Foreclosure in 95834 : Questions & Answers

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James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
I own a 2nd property that I have lost lots of money on. I lost about 80k out of my 1st home to pay off a high rate 2nd mortgage on the 2nd house.
Hey there. It sounds like you took out a second loan on your primary home to pay off the higher interest rate second loan on the secondary home.
So now your primary home has two loans ... more
0 votes Share Flag Fri Aug 20, 2010 Foreclosure in Sacramento
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
When are the next RE marketing meetings in Santa Clara, CA?
Below is a link to the marketing calendar. I hope that helps.
0 votes Share Flag Tue Jan 12, 2010 Foreclosure in Sacramento
John Villaes…, Real Estate Pro in California
John Villaescusa answered:
First time home owner, someone please explain me What is Closing Cost, How much is, And Who pays for it
Closing costs simply is all the fees accrued during a sale that it takes to close the deal. Closing costs are typically 3% of the purchase price and in today's market buyers are p ... more
0 votes Share Flag Fri Jan 8, 2010 Foreclosure in Sacramento
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
Las Vegas investment condo, purchased 3/2006 w\1st @ $150k 2nd @ $36K. Now worth ~$60k. Has renter,but still minus $700/mo. Is short the best out...
Hi C

Good question. You have a second loan on the property is that a purchase loan or a HELOC or HELOAN? If your second is a recourse loan then lender in second position has the l ... more
0 votes Share Flag Wed Jan 6, 2010 Foreclosure in Sacramento
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Can i forclose my 2nd mortgage?????????????
Shaqster, are you a Cavs fan?

The fact that you used the money from the 2nd mortgage on your primary home to buy another home does not change the fact that the 2nd loan is tied to th ... more
0 votes Share Flag Thu Aug 15, 2013 Foreclosure in Sacramento
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:

The docs might be lost in limbo.... It happens.
Can't give any legal advice.

Talk to a real estate attorney.

Best Regards,

Jes Sierra, B.Sc., Realtor®
Centu ... more
0 votes Share Flag Wed Dec 30, 2009 Foreclosure in Sacramento
Michele L Wa…, Real Estate Pro in Roseville, CA
Michele L Walker answered:
i am a renter and my condo iam renting is going up for auction on jan 8th how long do i have to move after that
The new law states if you are a renter they have to give you at least 90 days notice to vacate the property. In a few cases if you have a lease you can remain the term of your lease.
0 votes Share Flag Mon Dec 28, 2009 Foreclosure in 95828
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
do i still have to pay rent when the lender or trustee put the trustee sale off?
Pams, the landlord is the owner of the house until the house is sold.

Not paying his mortgage does not take away ownership from him. The bank foreclosing or on him or bankruptcy (yo ... more
0 votes Share Flag Thu Dec 24, 2009 Foreclosure in Sacramento
Jeff K, Home Buyer in Bristol, PA
Jeff K answered:
Does anyone know how to get pre-foreclosure listings in California? The only one I know is
Hi Maria,

Your County will have a Web site, with the latest Sheriff Sale Auctions. I'd stay away from realtytrac. It's expensive, often outdated, and many people have tr ... more
0 votes Share Flag Tue Dec 22, 2009 Foreclosure in Sacramento
Amorette Rob…, Real Estate Pro in Miami Beach, FL
Amorette Robertson, LLC answered:
My rent is currently in escrow because the landlord won't fix the property? I would like to buy and need to know what are my options? I know the
If you are living in a condominium, the association may require that the rent proceeds be paid to them if the landlord is in default with his/her maintenance payments. Check with the m ... more
0 votes Share Flag Mon Dec 14, 2009 Foreclosure in Sacramento
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
What does foreclosure (auction), notice of default, bank owned means? Homes prices are starting $2700.
It means the home is not for sale. What you are looking at is the amount of back payments the seller owes to the bank, and that the bank has recorded a Notice of Default. About half of ... more
0 votes Share Flag Tue Nov 3, 2009 Foreclosure in 95835
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
Tenant renting house thats in foreclosure.
Sorry, no, the cash for keys comes from the bank after the foreclosure.
0 votes Share Flag Sat Oct 31, 2009 Foreclosure in Sacramento
CCC, Home Owner in San Diego, CA
CCC answered:
What are my rights as a tenant in a pre-foreclosed/foreclosed home?
Hi, this link / information mgith help.
0 votes Share Flag Fri Nov 6, 2009 Foreclosure in Sacramento
Paul Andres, Real Estate Pro in Sacramento, CA
Paul Andres answered:
Need a name at Ocwen--can you help
Dee, once the property is foreclosed there is little that can be done. The asset in most cases has been assigned to an asst management company who in turn has already assigned the prope ... more
0 votes Share Flag Sun Oct 11, 2009 Foreclosure in Sacramento
Voices Member,  in
Voices Member answered:
we were in the middle of remodeling our second bathroom when we were offered the cash for keys program. How does this incomplete bathroom affect CFK?
Hi Melanie: Is there any way you can go to an on-line forum that involves the advice of attorneys? If not, I would suggest that you call an attorney and consult with an attorney. Thi ... more
0 votes Share Flag Mon Oct 5, 2009 Foreclosure in Sacramento
Brian Frank, Real Estate Pro in Roseville, CA
Brian Frank answered:
On average how many bpo's are you doing before they assign you a listing?
depends on the company. Some promise after a number of BPO's you'll get REO's. Not the case 80% of the time. Many asset companies are reducing agents on there network ins ... more
0 votes Share Flag Fri Oct 9, 2009 Foreclosure in Sacramento
JP Ramirez, Real Estate Pro in San Diego, CA
JP Ramirez answered:
Can I move into one of my rental homes if I foreclose on my primary residence?
Yes. This is bc when you foreclose on a home youre basically losing out already. Your lender cannot prevent you from moving into your other property unless that property is collateral ... more
0 votes Share Flag Sat Oct 10, 2009 Foreclosure in Sacramento…, Real Estate Pro in Dallas, TX Dallas Realtor answered:
I am looking for CHEAP contactors that can clean up a property bought from foreclosure.
Have you completed a google search for a general contractor in this area. Trulia website for real estate not contractor services.

National Featured Realtor and Consultant, Mortgage ... more
0 votes Share Flag Thu Sep 24, 2009 Foreclosure in Sacramento
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
Is there any programs or laws that will help me get my foreclosed home back?
It depends on how you were foreclosed upon. It may also depend on whether you are a California congresswoman, LOL.

Generally speaking, though, once your home is lost, it's gone. The ... more
0 votes Share Flag Wed Aug 12, 2009 Foreclosure in Sacramento
DeeDee Riley, Real Estate Pro in El Dorado Hills, CA
DeeDee Riley answered:
what do u mean by pay all the bills on the REOs untill they sell?
Hi Maha,

Not sure where you are taking this phrase from but I'm sure they are talking about gas, electric, water, HOA dues, yard maintenance, etc.

Hope this helps,

DeeDee Riley
0 votes Share Flag Wed Aug 26, 2009 Foreclosure in Sacramento
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