Baldwin County : Questions & Answers

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Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
Is seller responsible for costs associated with septic problems? septic is not to code and not disclosed.
Hi WPetersen7,

Disclosures are from the sellers....and they are to disclose what they are aware of. If they did the new addition, without proper permits and illegally, then clearly t ... more
0 votes Share Flag Mon May 9, 2011 Home Buying in Spanish Fort
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
how can a house be appraised for 127,000 in 2010 and reappraised a year later for 86,000?
Carol,
Appraisals are not divinely inspired documents, they are opinions of value. They are more detailed that a typical agents Comparative Market Analysis but not necessarily more a ... more
0 votes Share Flag Thu May 5, 2011 Financing in Bay Minette
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
is homeowners insurance in foley available at anything like reasonable cost?
Contact local insurance carriers and ask for free quotes based on your needs, then choose the product that best suits those needs.
0 votes Share Flag Wed Sep 12, 2012 Market Conditions in 36535
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Should appraisers use foreclosures as comps? 4 states are considering laws that prohibit foreclosures to be used as a comparable. Thoughts YES or NO??
Shane,
In general, I would prefer all distressed properties be considered in a separate category from nondistressed properties. The problem is I've been in some bank owned and s ... more
0 votes Share Flag Fri Aug 12, 2011 Home Selling in Gulf Shores
BG, Home Buyer in Phoenix, AZ
BG answered:
In your opinion what represents a better deal......a foreclosure .....or........a short sale? Let the debate begin :)
gezzz .. it is Friday and no one wanna play ?? :)

no comparison because 80% (I heard) of Short sales never closed.
0 votes Share Flag Wed Apr 10, 2013 Home Buying in Orange Beach
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
How much is flood insurance in gulf shores?
I can't answer about the Gulf, but I am oceanfront here in the Nags Head Kitty Hawk, NC coast. 80% of all homes here are in a flood zone and are required by the lender to have floo ... more
0 votes Share Flag Fri Apr 8, 2011 Home Insurance in Gulf Shores
Rodney Mason, Real Estate Pro in Alpharetta, GA
Rodney Mason answered:
Mortgager told homeowner that he could stay in the home for 1 year after foreclosure and still redeem the property. Can the lender be held to this?
The State of Alabama does have a one year Right of Redemption on foreclosed properties. Typically, the home owner would have to leave once the foreclosure is completed. An eviction wo ... more
0 votes Share Flag Wed Mar 23, 2011 Foreclosure in Daphne
Jason & Diana…, Real Estate Pro in Daphne, AL
Jason & Diana Will answered:
Can anyone please recommend a sharp real estate attorney in Baldwin County, AL to help negotiate a short sale? Thank you!
Steven Terry in Mobile helped me get an approval on a very difficult short sale in Gulf Shores.
0 votes Share Flag Sun Feb 27, 2011 Home Selling in Daphne
Parrish Walk…, Real Estate Pro in Mobile, AL
Parrish Walker answered:
where can i obtain a loan for an earth berm home?
As I'm sure you know, that is an unusual request in this area! I think it's very do-able though. I've spoken with a lender that I work closely with, and she asked that I ... more
0 votes Share Flag Tue Feb 15, 2011 Remodel & Renovate in 36576
Parrish Walk…, Real Estate Pro in Mobile, AL
Parrish Walker answered:
need to know how much to ask for a developed acre(power pole, septic, city water and a 12x24 work shed wired with 220) in the belforest area.
It's hard to answer that question without knowing more about your property. However, I am placing a link that will show you the only three tracts of land that have sold in Belfores ... more
0 votes Share Flag Fri Jun 20, 2014 Home Buying in Daphne
Robin Roberts, Real Estate Pro in Orange Beach, AL
Robin Roberts answered:
What is the maintenance fee for the condo on 22 St. No.9
The condo fees are $275 per month. Within those fees are maintenence for the pool and common grounds and also insurance on the structure, pool, and common grounds. You can purchase sepa ... more
0 votes Share Flag Sat Apr 9, 2011 Foreclosure in 36542
Francine Tur…,  in Orange Beach, AL
Francine Turner answered:
I am retiring and moving to the Foley area in 1 year. The prices seem to be rising. What do you suggest I do. I need to do some work on my house
Hi Pooh -

I would suggest that you start your search now and if you are able to, purchase while the prices are low when you find that perfect home to retire in.

In the meantime, y ... more
0 votes Share Flag Fri Jan 28, 2011 Home Buying in Foley
Tony McMahon, Real Estate Pro in WHITE PLAINS, MD
Tony McMahon answered:
How much is insurance on a 400 sf condo on the beach..just a ballpark figure.
Try contacting any local insurance company and provide them with the property address.
0 votes Share Flag Thu Mar 17, 2011 Home Buying in Orange Beach
Destiny Parks, Real Estate Pro in Fairhope, AL
Destiny Parks answered:
I am on MSHDA and am looking for apartment that takes this low income housing,I am in t.c mi .and have 2 chidren,2 grandchildren,in foly.Alabama.
MSHDA is Renter Assistance specific to Michigan (Michigan State Housing Development Authority). I don't think it could be used in Alabama.
0 votes Share Flag Sat Jan 22, 2011 Rentals in Gulf Shores
Lee Goade, Real Estate Pro in GALLATIN, TN
Lee Goade answered:
Who pays to pull a title on a piece of property?
Barbara,

I'm guessing that you are asking about a "Title Search". In which case, a search is completely negotiable and can be typically paid by the Buyer or the Selle ... more
0 votes Share Flag Wed Jan 19, 2011 Home Selling in Robertsdale
DEDRA LIPSCO…, Real Estate Pro in Daphne, AL
DEDRA LIPSCOMB, GRI answered:
i would like to find out about which areas that have single family homes close to gulf on alabama side . looking around 350.0000-600.0000.,
Hi Jill, You would probably be looking at Gulf Shores or Orange Beach. While I consider Fairhope to be close to the gulf beaches, (thirty minute drive most days), I think you would be ... more
0 votes Share Flag Mon Jan 10, 2011 In My Neighborhood in 36532
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
communities near or on the beach?
I am on the beach but here in North Carolina. Living 150 ft from the ocean has many pros and cons. What exactly is your question?
0 votes Share Flag Sun Dec 2, 2012 In My Neighborhood in 36532
Parrish Walk…, Real Estate Pro in Mobile, AL
Parrish Walker answered:
Is there any one on this site wanting to rent to own their house?
I don't see what community you are speaking of. Please call or email me and I'll be glad to look into it for you! Parrish (251) 459-4764 or pwalker@oracleofmobile.com
0 votes Share Flag Thu Dec 16, 2010 Home Buying in 36507
Teresa King -…, Real Estate Pro in Orange Beach, AL
Teresa King - Team Gulf Coast answered:
Is 2017 North Juniper Street still for sale? Please let me know.I plan on coming to Foley in Jan.
It is still showing active in the MLS today.
0 votes Share Flag Tue Nov 30, 2010 Home Buying in Foley
Bob Movin-On,  in Hartford, CT
Bob Movin-On answered:
Short Sale denied with offer at FMV, property went into foreclosure for less than the short sale offer... Do we have a case to stand in court?
Get a free consultation from an attorney but I do not believe you have a case, once the bank owns the house they can do with it what they choose. I would keep that information in case ... more
0 votes Share Flag Fri Apr 8, 2011 Foreclosure in Orange Beach
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