Aptos : Questions & Answers

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Avacadovich, Home Seller in 94025
Avacadovich answered:
are the scools good here?
Not as good as in the Bay Area. Many choose to home school.
John
0 votes Share Flag Thu May 30, 2013 Home Buying in Aptos
Ruth Bates, Real Estate Pro in Santa Cruz, CA
Ruth Bates answered:
Have the rental prices gone up or down in Aptos/Rio Del Mar within the last year?
Hi - currently on Craigslist we see 2 bedroom rentals from $1300-$1900 and 3 bedroom rentals from $1950 to $3000. Last year the average 3 bedroom rental was $2800. So - it appears that ... more
0 votes Share Flag Mon Sep 10, 2012 Rentals in 95003
Bryan Myers, Real Estate Pro in Santa Cruz County, CA
Bryan Myers answered:
Are you seeing many seller carry back homes for sale in Santa Cruz? Preferably Felton?
Hi Deb again,

There are currently 19 residential properties other than raw land in Santa Cruz county on the MLS marked with "Seller May Carry 1st". Of these, there are 2 i ... more
0 votes Share Flag Mon Jan 28, 2013 Home Buying in Aptos
Molly Thomps…, Real Estate Pro in Santa Cruz County, CA
Molly Thompson answered:
is there a luxury tax on real estate in California?
Not per se- there is regular capital gains taxes, with associated holding times, if it's not your principle residence. Principle residences held for over 2 years is eligible for $2 ... more
0 votes Share Flag Fri Oct 29, 2010 Home Buying in Aptos
Terry Ballan…, Real Estate Pro in 95003
Terry Ballantyne answered:
I have a mo. to mo. lease, on a home that just went into foreclousure. The bank just sent me a quit or pay letter do I have to pay them?
The law says tenants of foreclosed on properties with legitimate leases at arms length, (no relatives, friends associates, have 90 days to vacate. Check with your landlord and contact t ... more
0 votes Share Flag Sat Jun 19, 2010 Foreclosure in 95003
Terry Ballan…, Real Estate Pro in 95003
Terry Ballantyne answered:
What are the rules about buying land and putting on a trailer while you build - santa cruz county?
The challenge is buying the land. Lenders want large down payments on the purchase of land in this market.
No less than 40% in most cases and that would be a good situation. If you fl ... more
0 votes Share Flag Mon Jul 8, 2013 Foreclosure in Aptos
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
how do I know if I am getting a discount for using old recpublic title company? I am a Calstrs loan buyer and they claim ORTC offers discounts.
Just ask. The escrow process should be pretty transparent, and your escrow/title person should be able to show you the full cost and the discounted cost. When you will sign off your doc ... more
0 votes Share Flag Mon Aug 27, 2012 Home Buying in 95003
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
REO with a "red tag"?
Vprwill, Curt Abramson from Bailey Properties here. There are some loan products out there that will provide rehab financing. Under some conditions, they will provide purchase money as ... more
0 votes Share Flag Mon Nov 15, 2010 Home Buying in 95003
Michael Rayno, Real Estate Pro in 08226
Michael Rayno answered:
For a house over a million dollars, what is the lowest commission that realtors will agree on in this economy?
Your best served by interviewing several Realtors and see what commission they are willing to accept.
Remember that you get what you pay for!
0 votes Share Flag Wed Aug 28, 2013 Home Selling in 95003
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
I have both a 1st mortgage and a line of credit on my house. May both be satisfied in a Short Sale?
yes you can satisfy both...
Glen
0 votes Share Flag Thu Feb 27, 2014 Home Selling in 95003
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
If a house is going to be auctioned off on June 7, 2009, how do you determine the minimum bid on a property?
Don't work about your minium bid, figure out what your maxium bid will be. It depends how many people are after the same property. The bank will take care of the minium bid to start th ... more
0 votes Share Flag Tue Apr 27, 2010 Foreclosure in 95003
Ron, Real Estate Pro in Saint Augustine, FL
Ron answered:
When you make an offer(for the listing price),asked...How much time does a bank, have to come back with an?
Banks have all the time in the world. I am a real estate agent in st. augustine, fl. I deal with short sales all the time. The banks will take anywhere from 30 days to the longest I'v ... more
0 votes Share Flag Mon Sep 28, 2009 Foreclosure in Aptos
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
How much negotiating room on price is there when purchasing an REO from a bank?
Holly, it really depends. Your realtor should be able to provide you with recent comps so you know what you are paying compared to recent sales. Hopefully its a decent amount under, ... more
0 votes Share Flag Wed Nov 19, 2008 Home Buying in Aptos
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
When the House asking price is say,$499,000....But you take a $7500 "Hold back"...what is the Hold Back?
Pete,

I think we will need some more context to answer your question. Where did you read this and how was it used?

Cameron Piper
0 votes Share Flag Tue Oct 7, 2008 Financing in Aptos
Terry Ballan…, Real Estate Pro in 95003
Terry Ballantyne answered:
transpotation from ptos to santa cruz
Hi there!
Are you asking about transportation from Aptos to Santa Cruz? Well, the bus lines
are pretty effective. There are stops at Dolphin and Sumner, Freedom near the
freeway, on ... more
0 votes Share Flag Mon Dec 28, 2009 Traffic & Public Transportation in Aptos
Erica Pittma…, Real Estate Pro in 95062
Erica Pittman-Gaynor answered:
Have the home prices stabilized in Aptos or are they beginning to climb?
Hi Carol-
This is Erica Pittman-Gaynor with Keller Williams Santa Cruz. Prices are continuing to decline. With more and more foreclosures and short sales coming on everyday, it is driv ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Aptos
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
What is the average length of time a house is on the market in Aptos, CA before it sells. Thank You
Carol, Curt Abramson with Bailey Properties here. I live in Aptos and sell a fair amount in zip code 95003. As of May 2008, average days on market for single family homes in this zip co ... more
0 votes Share Flag Fri Aug 14, 2009 Home Selling in Aptos
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
Rio Del Mar: Rent Out or Sell?
Whether to rent or sell depends on your long term plans. Although prices have been flat to down in the area, there is still high demand for nice homes, especially in the RDM Elementary ... more
0 votes Share Flag Fri Aug 14, 2009 Market Conditions in 95003
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
Help!..My interest rate adjusted and I have to sell my home in Aptos. What can I do?
Ana -

Since there is a hardship (your husband's job loss), I would suggest talking with your lender asap and seeing what options you may have. If you have been paying the mortgage a ... more
0 votes Share Flag Fri May 23, 2008 Home Selling in Aptos, CA
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