Home Insurance in Alabama : Questions & Answers

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Dedra Lipsco…, Real Estate Pro in Daphne, AL
Dedra Lipscomb answered:
Any relief in sight for Fairhope residents paying high windstorm insurance rates. Are costs less east of 181 than to the west?
Hi Richard, You really should contact and insurer or insurers to get the answers about rates and whether east of 181 would be less than west of 181.
Personally, I think decent rates ... more
0 votes Share Flag Sat Jan 19, 2013 Home Insurance in Fairhope
Susie Mceuen, Real Estate Pro in Madison, AL
Susie Mceuen answered:
House Insurance
Hi Ashley,
Rates vary according to agency you choose, area you live in, age of the home, type of upgrades the home has, package concept (home, cars, boat...) and even your credit ... more
0 votes Share Flag Wed Aug 22, 2012 Home Insurance in 35601
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
Non resident purchased property in loxley. Has parents living in it. Would there be any problems with homeowners insurance coverage?
If the owner doesn't reside at the property then a traditional homeowners policy will not suffice. The best type of policy would be a landlord policy. Similar to a homeowners with an al ... more
0 votes Share Flag Wed May 30, 2012 Home Insurance in Loxley
Barbara S. R…, Real Estate Pro in Mobile, AL
Barbara S. Reeves answered:
is insurance high in spanish fort?
There are so many variables with the cost of insurance including; the age and construction of the home, the distance from the bay, your credit score and
0 votes Share Flag Mon Aug 12, 2013 Home Insurance in Spanish Fort
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
How much is flood insurance in gulf shores?
I can't answer about the Gulf, but I am oceanfront here in the Nags Head Kitty Hawk, NC coast. 80% of all homes here are in a flood zone and are required by the lender to have floo ... more
0 votes Share Flag Fri Apr 8, 2011 Home Insurance in Gulf Shores
Corey Grushin, Real Estate Pro in Morris County, NJ
Corey Grushin answered:
If have a 100,000 dollar mortgage why can't i have only a mortgage ins. policy to cover this amount?
Jt the reason being is the insurance is to cover the cost to rebuild the home to it's existing status. The loan and it's rating are based on the loan to value ratio which the ... more
0 votes Share Flag Thu Mar 10, 2011 Home Insurance in 36582
Paul D. Dzie…, Real Estate Pro in Birmingham, AL
Paul D. Dziedzic answered:
how can I get a reduction in monthly payments?
Talk to your lender, they can best help you here or give my lender a call - Johnny Perry (205) 401-3666
0 votes Share Flag Fri Jan 28, 2011 Home Insurance in 35207
M. Parrish W…, Real Estate Pro in Mobile, AL
M. Parrish Walker answered:
can't afford mortgage payment after forced to buy hurricane insurance. what can i do?
You either need to find a home in an area with lower insurance rates, or reduce the purchase price of the home so that your payment is in line with your maximum mortgage amount. Do you ... more
0 votes Share Flag Fri Jan 21, 2011 Home Insurance in Alabama
Max Doster, Real Estate Pro in Mobile, AL
Max Doster answered:
what is the cost of rebuilding a home in Mobile, AL?
In a perfect world you would like to think so, but the reality is that the answer to your question is "No". In our current market, there are many areas in Mobile that have a ... more
0 votes Share Flag Sat Feb 5, 2011 Home Insurance in 36605
Teresa King, Real Estate Pro in Baldwin County, AL
Teresa King answered:
Any idea on costs of taxes/insurance on single fam home within 600 yards of beach in Panama Cty Beach or Gulf Shores. Trying to get idea on costs
I have a home in Gulf Shores within 600 yards of the beach with about 1600 to 1700 sq feet of living space. Insurance is $4700.00 this year with taxes running $1250.00 with a homestead ... more
0 votes Share Flag Sat Aug 28, 2010 Home Insurance in Gulf Shores
Voices Member,  in
Voices Member answered:
would like to know how much homeowners insurance would be on a $32,000 mobile home with land included on a older 1977 mobile home?
You would only need to insure the replacment cost for the mobilehomes value not the land. Is it located in a park?
0 votes Share Flag Thu Oct 22, 2009 Home Insurance in Lillian
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