97267 : Questions & Answers

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The Hatch Ho…, Real Estate Pro in 97225
The Hatch Homes Group answered:
What are the rules for this condo unit? How much is the HOAs?
This listing has been cancelled and it is in the foreclosure process HOA dues are $243/month.
The HOA is in litigathion and conventional financing will not be possible.
Do you need a ... more
0 votes Share Flag Mon Jul 9, 2012 Market Conditions in Saint Johns
HLR, Real Estate Pro in Oregon
HLR answered:
Won lawsuite on new home. Was forced to let it go into forclosure due to becoming uninhabital 2/2/2012. Can I still get a new mortgage today.?
Not sure what you won, if house was uninhabital, the builder should of paid off your Mortgage, or you should of with the money you received. County inspectors missed the problems too, ... more
0 votes Share Flag Wed Mar 6, 2013 Foreclosure in 97229
Ruth Velez, Real Estate Pro in 97068
Ruth Velez answered:
I'm interested in a house that needs a RE-HAB loan. There's a second unit that has cracks in it.
Hi, Brooke:

Did you ever get an answer to your question?
0 votes Share Flag Sun Aug 19, 2012 Home Buying in Portland
Karla Divine, Real Estate Pro in Portland, OR
Karla Divine answered:
I'm interested in a house that needs a RE-HAB loan. There's a second unit that has cracks in it.
I am not sure what you mean by " a second unit that has a crack"....is this a house or a multi family property? FHA loans are particular about property condition, but I would not count ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in Portland
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
Job relocation may force move!
Cal,

If you're selling in Portland I don't think you can beat this selling package: http://www.realestateagentpdx.com/portlandlistingrealtor/

Best marketing, value, and service.
... more
0 votes Share Flag Tue Jul 3, 2012 Home Selling in Portland
Linda Heinri…, Real Estate Pro in 97034
Linda Heinrichs answered:
Should I convert my garage to a master bedroom?
I would definitely keep the garage. Most people do not like conversions as they are very personalized. Plus, I have never seen anyone get anywhere near what they put into these conver ... more
0 votes Share Flag Tue Jul 3, 2012 Home Selling in Portland
Scott Ticknor, Real Estate Pro in Beaverton, OR
Scott Ticknor answered:
Do both the underwriter and the loan officer benefit from a deal that goes through?
An underwriter's job involves risk management and the task of approving or denying a loan file. A loan officer gets paid if the loan goes through.
0 votes Share Flag Sat Jun 30, 2012 Home Buying in Parkrose
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Does anyone have a list of the acceptable and non-acceptable seller paid closing costs under the terms of a HAFA approved loan. Standard Short sale al
This always surprises me and I find new thing out all the time. There is an old fee in one of my local cities for .50 (50 cents). It came back from the lender as a nonallowable fee. Eve ... more
0 votes Share Flag Wed Jun 27, 2012 Foreclosure in Portland
Daniele Seld…, Real Estate Pro in Lancaster, PA
Daniele Seldomridge answered:
I need a creative way to get my down payment. Can afford the monthly payment, just no savings.?
Look into USDA financing options for your area. www.usda.gov
Contact me directly and I can recommend an agent in your area who has experience with this. With USDA financing you often d ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in Portland
HLR, Real Estate Pro in Oregon
HLR answered:
Anyone here ever speak to the underwriter for those taking a security interest in a home?
Most loan officers are in contact with their underwriters all the time, appraisers only hear from them directly a very few times, if the request is not clear to us when they want someth ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in Parkrose
Michael Hens…, Real Estate Pro in Portland, OR
Michael Hensley answered:
Seller doesn't think we can close
Mel: the way the original offer or counter-offer were written and accepted by all parties to the transaction should dictate the closing, the possession and the pro-ration of the closing ... more
0 votes Share Flag Sat Jun 23, 2012 Home Buying in Portland
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
why aren't there houseboats for sale in Sellwood or John's Landing?
You can find that information at www.FloatingHomesPortland.com. Easy search tool.
0 votes Share Flag Sat Nov 8, 2014 Home Buying in Portland
Eric Steindl…, Real Estate Pro in Portland, OR
Eric Steindler answered:
After moving to San Jose two years ago I am ready to sell my Portland condo.
James- let me know if I can help. Here is a link to some of the ways I would market your home to find a buyer. http://ericsteindler.com/2012/06/06/marketing-that-matters/
Send me a mes ... more
0 votes Share Flag Sun Jun 24, 2012 Home Selling in Portland
Gary, Home Buyer in Lake Oswego, OR
Gary answered:
Why do banks have no clue to the condition of foreclosed homes they own? The home on 254 North Lotus Isle Drive needed will over $100K in repair.
Sorry typo I meant "well over" $100K in repair, and this was after speaking to our inspector. this home should be listed in the $270000 range.
0 votes Share Flag Sat Jun 16, 2012 Foreclosure in Hayden Island
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Why Reduce List Price When Short Sale Is Pending??
Depending on what type of short sale it is, the bank may be insisting that the agent lower the price. In a HAFA short sale, often the bank will send an appraiser and dictate the asking ... more
0 votes Share Flag Fri Jul 6, 2012 Home Buying in 97224
Marge Bare, Real Estate Pro in Portland, OR
Marge Bare answered:
I just received my Social Security Disability , where can I find a decent place to live on a limited income
that's a tough one, especially in Portland right now where we have one of the highest rental rates in the nation. Obviously if you have to be in Portland, I would start for the outskir ... more
0 votes Share Flag Wed Nov 14, 2012 Rentals in Portland
Voices Member,  in
Voices Member answered:
Temporary financing needed for remodel project
Might want to contact:

Corri Klebaum | Mortgage Advisor | MLO 211442

P 503-496-3838 | F 503-496-3839 | M 503-975-5005

She's with Alpine Mortgage and might be a good answer lady ... more
0 votes Share Flag Fri Jun 8, 2012 Financing in Portland
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
Are All Real Estate Agents "Exclusive" Buyer Agents?
All RE agents are not buyers agents, those working with a seller are sellers agents. I rarely see a buyer anymore that does not use a buyers agent.
0 votes Share Flag Mon Jun 18, 2012 Home Buying in Portland
Linda Heinri…, Real Estate Pro in 97034
Linda Heinrichs answered:
ARE THERE ANY PROBLEMS WITH CRIME IN THIS AREA?
Your best source of crime stats is www.portlandmaps.com. Just put in the address you are looking for and it will come up with all kinds of information and crime rankings.
0 votes Share Flag Fri Oct 5, 2012 In My Neighborhood in Powellhurst - Gilbert
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
Is bird-dogging illegal in Oregon? I have been interested in real estate for a while now, and looks like a good foot in the door.
What do you mean "bird-dogging"? I dont kow what you are referring to. You could go to an escrow company and learn about easements, how people take title, how they complete closing s ... more
0 votes Share Flag Tue Sep 25, 2012 How To... in Portland
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