Financing in 97222 : Questions & Answers

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Mark Aalto N…, Real Estate Pro in Portland, OR
Mark Aalto NMLS: 116708 answered:
When shopping around for refinance, what else should we consider other than getting the best rate? Does it matter who is lending the money?
I would recommend getting references for whomever you are working with. Rates and terms are really important but making sure that the person you are working with is competent and reput ... more
0 votes Share Flag Tue Aug 17, 2010 Financing in Portland
Mark Aalto N…, Real Estate Pro in Portland, OR
Mark Aalto NMLS: 116708 answered:
I just changed my mind about moving after having my house on the MLS for about a month. Will any lenders work with me to refinance?
It depends on what you are trying to accomplish. If you provide an explanation of the circumstances involved and proof that the home is no longer on the market FHA is a program that wi ... more
0 votes Share Flag Thu Aug 12, 2010 Financing in Portland
Jewel Stockli, Real Estate Pro in Portland, OR
Jewel Stockli answered:
Need to lower monthly payments. What should we do with savings ... refinance OR finish & rent out basement?
Your rate is not bad. Rates are really low now and rentals are in demand. Does your basement have a seperate entrance? With that savings I'd actually buy an investment property to ... more
0 votes Share Flag Fri May 28, 2010 Financing in Portland
Linda Lorenzo…, Real Estate Pro in McKinney, TX
Linda Lorenzo - (214) 578-3131 answered:
My house was appraised $50,000 less than the remaining balance. I am unable to refinance to a fixed because of the negative equity. My ARM is up in
Check out this Hud website, you can find credit consumer counselors there that can help you for only $35.00.
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm. Be wary of any internet de ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in Portland
Marvin Von R…, Real Estate Pro in Tigard, OR
Marvin Von Renchler answered:
My house was appraised $50,000 less than the remaining balance. I am unable to refinance to a fixed because of the negative equity. My ARM is up in
You can contact your lender and ask what the index and margins are right now, and what adjustment will they be using at the change date or will they just add the index plus margin then ... more
0 votes Share Flag Tue Apr 17, 2012 Financing in Portland
Marge Bare, Real Estate Pro in Portland, OR
Marge Bare answered:
My house was appraised $50,000 less than the remaining balance. I am unable to refinance to a fixed because of the negative equity. My ARM is up in
Hi Vincent,
There are some options available. I would recommend the free HUD counseling services in Portland. They can help you work with your bank to see if you can get your loan mo ... more
0 votes Share Flag Tue Jun 15, 2010 Financing in Portland
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
Construction Loan
No matter who you go to you want to make sure you are using the same information to compare them all. Interest rates, buy downs, points to pay for the loan, appraisal fees and on it go ... more
0 votes Share Flag Wed May 5, 2010 Financing in 97229
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
who are the best hard money lenders in oregon?
Rogue River Mortgage does the best with hard money lenders here in the Grants Pass area - not sure for the Portland area!
0 votes Share Flag Mon Feb 24, 2014 Financing in Portland
Jeff & J…, Real Estate Pro in 92673
Jeff & Julie Moran answered:
My husband is finishing up graduate school, and recently accepted an offer for a job that will begin after graduation.
I would suggest to call or email Jeff at Bank of America. He has been in the mortgage industry for almost 15 years and there is no better person to talk to. He specializes in purchase ... more
0 votes Share Flag Tue Feb 9, 2010 Financing in Portland
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
How do determine what mortgage company to do business with?
Hi Barb,

What a great question that should get quite a few responses.

The new GFE should make it easier for you to "shop" based on cost and interest rate.
I think it p ... more
0 votes Share Flag Fri Feb 5, 2010 Financing in Portland
Tom Inglesby, Real Estate Pro in 97239
Tom Inglesby answered:
What are my options given that my tax information from the last two years does not accurately reflect my income?
When you are self employed you have to look at your net income. This is a hard number when you try and deduct all your expenses but when it comes to buying a house it hits you. Get to ... more
0 votes Share Flag Tue Apr 17, 2012 Financing in Portland
Janeese Jack…, Real Estate Pro in Portland, OR
Janeese Jackson answered:
My credit score is 600 /husband no credit. Can we get financed?
Hi Dana,
you may be able to get an FHA loan, but speaking with or writing to a trusted loan professional would be the most prudent step. The mortgage broker would run both credit scor ... more
0 votes Share Flag Mon Apr 20, 2009 Financing in 97230
Dirk Knudsen, Real Estate Pro in 97124
Dirk Knudsen answered:
I am a brazilian living in the US, and want to invest in a property in OR. The problem is, all my money is in
Yes.

Try this.
http://kildare.ie/knn/remaxbrazil.htm


I am sure there is a way to take advantage of this market without paying taxes. maybe somebody in the US would want to tra ... more
0 votes Share Flag Fri Jan 23, 2009 Financing in Portland
Tony H. Rahn…, Real Estate Pro in Portland, OR
Tony H. Rahnamoon answered:
thanks for the price
Hi, please note as of 10/28/08 this house was taken off the market , please feel free to contact me if interested to know more.
Presented By: Tony Rahnamoon 503-796-9158
John L Scott ... more
0 votes Share Flag Wed Dec 3, 2008 Financing in 97225
Norm Rice, Real Estate Pro in Portland, OR
Norm Rice answered:
How much is the home at 9840 Sw Woodside Drive 97225 and what are the taxes?
Did you perhaps mean 8940 SW Woodside Drive? This home was listed for $339,000, however was withdrawn from the active market on October 28th. The taxes are listed at $2942.86. I was una ... more
0 votes Share Flag Tue Nov 11, 2008 Financing in Portland
Cary Perkins, Real Estate Pro in Portland, OR
Cary Perkins answered:
We are countrywide customers and are sorely displeased with them, especially since one of their employees
Paula,

It sounds as though you might want to contact an attorney, at least for a bit of information on your recourse.

If you'd like to speak to a reputable lender for informati ... more
0 votes Share Flag Thu Dec 18, 2008 Financing in 97229
Sarah, Other/Just Looking in Tigard, OR
Sarah answered:
I have a question about mortgage lenders in the PDX
What I mean to say is Portland OR for those whom do not know of PDX
0 votes Share Flag Fri May 23, 2008 Financing in 97216
Gloria Matth…, Real Estate Pro in 98685
Gloria Matthews answered:
how can I change a condo into something warrantable if there are only 2 units and I own them both?
are you asking about combining them into a single unit??
0 votes Share Flag Thu Dec 18, 2008 Financing in Beaumont-Wilshire, Portland, OR
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