faucet or sink can do wonders.

When selling a home the mos ... more
0 votes Share Flag Tue Jan 26, 2010 Curb Appeal in Billerica
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