Financing in Baldwin County : Questions & Answers

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I see that there are a couple of Loan , now willing to loan to poor credit (580-639). One is Vanguard......
I am not familiar with a company by that name. For an FHA mortgage, most lenders require a 640+ credit score for the last 2-3 years now. Prospect Mortgage is one of the few direct lend ... more
0 votes Share Flag Wed Sep 12, 2012 Financing in 36535
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Are there any local mortgage lenders in Baldwin County who are really "local"?
I am not really sure why you need someone "local". Where a person is physically located really has no impact on their knowledge and abilities. I am in Atlanta, but I do a lot of lendi ... more
0 votes Share Flag Tue Jun 19, 2012 Financing in 36576
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
how can a house be appraised for 127,000 in 2010 and reappraised a year later for 86,000?
Appraisals are not divinely inspired documents, they are opinions of value. They are more detailed that a typical agents Comparative Market Analysis but not necessarily more a ... more
0 votes Share Flag Thu May 5, 2011 Financing in Bay Minette
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
My client has a medical collection of $80 for 1 month on his credit report. It dinged his FICO more than 120 points! Mortgage folks-advice, please?
Have him go to and go through all three credit bureaus and dispute the charge.

If the creditor does not answer in 30 days, it will be removed. They usuall ... more
0 votes Share Flag Fri Oct 12, 2012 Financing in 36532
Sam Thompson, Real Estate Pro in Alpharetta, GA
Sam Thompson answered:
Are Home Path Mortgage rates the same with all lenders?
Yes, rates can vary from lender to lender.....I represent Wells Fargo and would be glad to offer you our services....

Best regards,
Sam Thompson
Sam.Thompson@HSL-GA.c ... more
0 votes Share Flag Tue Aug 17, 2010 Financing in 36526
Fred Griffin, Real Estate Pro in Tallahassee, FL
Fred Griffin answered:
The Appraisal is an Estimate of Property Value done for the Bank or Lender.

Most appraisals today are governed by the new Home Valuation Code of Conduct ... more
0 votes Share Flag Tue Jul 7, 2009 Financing in Robertsdale
Barry Lynn M…, Real Estate Pro in Trussville, AL
Barry Lynn Miller J.R. answered:
What advice can you offer on down payments?
This is from a Blog I have on Active Rain

Save or Borrow a down payment for purchase of Property
The numbers do not lie if you buy now it will cost you less thease numbers are base ... more
0 votes Share Flag Thu Apr 30, 2009 Financing in 36526
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