95667 : Questions & Answers

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Scott Goold, Real Estate Pro in Placerville, CA
Scott Goold answered:
looking for land ten plus acres to put 12 cows on asap. Eldorado /Placer county Ca is this possible?
Yes. There is land available to purchase that allows farm animals. Call me tomorrow afternoon and we can talk. 530-722-5702 Scott Goold Coldwell Banker DRE#00587802
0 votes Share Flag Sun May 5, 2013 Home Buying in Placerville
Margaret Hol…, Real Estate Pro in 95667
Margaret Holland answered:
Can we use a modular home as collateral to get a bank loan to buy land?
Is your modular home on a permanent foundation? Do you have equity in the property? I'm not a lender but these are the first thoughts that come to mind, that and maybe using a hard mone ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in Placerville
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Douglas Zeller answered:
Looking for a home fixer OK. 7-10 acres. Placerville, Somerset Area (that is closer to Placerville) have cash depending on price under 190,000.
There are a few areas that we can send you more information on. The Somerset and the grizzly flat areas are really nice but so is the Lotus area. Send me an email or call me and I will ... more
0 votes Share Flag Fri Jan 10, 2014 Home Buying in Placerville
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Are there any listings of OWC without having to pay for "rent to own" and other sites that get you into a monthly charge?
There are eight listings shown in Metrolist as "Owner will carry" in the Placerville or nearby areas such as Camino, Pollock Pines, Pilot Hill, and Shingle Springs. Subscribers to Metr ... more
0 votes Share Flag Sat Oct 5, 2013 Financing in Placerville
Jessica Peer…, Real Estate Pro in Placerville, CA
Jessica Peerman answered:
The home we rent was forclosed and sold. We were told our lease is no longer in effect and we need to move now. Cash for keys offered. What do I do?
Unfortunately, your lease is no longer valid now that there is a new owner. It's typical for cash for keys to be offered. Sometimes you can negotiate the terms if you need a little mor ... more
0 votes Share Flag Tue Apr 24, 2012 Rental Basics in Placerville
Laura Coffey, Real Estate Pro in 91355
Laura Coffey answered:
whtas up with the crime rate in this area?
www.crimereport.com My sister lives there and loves it.
0 votes Share Flag Wed Feb 27, 2013 Crime & Safety in Placerville
Bud Zeller, Real Estate Pro in Placerville, CA
Bud Zeller asked:
FHFA Backing Away From Servicing-Fee Changes? The Federal Housing Finance Agency is pulling back from plans to revise the minimum servicing fees paid on Fannie Mae and Freddie Mac loans, and it also reportedly has abandoned a propo...
0 votes Share Flag Fri Feb 3, 2012 Home Buying in Placerville
Jay Emerson, Real Estate Pro in Fair Oaks, CA
Jay Emerson answered:
looking for 10 plus acers of land in Placerville.....
Will you be paying with cash or getting a loan? (I don't know many lenders who lend on bare dirt these days). I had a listing for 17 acres that lingered and did not sell. It is ... more
0 votes Share Flag Mon Jun 13, 2011 Home Buying in Placerville
BG, Home Buyer in Phoenix, AZ
BG answered:
Scrap two foreclosure relief programs? What are your thoughts?
I have mixed feeling on this. If they KNEW it didn't work and WHY it didn't work, then why don't they fix what is not working ? Namely Banks are just too greedy to do l ... more
0 votes Share Flag Tue Mar 29, 2011 Market Conditions in Placerville
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
What's the best way to plan for buying another home after foreclosure & bankruptcy?
Hi Starting Over :-)

So sorry to hear about all you've been through recently. I can relate!

You could secure financing through a hard money lender with 30% - 35% down without ... more
0 votes Share Flag Thu Mar 3, 2011 Financing in Placerville
Jennifer Her…, Real Estate Pro in Wellington, FL
Jennifer Hernann answered:
where in the world can you find a list of FHA approved homes to buy?? Northern California
Hi Windowpainter,
HUD.gov has a list of homes for sale that they personally own but a Realtor will be able to help you with all homes that can qualify for FHA approved financing. Gen ... more
0 votes Share Flag Sat Mar 5, 2011 Home Buying in 95667
Voices Member,  in
Voices Member answered:
if I walk from my home what are the risks of having to pay taxes, penalties, etc?
Those will be placed as liens against the property. The consequences for you would be that it would appear on your credit report and any financing thereafter would be difficult. You ... more
0 votes Share Flag Mon Feb 27, 2012 Foreclosure in Placerville
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Our first loan foreclose and now we are dealing with our second. Is it better to pay off the second or settle the debt?
Hi Marley:

Regret to hear about your problem. It is prudent for you to get advise from a Credit counselor
who can advise you or a Real Estate / Bankruptcy Attorney.

Check the ... more
0 votes Share Flag Wed Jun 30, 2010 Foreclosure in 95667
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
Putting down money to hold commercial property for lease
Depends on the contract that you had drawn up. Consequences should all be spelled out.
0 votes Share Flag Sat Jun 5, 2010 Rental Basics in Placerville
Jspyder, Other/Just Looking in Placerville, CA
Jspyder asked:
need a2bedroo with a shower. I have my own ref-washer and dryer would like water & garbage pd will pay up to $850 a long term tennate benn in present rental 2 yrs would not move but need a shower.....jspyder@att.net
0 votes Share Flag Wed Mar 24, 2010 For rent in Placerville
Melissa Zava…, Real Estate Pro in Escondido, CA
Melissa Zavala answered:
What is a Short Sale?
A short sale is the sale of a property for LESS than the amount of the mortgage. It involves the seller's lender in that the seller's lender (bank) has to apprve the deal sinc ... more
0 votes Share Flag Wed Jun 1, 2011 Home Buying in Placerville
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
is the market recovering in the placerville area for homes under 200k?
Hi Mark,
As you're a broker, I would think you already know answer, but for the benefit of the public, I would say yes. Multiple offers on the ones I've seen or had listed i ... more
0 votes Share Flag Sun Oct 25, 2009 Home Buying in Placerville
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
In California, what is the definition of "premises" or "property" with regard to requirement for landlord to give notice to

Contact a real estate attorney, this is a touchy subject. We can't give legal advice on trulia.

Best Regards,

Jes Sierra, B.Sc., Realtor®
Your top source for b ... more
0 votes Share Flag Tue Sep 15, 2009 Rental Basics in 95667
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
square foot price
Hi Vicki, it's simply the listing or sold price divided by the living space square footage of the property.

Best, Steve
0 votes Share Flag Wed Mar 3, 2010 Market Conditions in Placerville
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Are lenders making loan modifications or principal reductions if you threaten to walk away from loan?
Hi Marley
All you can do is approach them about it. Quite honestly, most lenders right now have their hands full and have bigger fish to fry than someone "threatening" to walk away. ... more
0 votes Share Flag Sat May 9, 2009 Foreclosure in 95667
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