Foreclosure in 95407 : Questions & Answers

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Lynn Bowen, Real Estate Pro in Sebastopol, CA
Lynn Bowen answered:
what is a trustee sale?
Trustee sale is part of the foreclosure process. It is when the home has been foreclosed on and is sold on the court house steps (cash sale, pay that day, no inspections etc). If it d ... more
0 votes Share Flag Sat Nov 17, 2012 Foreclosure in 95404
Sherrye Gibbs, Real Estate Pro in Saint Simons Island,...
Sherrye Gibbs answered:
Came home to a posted letter stating that the house we are renting is going up for auction on 5/22/2012 What do we do from here?
Just because the house is going up for auction does not necessarily mean it will sell at auction which could buy you a little more time. Many times houses languish in the pre-foreclosu ... more
0 votes Share Flag Thu Apr 19, 2012 Foreclosure in 95404
Michelle Moz…, Real Estate Pro in Bodega Bay, CA
Michelle Mozell answered:
I have recently started a small cleaning business called Caros' Cleanup in Santa Rosa, CA. How can i get into foreclosure cleanouts?
Hi matt,

Try going online and "Googling" Real Estate + Santa Rosa + REO (or + Bank owned homes or + lender owned homes) and contact those agents representing banks in Santa ... more
0 votes Share Flag Mon Dec 26, 2011 Foreclosure in Santa Rosa
Katha Snow, Real Estate Pro in Petaluma, CA
Katha Snow answered:
The house I am renting was auctioned today....
I am so sorry. I hope you have a lease or rental agreement to protect you. Call the trustee that posted the notice. You also can get the information on http://www.foreclosureradar.co ... more
0 votes Share Flag Mon Nov 7, 2011 Foreclosure in 95404
Dave Roberts, Real Estate Pro in Healdsburg, CA
Dave Roberts answered:
The house I am renting is going up for auction- the landlord claims it is a mistake. How can I find out if the auction is happening?
The notice on the door is all you need to know. Auctions often get postponed multiple times, but if you got the notice, it's not a mistake. If you send me your address I would be h ... more
0 votes Share Flag Mon Oct 31, 2011 Foreclosure in 95404
Mike Bryant, Other/Just Looking in Sebastopol, CA
Mike Bryant answered:
ok im in need of some serious advice!!! so this is what happened.we got a letter saying that the property we rent has ben forclose , so i contacted
Kim,

I would suggest you contact an attorney who specializes in foreclosures and tenants rights. Contact your local BAR association and ask them for the names of some attorneys that ... more
0 votes Share Flag Wed Jun 16, 2010 Foreclosure in Santa Rosa
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
difernce in condo , pud , hoa? is lincoln manor condo or townhouse? FHA aproved? thanks
A Planned Unit Development (PUD), is both a type of building development as well as a regulatory process. A PUD is a designed grouping of varied and compatible land uses, such as housin ... more
0 votes Share Flag Sat May 8, 2010 Foreclosure in 95401
Matthew A. B…, Real Estate Pro in Glendora, CA
Matthew A. Bartlett answered:
HI,I BOUGHT A FORECLOSURE HOUSE IN OAKLAND CA.RENTERS HAVE BEEN LIVING THERE FOR ALMOST A YEAR WITHOUT PAYING RENT.I WILL BE LIVING IN HOME.BANK
Hi Pilarrosales,

I recommend that you speak with an Attorney who specilizes in Real Estate Law. Good luck!

Matt
0 votes Share Flag Tue Feb 23, 2010 Foreclosure in Santa Rosa
Robert Ferra…, Real Estate Pro in 96740
Robert Ferrari,ABR,CRB,CRS,RB answered:
Regarding Foreclosures: I believe their is a new law protecting bona fide tenants left remaining on REO or bank owned property.
90 days is the law and no one should be allowed to violate it. Make sure people are armed with the correct information.
0 votes Share Flag Wed Sep 23, 2009 Foreclosure in Santa Rosa
Mike Kelly &…, Real Estate Pro in Santa Rosa, CA
Mike Kelly & Allison Norman answered:
I have been served with a notice my landlords house has been foreclosed on and sold at an auction. How long do I have to vacate? The date of the cash
Have you been served with a notice to vacate or eviction notice? The time for eviction is 60 days in the state of california in your case as a tenant occupying a rental after foreclosur ... more
0 votes Share Flag Sat Sep 19, 2009 Foreclosure in Santa Rosa
Susan Bryer, Real Estate Pro in 95472
Susan Bryer answered:
How do we find the procedure to put a bid on a house the is an REO>.?
Hi -

