Albany County : Questions & Answers

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Kevin Clancy…, Real Estate Pro in 12203
Kevin Clancy #1 Voted Realtor answered:
What is the list to sale price ratio for the Helderberg neighborhood?
I wouldn't get too hung up on the list to sale price ratios for a specific neighborhood. Agents often site this number and while it provides some information, it is often misleadin ... more
0 votes Share Flag Mon Feb 15, 2010 Home Buying in Albany
William Squi…, Real Estate Pro in Illinois
William Squires answered:
An approved purchaser contracted to buy a property but the seller lost property to foreclosure
The property will most likely be assigned to there REO dept. If you know who the Lender is, call there customer service line and ask for there REO dept. Once the home gets assigned (1-2 ... more
0 votes Share Flag Tue Jan 26, 2010 Foreclosure in Albany
Brian Brosen, Real Estate Pro in Albany, NY
Brian Brosen answered:
where are the best places to invest in the capital region? tax wise, neighborhood wise, long term appreciation wise, etc
There are truly several ways to answer your question, depending upon what your goals are. I would want to know if you are looking for a place to live for yourself, if this is purely an ... more
0 votes Share Flag Thu Jan 14, 2010 Home Buying in Albany
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
Is there a way to pay only 3% to 5% down payment and mortgage the rest for a 2nd home purchase? We live primarily in NY for now and want to buy in FL.
Right now, from what I've seen, 10% is the minimum down payment for second homes. Some lenders may require more down depending on the area you buy the property. If the property is ... more
0 votes Share Flag Wed Dec 30, 2009 Financing in Albany County
Brian Brosen, Real Estate Pro in Albany, NY
Brian Brosen answered:
Looking to buy a home that is a close commute to the SUNY-Albany campus. Need assistance and view homes first 2 week Jan.
Hi Jamison-
My contact info is below:


Brian Brosen - The Capital Team of RealtyUSA
brian@thecapitalteam.com
(518) 669-2633 - cell phone

I would be happy to speak with you and ... more
0 votes Share Flag Fri Jan 1, 2010 Home Buying in Albany
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
Does an VA appraisal stay with the house for 6 months, even if you get a new appraisal?
I am not sure what you are referring to but I will try my best to answer.

If an appraisal is ordered for a home by a bank, and you then switch banks, the new bank will have no idea t ... more
0 votes Share Flag Tue Dec 22, 2009 Home Buying in 12189
Nirmala Cara…, Real Estate Pro in Bronx, NY
Nirmala Caraballo answered:
what will be my roughly closing costs of buying a house of 320000.00 with twenty percent down.I would like to have a rough idea of all the costs.
Dear Nick,

I would like to congratulate you on your new potential purchase. It is a bit impossible to predict the actual costs, as estimates could be given. I am attaching a link, th ... more
0 votes Share Flag Wed Dec 30, 2009 Home Buying in Center Square
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
My in laws are on the mortgage with me because my husband has bad credit. His income pays most of the mortgage payment. I have heard there was
You may ad your husband to the loan during the refinance aand use your combined income, but you will also ad his credit file to the process. If his credit has not improved you may sti ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in Albany County
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
if i purchase a home for 300000 and a downpayment of 20%. After a year i sell it for the same price. How much equity would i have in the house?
Hi Iahmed

If you sold after living in the house for 1 year at the same price you paid, you would basically get back your 20% downpayment of $60,000, plus a little more that was pai ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in Latham
Precise, Other/Just Looking in Ballston Spa, NY
Precise answered:
how much does it cost per square foot to build a 2 car detached garage in albany, ny?
You get a package of materails from curtis lumber. This will save you money in have the contractor shop for you. Once you have a package pick out then you can contact a contractor to do ... more
0 votes Share Flag Fri Jan 1, 2010 Remodel & Renovate in Albany
Jonathan, Home Buyer in 11218
Jonathan asked:
Where can one find current residential rental vacancy rate data for Albany, New York? Looking for current, reliable vacany rate data for residential rental properties in the city of Albany.
0 votes Share Flag Tue Oct 6, 2009 Market Conditions in Albany
Clair F Bee…, Real Estate Pro in Albany County, NY
Clair F Bee III answered:
What is the address of the 6BR/2Ba house on N. Pearl in Shaker Park/N Albany listed at $25,393? Is there a photo? Who is the agent?
When negotiating and purchasing real estate its best to have your own representation

Find all the homes your looking for @ Http://www.ClairFBee.com

ITS FREE TO SEARCH THE MLS- N ... more
0 votes Share Flag Mon Sep 21, 2009 Home Buying in North Albany - Shaker Park
Brian Brosen, Real Estate Pro in Albany, NY
Brian Brosen answered:
How many bedrooms does 67 Ferry Street have? I see a huge parking lot nearby. What is that the parking lot for?
That particular condo has 2 bedrooms, 1 full bath, is 1242 square feet and has a monthly condo fee of $223 per month.
0 votes Share Flag Thu Sep 17, 2009 Home Buying in Pastures
Clair F Bee…, Real Estate Pro in Albany County, NY
Clair F Bee III answered:
My landlord is collecting rent on my apartment not paying her mortgage...
Yes, she can do whatever she wants with the money.

Your security deposit will be transfered to the new owners at the closing (if it sells)

Some banks offer CASH FOR KEYS which i ... more
0 votes Share Flag Wed Apr 28, 2010 Rental Basics in Albany
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Very Large Deposit OK?
If the offer has not been accepted you can decline

Deposits can be applied towards your closing costs and etc. however it depends if buyer (you) are qualified purchase any home.
... more
0 votes Share Flag Sat Jul 25, 2009 Home Buying in 12047
Cecil Provost…, Real Estate Pro in Saratoga Springs, NY
Cecil Provost, GRI, e-PRO answered:
Out-of-Towner interested in rental income investment in Albany, NY
Good morning,

Albany and the greater "Tech Valley" region is a smart place to be investing in real estate. With the strong local focus and growth in the semiconductor technology and ... more
0 votes Share Flag Thu Aug 6, 2009 Home Buying in Albany
Frank Gentile…, Real Estate Pro in Albany, NY
Frank Gentile, Associate Broker answered:
how the foundation to building and roof will i be able to get agrant to fix the house?
There is a rehab loan through FHA called a 301K which would allow you to puchase the home and finance improvements. It is detail intense but certainly worth it if you find the right dea ... more
0 votes Share Flag Tue Jul 28, 2009 Home Buying in Albany
Frank Gentile…, Real Estate Pro in Albany, NY
Frank Gentile, Associate Broker answered:
the value of the house in 13magnolia terrace
That really depends on the condition of the home and what the finished potential is. It was most recently listed at $36,000 (way below market value). It is now pending. There must be so ... more
0 votes Share Flag Thu May 28, 2009 Celebrity Homes in 12209
AJ Zaki, Real Estate Pro in Boca Raton, FL
AJ Zaki answered:
How do I find a list of previous house sales in an area going back about 2 years?
Any realtor in that area can help you easily .
Good Luck
A.J.Zaki
0 votes Share Flag Wed May 6, 2009 Home Buying in Voorheesville
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