Home Buying in 95206 : Questions & Answers

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Ector Olivar…, Real Estate Pro in Stockton, CA
Ector Olivares answered:
Stockton declared bankruptcy and went belly up. Is it advisable to buy a home in Stockton areas like weston ranch?
The city is still working out its debt issues and being allowed to declare bankruptcy will help in righting the ship. As far as the housing market, now is an excellent time to buy. Low ... more
0 votes Share Flag Wed May 8, 2013 Home Buying in Stockton
David McKeev…, Real Estate Pro in Stockton, CA
David McKeever answered:
what is the area like as far as crime rate?
Hello,
Trulia has a great crime stats tool which is a great reference to the amount and types of crimes in a particular area. Check it out here: http://www.trulia.com/real_estate/Stoc ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 95210
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
The seller has decided to cancel (short sale) because she claims she will get more money for "keys for cash" is this true?
Usually with a short sale the seller walks away with nothing at all.
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Stockton
Carie McFadd…, Real Estate Pro in Stockton, CA
Carie McFadden,CDPE, SFR, CHS answered:
Need advice on offer with 45 days closing period, CDAP for down payment to FHA loan and requesting closing cost credit.
Yes, hire/work with an experienced Realtor that can struture your offer so it is attractive to the seller.
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Stockton
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
We put in an offer on a short sale home and it was excepted in dec 2012 but we haven't heard back from them. What can we do?
Hi Tare531,

When you say your offer was accepted, do you mean by the seller or by BOTH the seller and their lender(s)?

Shanna Rogers
SR Realty
www.RealtyBySR.com
0 votes Share Flag Sun Apr 14, 2013 Home Buying in Spanos Park
Randy Elliott, Real Estate Pro in Lodi, CA
Randy Elliott answered:
How is housing market in Stockton now (Feb 2013)? Is it improving compared to last year? Is it a good time to invest in Stockton? Thanks
Hello Bacbinh,

Yes, it's a great time to invest in Stockton. There are many areas of Stockton that may be better or worse than others, especially long-term.

When it comes to real ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in 95209
Larry G Will…, Real Estate Pro in 95376
Larry G Williams, GRI, CDPE answered:
Are there houses for rent for $800/mmonth in the neighborhood just east of the main entrance to University of Pacific?
Probably not. Expect to pay closer to $1000 per month for a 3/1 house. This area is in high demand.
You may find something cheaper but will be further away and in areas that are not so ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in Pacific
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
Could someone walk me through the process of buying a HomePath home in the Stockton area? Thanks!
Feel free to call

Thierry Abel
Senior Loan Consultant
All California Mortgage
A Division of APMC
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
E: tabel@allcalifornia. ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Stockton
Judy Pham, Real Estate Pro in Stockton, CA
Judy Pham answered:
How come some of the houses here when we went to stockton its not available anymore? As what my agent said.
The listing still shows as active but there are issues with getting access since the home is tenant occupied. It could be possible that your agent contacted the agent of the listing an ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Sherwoods Manor
Randy Elliott, Real Estate Pro in Lodi, CA
Randy Elliott answered:
6706 #96 this movilhome is avaliable?
No, I am sorry. This mobile home went into contract with a buyer just over a week ago. There are others available in the same park. Let me know if you'd be interested in more informa ... more
0 votes Share Flag Wed Jan 2, 2013 Home Buying in Valley Oak
Michael Abram, Real Estate Pro in Los Angeles, CA
Michael Abram answered:
Is it true that there's a new program that we can buy a house after two years of foreclosure with a good credit.?
Helo Joel,

Fannie & Freddie are pretty set on their guidelines for no lending with a foreclosure on your record at 2 years. However, I work with a portfolio lender that will enterta ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Stockton
James Johnson, Real Estate Pro in Stockton, CA
James Johnson answered:
Getting the keys
No he does not have to, however most clients are not opposed to their realtor being present especially if he/she was instrumental in them getting the home in the first place.
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Stockton
Alan May, Real Estate Pro in 60201
Alan May answered:
An actual CONTINGENCIES question!
I'm not aware of any bank that will accept an offer that has a house-sale-contingency.
0 votes Share Flag Sat Oct 6, 2012 Home Buying in Stockton
Randy Elliott, Real Estate Pro in Lodi, CA
Randy Elliott answered:
how can i apply for addults school for english second language,is this free?
Hello Marilyn,

It depends on where you'd like to take your classes.

Here is some information at San Joaquin Delta College regarding English as second language:
http://www.deltaco ... more
0 votes Share Flag Sun Sep 16, 2012 Home Buying in Spanos Park
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How do I contact property owner at 2129 Bright Star Place, Stockton, CA their water line broke and need to notify them.?
First knock on their door, if there are tenants they should be able to give you the owners number, if it is vacant you can call the water department, they should kjnow wher they send th ... more
0 votes Share Flag Mon Sep 10, 2012 Home Buying in Spanos Park
Elwood Humph…, Real Estate Pro in Stockton, CA
Elwood Humphries answered:
I'm planning to buy a house and I have a loan mod about 2 years ago and I've been current w/ my payments but the lender said I can be
I work with a banker, she's a miracle worker. I don't think a Mod has to be 3 years ols, a foreclosure does. I just sold a home to a client, it's a second home, their current home had a ... more
0 votes Share Flag Wed Sep 19, 2012 Home Buying in Stockton
Joseph Smith, Real Estate Pro in Stockton, CA
Joseph Smith answered:
I need help finding a a license Realtor in Stockton CA. I am a first time home buyer. I been told there is help out there for me.
Help is here for you. Get more than one opinion to find the bast match for you. Inventory levels are down and there are a lot of great agents in Stockton to work with. I am happy to h ... more
0 votes Share Flag Wed Sep 19, 2012 Home Buying in Stockton
Rocky G H Ha…, Real Estate Pro in Tracy, CA
Rocky G H Hawrysz answered:
How long does one pay mello roos if buying in the Spanos east area of Stockton Ca?
The best thing to do is to contact the County Tax Collector. They should be able to provide information as to the length of the bond. Make sure to have your APN number handy.

I hope ... more
0 votes Share Flag Sat Aug 25, 2012 Home Buying in Stockton
Randy Elliott, Real Estate Pro in Lodi, CA
Randy Elliott answered:
I was "caught" in a rental scam on this site. Is there anyway to verify the information ? This could be very serious, I caught on to
Hi Valeri,

Sorry for your situation.

What was the scam? Were you rented a place that actually wasn't for rent and you paid money already? That happens often on many sites, espec ... more
0 votes Share Flag Fri Aug 24, 2012 Home Buying in 95219
Pamela Shemet, Real Estate Pro in Crystal River, FL
Pamela Shemet answered:
I have 2 collection accounts on my credit report but my score is at around 650, can I get a pre-aproval to purchase a home in Stockton, CA?
I would recommend contacting your local lender to see how you can inprove your credit score & clear those collections. Wishing you all the best
0 votes Share Flag Tue Jul 31, 2012 Home Buying in Stockton
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