95843 : Questions & Answers

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Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
We received a notice of sale on our home in July 2012. We have not been paying BOA since July 2009, 1 year after we purchased our home.
I would recommend you speak to an attorney. Also, it might pay to talk to a realtor about selling the home as a short sale, but act quickly. There may be income tax implications if th ... more
0 votes Share Flag Sun Apr 7, 2013 Foreclosure in 95843
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
How is my agent supposed to put in an offer on a foreclosed property if there is no house # or agent on the listing?
Your agent can look the property up on the county tax records to possibly find out who is supposedly on title, if the transfer took place at least a couple of weeks ago. The fact that ... more
0 votes Share Flag Thu Mar 14, 2013 Foreclosure in Antelope
Gabe Davidson, Real Estate Pro in Sacramento County, CA
Gabe Davidson answered:
Is commonwealth drive safe?
Hi Katie
Unfortunately licensed Realtors can not specifically say that one street or area is safe vs another because of current RESPA laws as well as ethics related to our licensing. ... more
0 votes Share Flag Tue Feb 5, 2013 Crime & Safety in Antelope
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Can i buy a house with zero down payment?
With FHA loans, you have the lowest downpayment requirements. But it's not zero. It's still 3.5%, if you qualify. You'll have to check with a loan agent to determine the rates you'll ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Antelope
Wpsmith55, Renter in Sacramento, CA
Wpsmith55 answered:
Why PM Rental companies like Real, Mariposa and Vienna not willing to show interiors, in last 2 days called all 3 and was told could not view i?
Went today to Real made us feel like doing us favor to show listing
0 votes Share Flag Wed Dec 12, 2012 Rentals in Antelope
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Potential first time home buyer with low credit scores and a past eviction. Will I qualify to buy a condo 100k or less?
Hi Patty

Hi cases such as yours the answer is 'it's a matter of time'. How long ago was the eviction? And, when you say 'low credit scores' what do you mean and why are they low? ... more
0 votes Share Flag Thu Aug 21, 2014 Home Buying in 95843
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
im trying to get pre qualified for a loan- help! I have $$ to put down my credit is rated poor - fair due to fraud & identity theft.
Lou Anne,
Step one is fix your credit. Fraud is not uncommon and can be a pain to resolve, but until it is it will stand in your way. The steps necessary to get around it are essent ... more
0 votes Share Flag Mon May 7, 2012 Home Buying in Antelope
Stas, Real Estate Pro in Punta Gorda, FL
Stas answered:
Should I even bother in applying for a Mortgage Loan?My scores are low at 619, 640, 698. My car is fairly new and paid off. I've been at my
Where are you looking to buy a home? Did you have a certain price range you were looking for? I say if you are coming down to South West Florida let me know & I cant get you with th ... more
0 votes Share Flag Mon Feb 27, 2012 Home Buying in 95843
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
If I were to apply for a First Time mortgage loan would I be able to have my father co-sign if need be?
The only type of loan that would allow for co-signor is FHA loans. They currently require 640 scores for both you and co-signor and 3.5% down payment

Joel Lobb (NMLS#57916)
Senior ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 95843
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Is 4412 Marvel Ct antelope CA 95843 in foreclosure or in the process of Foreclosure- my email morena181@yahoo.com
No it is not and even if it is, the tenant still needs to pay rent.
0 votes Share Flag Mon Oct 17, 2011 Foreclosure in Antelope
James Blaylo…, Real Estate Pro in 95762
James Blaylock answered:
Can someone tell me if the homes for sale below 200000 in the Elverta, Antelope area are showing realistic?
Hi Liz,

Without knowing about a specific property in a specific neighborhood I can't give you an absolute yes. But in general most of these home will close within 5-10% of asking pri ... more
0 votes Share Flag Sat Sep 3, 2011 Home Buying in Antelope
Cassandra Bl…, Real Estate Pro in Atlanta, GA
Cassandra Black, Consultant answered:
do you have to have a contractors license to start a trashout business?
It will depend on the depth of services you plan to offer and your county. Contact your County Clerk's office and let them know the type of business you plan to start. They should ... more
0 votes Share Flag Sun Apr 11, 2010 Foreclosure in Antelope
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Seeking advice on Short Sales
Short sales have some pros and cons. It used to be that we realtors shied away totally from putting an offer on a short sale. Only 7% were accepted. However, in the last few months thin ... more
0 votes Share Flag Fri Apr 3, 2009 Home Buying in Antelope
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Offer Submitted in Turbulent Market
It's a different market than even just a year ago, so working with a full time realtor who is working this market daily helps but doesn't mean we aren't all challenged when it comes to ... more
0 votes Share Flag Tue Mar 10, 2009 Home Buying in Antelope
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Short sale or walk away! House is neg- Eq for 220 thousand, has only been apraised for 205 thousand owe 431
You dont want a foreclosure on your credit report.

Short sale your better option have you consider leasing home cover all payments?

You will need a realtor work with short sale ... more
0 votes Share Flag Wed Aug 11, 2010 In My Neighborhood in 95843
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
I have a 1st and 2nd. I can sell my home to cover the first but not all the 2nd.
Tim
The short answer is no, you cannot transfer the balance. However, you might be able to get the second to give you a promissory note.

If you need advice or a referral to a top R ... more
0 votes Share Flag Tue May 28, 2013 Home Selling in 95843
Diane Wheatl…, Real Estate Pro in Rancho Cucamonga, CA
Diane Wheatley, Broker answered:
Lease to buy option
I'm sure they are available for you. What lease payment are you looking for? And more importantly what location?
0 votes Share Flag Wed Jun 24, 2009 Home Buying in 95843
Debt Free Da…, Real Estate Pro in 85260
Debt Free Dave answered:
My brother is willing to purchase an investment property for me and my husband to rent from him. Is it true?
With some looking you may be able to find 90ltv financing. Investor financing has tightened up on the ltv limits.
0 votes Share Flag Mon May 21, 2012 Home Buying in 95843
Eric H Wong, Real Estate Pro in Berkeley, CA
Eric H Wong answered:
Stage a smaller home?
All marketing is based on the right price. The right price is the corner stone upon which everything else is built. You could have the best staged house in the area, but if it is priced ... more
0 votes Share Flag Wed Apr 9, 2008 Home Selling in 95843
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