Home Insurance in Alameda County : Questions & Answers

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Eric H Wong, Real Estate Pro in 94704
Eric H Wong answered:
What are the average rates for condo insurance in Ardenwood? Is it recommended to have flood insurance? What about earthquake insurance?
Usually hazard insurance is not required for condo owners. The association pays for property insurance. The only insurance a condo owner usually gets is personal property insurance. Tha ... more
0 votes Share Flag Sun Oct 14, 2012 Home Insurance in Fremont
Brian Ripp, Real Estate Pro in Fremont, CA
Brian Ripp answered:
Natural hazard risks in Ardenwood area of Fremont, CA?
Most every home is sold with a "Natural Hazard Disclosure Report" - Although I don't know what 'hazards' you are referring too.

I have seen many reports in the Ardenwood area and the ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in 94555
Linda Elkin, Real Estate Pro in Oakland, CA
Linda Elkin answered:
Advice needed on Homeowners Insurance. I have no clue how much coverage to get. Will insurance companies send someone out for an estimate?
Yes, some insurers will actually come to the house to advise you. I've worked with Frank Bliss at Farmers in Berkeley (frank.bliss.b8jj@statefarm.com) and Ruth Stroup in Oakland ( ... more
0 votes Share Flag Mon Nov 28, 2011 Home Insurance in Oakland
Johnny Huang, Real Estate Pro in Walnut Creek, CA
Johnny Huang answered:
can someone else put my name as policy holder with out me signing as the homeowner and the house is not in my name?
Insurance is based on insurable interest. If you don't have insurable interest and your sister bought a policy under your name, it's useless. The insurance company will not pa ... more
0 votes Share Flag Mon Nov 28, 2011 Home Insurance in 94538
Bill Fletcher, Real Estate Pro in Berkeley, CA
Bill Fletcher answered:
What is the appropriate level of Building Property / Dwelling insurance (not personal property or liability) for a 1BR condo in Oakland, CA?
I'd think an insurance professional would be the bes person to answer this question. condos are typically insured by the HOA for hazards such as fire. The inside of the condo, th ... more
0 votes Share Flag Sat Mar 27, 2010 Home Insurance in Oakland
John Paul Le…, Real Estate Pro in Mission Viejo, CA
John Paul Ledesma answered:
What is average per foot cost of rebuilding a single family home on a level lot in the Montclair /Oakland,CA?
This is not easy to answer because there is so much variation in how a home is built; does it have 8 foot ceilings or 12 foot ceilings, a garage, single story or two story, et cetera. ... more
0 votes Share Flag Tue Aug 25, 2009 Home Insurance in 94611
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