Altadena : Questions & Answers

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Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
If I am a co-signer with my adult son on a home loan for a home he will live in, will my spouse be financially responsible in the event I die?
If your spouse is not on the loan, he will not be responsible.
If he is on the loan, then he will be.
0 votes Share Flag Mon Dec 2, 2013 Home Buying in 91001
Jenny Durling, Real Estate Pro in Los Angeles, CA
Jenny Durling answered:
Is there a listing of homes for lease or rent for Altadena/Pasadena, or any company that does rental only?
I don't know of a list anywere. I can help you with anything that is listed in the MLS if you'd like to contact me. Most renters tend to look on Craigslist. There is a brokerage that ... more
0 votes Share Flag Fri Oct 10, 2014 For Rent in 91001
Dante Underw…, Real Estate Pro in Pasadena, CA
Dante Underwood answered:
Difference in value north and south of New York dr
I would value this with the Altadena address and look at what it would be also with the Pasadena address. You have to look at both sides to be able to have a better understanding of wha ... more
0 votes Share Flag Mon Jul 16, 2012 Home Buying in 91001
Ludy Ivonina-…, Real Estate Pro in Encino, CA
Ludy Ivonina- Ortiz answered:
How would i go buy getting a house i am living in mississippi but will be moving to altadena?
Hello Quincy,
I'll be glad to help you with. Please email me more details( price range,# of beds,baths,sf.f) and I'll send you some new listings in the area .
If you have any question ... more
0 votes Share Flag Wed Feb 27, 2013 General Area in Altadena
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
By any chance has anyone taken the Fannie Mae underwriting test? I have a test date coming up and would like to know what to expect on the test.
Everything you need to know can be found here.
https://www.efanniemae.com/sf/guides/ssg/sg/pdf/sel072611.pdf
Consider it your 1221 page text book.
0 votes Share Flag Sun Jul 31, 2011 General Area in 91001
Rebecca Cham…, Real Estate Pro in Palos Verdes Estates,...
Rebecca Chambliss answered:
A renter has leased with contract an unpermitted garage conversion. What rights does the renter have if the property sells and teardown is probable?
The tenant has all rights as if the space were legal. If the property falls under rent control then you must follow those relocation rules. If the property does not fall under rent co ... more
0 votes Share Flag Sat Jun 18, 2011 Home Selling in 91001
Sergio Herna…, Real Estate Pro in Naples, FL
Sergio Hernandez answered:
I want to sell my investment propery, what should I do?
Keep it! Pay the taxes and rent it out.

Rental rates are on the increase and will be far into the future.
0 votes Share Flag Thu Oct 27, 2011 Home Selling in Altadena
Gayle, Home Buyer in 90042
Gayle answered:
Can broker change listing after you are in escrow? What was advertised is not what it is. Now listing has changed and they refuses to fix anything?
Of course, they are claiming they had no prior knowledge. Just think it is irresponsible for them to 1-advertise and accept an offer on property they have no prior knowledge of; 2-not w ... more
0 votes Share Flag Sat Aug 13, 2011 Home Buying in Altadena
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
Can FNMA REO Asset Manager refuse to meet FHA 203K Streamline with repair or compensation in closing cost?
Oh yeh.
But --- did the original contract or addendum put forward by the asset manager indicate the loan would be a 203K? If so, you may have something to go on as they were aware of ... more
0 votes Share Flag Sat Oct 23, 2010 Foreclosure in Altadena
Curious, Other/Just Looking in Chicago, IL
Curious answered:
Is it better to buy down points to get lower interest rate or add more to down payment?
You may want to use this calculator to see how much you save by buying point http://www.decisionaide.com/mpcalculators/FRMBreakEvenCalculator/FRMBreakEven.asp.
0 votes Share Flag Tue Aug 10, 2010 Financing in 91001
Louwu, Real Estate Pro in Irvine, CA
Louwu answered:
Lowish income FTHB seeks altruistic buyers agent who has successfully gotten clients into a home ( maybe even a foreclosure) using FHA loan and or
Carly,

You'd have to target homes that are willing to accept FHAs in the first place. I can give you a referral for an agent in the pasadena area, if you'd like.

Shoot ... more
0 votes Share Flag Sun May 23, 2010 Home Buying in 91001
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
Are there any worth while properties in the 200k to 250k range in altadena/north arroyo?
There are a few properties that come up with that search criteria. I would be happy to send you the listings I have. It also would be beneficial for you to talk to an agent in that ar ... more
0 votes Share Flag Thu Oct 27, 2011 Home Buying in 91001
Voices Member,  in
Voices Member answered:
I took out a home equity 1st lien loan in California to build on it. I am no longer able to make the
Stressed,
Is this your primary residence? What other assets are you speaking of? Do you have equity in your home?
I think the information you provided is a little too vague to give a ... more
0 votes Share Flag Sat Jun 12, 2010 Foreclosure in 91001
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Visual Tour
Is there a question associated with this or are people supposed to flock to see your Midwick home?
0 votes Share Flag Thu May 21, 2009 Curb Appeal in Altadena
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
I have a downpayment, $50m in college loans, a job and a Experian score of 669. I need a FHA mortgage. Help?
Gayle, I welcome an opportunity to determine how I can best help you. Please contact me at your convenience.
0 votes Share Flag Tue Aug 11, 2009 Financing in Altadena
lmc, Home Buyer in Tracy, CA
lmc answered:
WHERE CAN I GET FREE LIST OF GOVERMENT TAX FORCLOSURE SALES FOR CALIFORNIA?
They are listed on the following website
0 votes Share Flag Mon May 4, 2009 Foreclosure in Altadena
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Altadena Home Owner's Insurance Rates near the foothills.
Betty,
You will probably be in a Fair Plan area. I am happy to refer you to a great insurance agent who works in the Foothills.
Shawn White, Crescenta Valley Insurance 818-248-4246. ... more
0 votes Share Flag Fri Sep 12, 2008 Home Buying in 91001
Forefront Re…, Real Estate Pro in Ontario, CA
Forefront Real Estate answered:
My agent and I saw a condo that I fell in love with. After speaking to the selling agent, my agent said that
Hi Jasmine,
In layman's terms, my best advise is to walk away from this unit. Legally, it may ba an apratment conversion, "condo-tel" or a host of other classifications that,legally, ... more
0 votes Share Flag Sun Aug 17, 2008 Financing in Altadena, CA
Sam, Real Estate Pro in Pasadena, CA
Sam answered:
I am looking to buy a house in Altadena, one block East of Fair Oaks . Is it really dangerous?
Hi Abresson,

The best information I have on crime statistics for that area is in the web reference below. Just enter in 91001 in the zip code and you'll reach the site. Trulia wo ... more
0 votes Share Flag Tue Jun 10, 2008 Home Buying in Altadena, CA
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
If a person is pre-aproved for a loan, what are the chances they will get the loan?
Hello Nicole. Loan approval is basically a two-stage process. The first step is getting the buyer approved. The buyer submits a loan application and has to provide certain documents ... more
0 votes Share Flag Tue Apr 1, 2008 Financing in 91001
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