If the property is an REO and is listed on the MLS - then the instructions for submitting offers are usually very clearly spelled out in the agent instructions - sometimes ther ... more
0 votes Share Flag Tue Sep 8, 2009 Foreclosure in Santa Rosa
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
When a property becomes REO, how long do the original owners have until they are asked to leave?
It all depends on the bank, how fast they move to sell that house, sometimes it take 2-3 months or may be earlier also. But once the bank assign to sell then the homeowner gets only co ... more
0 votes Share Flag Mon Aug 3, 2009 Foreclosure in Santa Rosa
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
Is anybody in the Santa Rosa area getting a loan modification based on current appraisal?
Hi Craig!

Yes, there are some effective loan modifications. Principle write downs are the hard ones to get but doable. The FHA Fannie and Freddie have an 80% failure rate after 6 m ... more
0 votes Share Flag Wed Jul 8, 2009 Foreclosure in Santa Rosa
Krista, Real Estate Pro in California
Krista answered:
Is Green Credit Solutions a scam?I have worked with Green Credit Solutions. I am a real estate broker and I
Well, if you check, GCS' California Department of Real Estate license is NBA status. This means there is no broker affiliate and they cannot complete acts which require a real estate ... more
0 votes Share Flag Tue Dec 6, 2011 Foreclosure in 95404
Shar Rundio, Real Estate Pro in Mesa, AZ
Shar Rundio answered:
Why isn't countrywide foreclosing?
Donna, there was a federal moratorium in place until the 1st of April meaning that many of the banks had halted the foreclosure process for a time being. On several of my short sale li ... more
0 votes Share Flag Tue Apr 21, 2009 Foreclosure in Santa Rosa
Daphne Peter…, Real Estate Pro in 95404
Daphne Peterson answered:
When I see a home listed on the MLS ,How do I find out what lender owns it?Will listing agents tell me?
Hi Joe,
Great question! If you want to discover this information for your self you will have to search the tax records. Unfortunately, many loans were sold from the original maker of ... more
0 votes Share Flag Sat Apr 18, 2009 Foreclosure in 95409
Mike Kelly &…, Real Estate Pro in Santa Rosa, CA
Mike Kelly & Allison Norman answered:
Why is the phrase pocket listing such a touchy subject?Why does nobody want to acknowledge this fact of life?
Joe, I don't think "pocket listings" are a "touchy" subject. They are done all the time. I personally strive and advise my client the best way to get the highest amount of money is by ... more
0 votes Share Flag Tue Sep 25, 2012 Foreclosure in 95409
Joe, Home Buyer in Santa Rosa, CA
Joe asked:
What Lenders have a reasonable Loss Mitigation Dept. that will deal directly with a home buyer with All Cash. I know that several companies will work directly with home buyers and investors, and not just listing agents, does any body happen to know what lenders will do this?
0 votes Share Flag Sun Apr 12, 2009 Foreclosure in 95409
Emmanuel Sca…, Real Estate Pro in Collin County, TX
Emmanuel Scanlan answered:
Are REO homes listed on sites like Trulia really properties that investors or brokers did not buy at auction?
Hello Joe,

I'm not a Realtor but will try to at least partly answer the question and provide a suggestion. I do work with quite a few investors and get to see, at least partly, how ... more
0 votes Share Flag Fri Mar 13, 2009 Foreclosure in Santa Rosa
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I would like an address on this property. Also, what is the status of foreclosure? Is there a house on it?
Heidi, seriously, RealtyTrac is useless. They just list public notices from county courhouses as a property goes through the foreclosure process. When this or any "distressed" property ... more
0 votes Share Flag Thu Jan 29, 2009 Foreclosure in Santa Rosa
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