Baldwin County : Questions & Answers

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Amanda Renner, Real Estate Pro in Carson, WA
Amanda Renner answered:
I am interested in a $29,000 mobile home,my credit score is 540, i have been at my job for almost 6 yrs,do u think i could get finanaced
This depends on how much you make a month and have you looked to see if the owner of the home would do an owner carry contract? That might be a good option if it's possible because a lo ... more
0 votes Share Flag Tue Apr 17, 2012 General Area in Lillian
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
who is the owner of the house?
You would have to check public records for that. They are availble at the county courthouse.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juni ... more
0 votes Share Flag Wed Jun 19, 2013 In My Neighborhood in 36530
Rick Carruth, Real Estate Pro in Orange Beach, AL
Rick Carruth answered:
Is the Orange Beach Area in a stable or declining market right now/?
I would say stable. Our foreclosures have dropped in numbers and the price per ft increased in 2o11 at 12%. We set rental records last year that I am sure we will beat in 2012. Transact ... more
0 votes Share Flag Thu Nov 6, 2014 Market Conditions in 36561
Rebecca Pang…, Real Estate Pro in Lillian, AL
Rebecca Pangallo answered:
need list of ins. agents in lillian that sell homeowner ins in spanish cove
Give me a call. We have a list of insurance agents that you can get ahold of. My number is 251-752-9949.
0 votes Share Flag Tue Feb 21, 2012 Home Buying in Lillian
Julie Martin, Real Estate Pro in Mobile, AL
Julie Martin answered:
what is the tax rate in foley,al. for code area 02
I believe the multiplier you are looking for in Foley would be .033. If it is a primary residence or second home you would mulitple the property value by 10%. For investors you would mu ... more
0 votes Share Flag Mon Jan 23, 2012 General Area in Foley
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
where is the best place to get a home financed in Foley,al. with a credit score of 680
Hi William,
I am licensed in both AL & GA. My contact info is below.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA ... more
0 votes Share Flag Mon Jan 23, 2012 Home Buying in Foley
David & Angie…, Real Estate Pro in Gulf Shores, AL
David & Angie Swiger answered:
tax per 1,000 acessed value trash water and any other taxable
Our county taxes are 12 mills Trash runs about $55 a month, water- about $25 per month.
0 votes Share Flag Fri Jan 9, 2015 General Area in 36542
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
my combined credit score is 550 I want to buy a 200,000. home w/140,000. down, can I get financed?
Visit with any licensed loan officer, after reviewing your overall financial information a determination can be made; if you don't yet qualify, he/she may offer great suggestions a ... more
0 votes Share Flag Mon Jan 23, 2012 Home Buying in Foley
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
what is a short sale?
Hi William,

A short sale is when you sell your house for less than what is owed on the property. A short sale requires approval from the lender(s). Also, the owner/seller must be a ... more
0 votes Share Flag Thu Jan 12, 2012 Home Buying in Foley
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
i am interested in 1765 cristo loop, but need APPROX. cost of insurance on it. whats reqd & how much.
Sounds like you talked to the wrong insurance agent.

Ask your Realtor for some recommendations.

I don't know specifically about your area, but it's true that there can b ... more
0 votes Share Flag Wed Jan 11, 2012 Home Buying in Lillian
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can you estimate the hazzard insurance costs for a home at 322 Peninsula Boulevard asking price is $850K?
For an accurate picture of costs, contact a few local insurance companies and ask for free quotes based on your needs....
0 votes Share Flag Wed Nov 30, 2011 In My Neighborhood in 36542
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
How do I find out who is actually renting out a house? I have a name and want to make sure this person is ligit
You should be able to determine who the owner is by checking with your county. Most counties have the ownership information online. If you're asking about Baldwin County, for examp ... more
0 votes Share Flag Thu Nov 10, 2011 Rentals in Spanish Fort
Basel Tarabe…, Real Estate Pro in Rolling Meadows, IL
Basel Tarabein answered:
How do I find out who owns a house? There is a house listed for rent on the website. I want to make sure it is a ligit posting
you can easily search the Tax assessor website to findout the name of teh buyer. You have to be very careful of internet scams, Many listings are being listed by people claiming to be t ... more
0 votes Share Flag Wed Nov 9, 2011 Rentals in Spanish Fort
Rebecca Pang…, Real Estate Pro in Lillian, AL
Rebecca Pangallo answered:
what are fixed costs in spanish cove for own a lot w/shed & rv hookups: homeown fees/trash/elec/etc ,what costs when not in use.?
The Association dues are $156.00 a quarter, trash is 14.95 a month(They have a 6,9 or 12 month for trash), sewer bill is $54.50 a month, water is $17.95 a month up to 2,000. gallons and ... more
0 votes Share Flag Thu Nov 3, 2011 Home Buying in Lillian
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
For anyone who is in the process of obtaining a mortgage loan, what company has been good to work with in the south Alabama area?
Hi Suzanne,
I am licensed in AL as well as GA. All of my contact info is listed below. If you need a real estate agent, I can give you a recommendation for one too.

Regards,
R ... more
0 votes Share Flag Fri Dec 16, 2011 Home Buying in Gulf Shores
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I know getting insurance on a condo on the beach is very expensive now. What can I expect to pay for ins. on a $104,000 condo on the beach?
Contact a few local insurance companies and ask for free quotes based on your needs, then go from there...
0 votes Share Flag Sun Oct 9, 2011 Market Conditions in Gulf Shores
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
Is the condo on 24th st #14 still for sale in Gulf Shores,al?
If you are interested in buying, then you should find a Realtor, who can work for you as a Buyer's Agent. He/she can look into this property and see if it's still available.
0 votes Share Flag Thu Sep 22, 2011 Foreclosure in Gulf Shores
Dedra Lipsco…, Real Estate Pro in Daphne, AL
Dedra Lipscomb answered:
trying to get update on property at 18970 Pecan Lane in Robertsdale Al. Anyone know if this property is still for sale?
Hi Wesley, I checked both the Mobile and Baldwin County MLS, and I can't find where that address was ever listed at all on either MLS.

The closest was 18980. I can do some add ... more
0 votes Share Flag Wed Aug 10, 2011 Home Buying in 36567
janadu, Home Buyer in Gulf Shores, AL
janadu answered:
Thinking about jumping into beach house rental ownership in Gulf Shores. Do most owners rent enough to cover a mortgage?
Don't EVER buy a 2nd home that you can't afford to pay monthly expenses on your own. Rent money is just icing on the cake. If you depend on rent, then you'll join the o ... more
0 votes Share Flag Thu Jan 24, 2013 Market Conditions in Gulf Shores
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