Foreclosure in 98178 : Questions & Answers

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Dave Skow, Real Estate Pro in Seattle, WA
Dave Skow answered:
Have a condo in washington state, now just now owed by fannie mae. I have no I deal what the next step is, my phone have been ringing off
?? are you describing the fact that your present WA condo is being foreclosed on ?? can you clarify?
0 votes Share Flag Thu Apr 18, 2013 Foreclosure in Seattle
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
If a house is foreclosed on then resold at auction and the sale is pending, when does the renter have to pay rent to the new landlord?
Earthsilence,
Thank you for asking. I would expect that someone would be contacting you regarding this. It might be a good idea to set your rent money aside until you are notified. ... more
0 votes Share Flag Wed Feb 6, 2013 Foreclosure in 98103
Keith Zeiler, Real Estate Pro in Issaquah, WA
Keith Zeiler answered:
Is it common practice for Fannie Mae to refuse to negotiate on a Homepath home if major (not cosmetic) problems are found at inspection?
I sell a lot of fannie mae properties for fannie mae and that is correct. They will not do any repairs or negotiate on price. They make it very clear up front. And i tell people they ha ... more
0 votes Share Flag Tue Aug 7, 2012 Foreclosure in Seattle
Kary L. Kris…, Real Estate Pro in Renton, WA
Kary L. Krismer answered:
REO Clouded Title
This could be any number of things, and how long it will take to fix could be anywhere from 1 week to 1 year.

On REOs I recommend paying the extra premium to get the "homeowner's" le ... more
0 votes Share Flag Tue Jul 31, 2012 Foreclosure in Seattle
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
cleanning foreclosure homes
Hi Lety, I just sent you an e-mail with some information that may help you.
0 votes Share Flag Wed Apr 11, 2012 Foreclosure in Seattle
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
bank approved short sale that buyer walked away from because underfunded HOA reserve. Do I have recourse on the HOA since I can't sell?
This would be a question for an Attorney.
Just another reason why I am so fond of HOA's.

Good luck and may God bless
0 votes Share Flag Thu Apr 5, 2012 Foreclosure in Seattle
Christy Kim, Real Estate Pro in Seattle, WA
Christy Kim answered:
SHORT SALES IN SEATTLE-BALLARD OR QUEEN ANN
Sharon,

Do you have any specific areas within Seattle you are interested? I will be happy to do a search for you. Can you provide me with some criteria or shoot me a personal emai ... more
0 votes Share Flag Wed Feb 8, 2012 Foreclosure in 98102
Geoff Hill, Real Estate Pro in Seattle, WA
Geoff Hill answered:
What is the best way to purchase a foreclosure in Seattle?
Contact a good buyer's agent, such as myself, locate a bank-owned property that you like, and prepare a written offer.
0 votes Share Flag Mon Feb 6, 2012 Foreclosure in Seattle
Gloria, Other/Just Looking in Seattle, WA
Gloria answered:
How can we get Band of America to paid the unpaid dues on a condominium they foreclosed on?
Follow-up to the original posting -
The dues are for after the condo was foreclosed on. Up until the time of foreclosure, the owner was current with her dues. These are all dues owe ... more
0 votes Share Flag Sat Oct 29, 2011 Foreclosure in Seattle
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
We currently have an counter offer from REO where they insist on using thier addendum. One item is "seller can cancel any reason. Is this a red?
Many times the bank addendums are slanted towards the bank , but in my experience it is something you will probably have to agree to . The bank wants to dispose of the property as soon ... more
0 votes Share Flag Sun Oct 16, 2011 Foreclosure in Seattle
Tonya Brobeck, Real Estate Pro in Everett, WA
Tonya Brobeck answered:
In WA, who owes the HOA dues in a foreclosure when there is a lien on the property for them?
Yes, they can garnish your wages to have the amount paid. Most HOA's are relentless too
0 votes Share Flag Sat Aug 25, 2012 Foreclosure in Seattle
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
After a house forecloses, does a previous pending purchase contract automatically transfer to the new owner?
Hi Berryjuice,

No. Since the original seller no longer owns the property, they cannot sell it. The contract is null and void since the original owner is no longer the legal owner o ... more
0 votes Share Flag Mon Aug 15, 2011 Foreclosure in Seattle
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I am having problems with closing on a foreclosure purchase because Wells Fargo can't find the deed? What's up with this? Any suggestions?
Kelly the most common problem is the foreclosure deed is missing, usually because it was never recorded after the foreclsoure. In this case teh foreclosing attorney must prepare it, sen ... more
0 votes Share Flag Sun Aug 14, 2011 Foreclosure in Seattle
Brett Frosak…, Real Estate Pro in Seattle, WA
Brett Frosaker answered:
The owner of my condo appears to be letting it go into a trust sale, After this date should I stop paying rent? I would like to use up my deposit too.
You should call your landlord and ask him what is going on and what he wants you to do. You still have a lease and regardless of what he is doing, you are obligated under it's ter ... more
0 votes Share Flag Tue Jul 12, 2011 Foreclosure in 98109
Phil Leng Te…, Real Estate Pro in Kirkland, WA
Phil Leng Team 206-409-6600 answered:
My house was auctioned by the second lien holder and someone bought it without knowing of my 1st mtg? Do I still owe the debt or does the new owner?
Ahhhhhh! That is a tricky one!
The new owner has an asset that will be foreclosed on if they do not catch up the payments and make them from now until it is paid off in full. Sucks to ... more
0 votes Share Flag Wed Jul 6, 2011 Foreclosure in Seattle
Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
Hi, I am looking into making an offer on a short sale. If I offer the list price can I expect a relatively quick resolution?
You cannot expect anything from these banks. they can respond in a few days or 6 months. It is up to your agent to access the particular short sale as to results. The price does not ... more
0 votes Share Flag Tue Apr 19, 2011 Foreclosure in Seattle
Mark Lindberg, Real Estate Pro in Seattle, WA
Mark Lindberg answered:
Is it still possible to make a lower offer (5% lower) on a bank-owned property that's been on the market for 7 days, if I can pay all cash?
You bet. The banks are wanting to reduce their inventory. They always have the option to say no or counter offer your offer. If you need help with this give me a call.
0 votes Share Flag Wed Aug 10, 2011 Foreclosure in 98105
Vera Brodsky, Real Estate Pro in Bellevue, WA
Vera Brodsky answered:
Bought a house in Pierce County,Countrywide, BOA now, Cracked stem walls in floor not revealed, in Foreclosure now, any recourse
The first thing I would do is contact an attorney - they can look at the note and determine if any mistakes were made. BoA probably would not refi because the house has problems. Hav ... more
0 votes Share Flag Wed Mar 2, 2011 Foreclosure in Seattle
Bonnie Bedda…, Real Estate Pro in Seattle, WA
Bonnie Beddall answered:
Can I get Firsttech Credit union to modify my loan if my house value is way underwater? I cannot seem to refi since my loan is not sold to Fannie/Fred
The answer to whether you can get your loan modified depends on a number of factors including current income level, amount owed, debt to income ratios, type of loan program and so on. ... more
0 votes Share Flag Mon Jan 24, 2011 Foreclosure in Seattle
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Merry Christmas to all especially who gave me excellent advices through this blog. God bless all you. Thanks all. I will keep you posted.
You are certainly welcome... Good luck with everything and have a great Christmas.
0 votes Share Flag Thu Dec 23, 2010 Foreclosure in 98103
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