95124 : Questions & Answers

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TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Are CoOps common in San Jose?
No. I only know of one that was in existence and that was on Payne Avenue in Campbell.
0 votes Share Flag Fri Dec 14, 2012 In My Neighborhood in San Jose
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
Should I remove loan contingency?
galabing:

In this lending climate, it is never good to remove the loan contingency till the deal closes. Don't take a lock for less than the time necessary to close the deal. You c ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in San Jose
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
I need HELP TO PURCHASE a single family home within 30 miles of San Jose, CA
Thank you for your question:

Yes, finding a single family home under $300,000 within 30 miles of San Jose is a challenge. Our office did have one listed in Boulder Creek, however th ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in San Jose
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
Does pulling your own credit report affect your credit score?
No.

You can pull your own credit score and it will not count against you as a credit inquiry and it will not affect your credit score..


.
0 votes Share Flag Mon Jul 29, 2013 Credit Score in Almaden
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
I am interested in buying a condo/Townhome in Evergreen, Are there any new constructions/new ones (post 2000s) available?
Thank you for your question, Krish77ranga:

The answer is yes, there certainly are a number of post 2000 condo and townhomes available in Evergreen.

Please call me at my cell phone ... more
0 votes Share Flag Wed Dec 12, 2012 Home Buying in Evergreen
Linda Baker, Real Estate Pro in 95120
Linda Baker answered:
Hi I am Angie ,when is the good time to listing the house for sell ? and i like to purchasing other home in San jose area, about $450,000 under?
Hi Angie,
Believe it or not, right now is a great time to sell!!
Even though December is historically slower, there are still many active buyers and multiple offers are still the rule ... more
0 votes Share Flag Thu Dec 13, 2012 Foreclosure in Berryessa
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
how long does a bank loan officer have to respond to a loan request in the state of Maine? It has been 3 months and I have not heard a no or a yes.
bfshaboski:

If it is a request for a mortgage, federal rules state the bank has 3 days to respond once it has all information necessary to respond. If you provided all information t ... more
0 votes Share Flag Fri Oct 25, 2013 Financing in 95148
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
About Trustee Sale or Foreclosure Auction - What do buyers be wary?
Hi Alice, you are targeting the most risky of ways to obtain distressed property and if you have not done this before I would refocus your purchase towards a different direction.

Her ... more
0 votes Share Flag Sat Mar 30, 2013 Market Conditions in San Jose
Lamson Dang…, Real Estate Pro in San Jose, CA
Lamson Dang Broker answered:
Looking to purchase property for investment with 100% down payment of about 200 K , what would u recommend considering rental return possibilities ?
Dear Sudarshan Sathe,

It's OK to buy a Townhouse/Condo within $200,000 and rent it out. However, I would think the best could be buying a Duplex/4-flex. If you have income to suppo ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in San Jose
Thomas Feng, Real Estate Pro in 95051
Thomas Feng answered:
what are the steps i need to take in order to purchase our first home?
Hi April, here is the home buying process broken down into 5 steps for you http://bayareaconnect.com/buy-a-home-step-1/

This is my real estate blog with weekly market reports and new ... more
0 votes Share Flag Tue Dec 4, 2012 Home Buying in San Jose
Allyson Ales…, Real Estate Pro in Santa Clara County, CA
Allyson Alessandrini answered:
Is the area around kooser rd safe as far as crime rates?
Hi Breana,
As a realtor we are prevented from steering clients in regards to a neighborhood's demographics, safety, ethnic make up, etc., so we cannot "rate" any area for safety.
Howe ... more
0 votes Share Flag Thu Jan 17, 2013 Crime & Safety in Cambrian
David Sciplin, Real Estate Pro in San Jose, CA
David Sciplin answered:
Are there some neighborhoods in San Jose that are seeing more redevelopment than others? New construction homes, community revitalization, etc.?
Streets around the Story & Capitol Expwy area are nicely improved. Investors were buying and flipping homes around the Reid Hillview airport. Homes in the Alum Rock near King area befo ... more
0 votes Share Flag Sun Feb 16, 2014 General Area in San Jose
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
It is my intention to do a quit claims deed on my condo in Chandler, Az, and to occupy it until I die. The property would go to a friend.
This is really a question for an attorney. There may be tax implications and so on. And so many questions, is there a mortgage on the property? How will you protect your rights until ... more
0 votes Share Flag Fri Sep 27, 2013 Home Buying in 95121
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
After remodeling a home to increase the total square footage, how will annual property taxes be affected?
Trulia, are you looking to renovate a home for one of your executives? If so, the annual property tax will be adjusted based on value of the added improvements for the renovation.
0 votes Share Flag Wed Nov 28, 2012 Remodel & Renovate in San Jose
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Do I need a business license to rent my property in Anchorage, AK?
Hello Mary,
No, a business license is not required to rent out a residential dwelling. You would be the landlord/owner but possibly would need to hire a property manager to oversee ... more
0 votes Share Flag Mon Nov 26, 2012 Rentals in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
address for 1881 Gregg seems to not match the house for rent on map
I pulled up a quick tax record and did not see a house on Gregg with that address.

Now there is a house for sale at 1880 Gregg Drive. You may have found a scam.
0 votes Share Flag Sun Nov 25, 2012 Rentals in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I'd like to buy a house that is located near San Jose/Milpitas/Santa Clara County and is qualified for USDA Rural zero down purchase loan.
You will more likely find USDA qualified properties in Santa Cruz County. San Jose/Milpitas is not rural. The USDA website has a map showing the areas which qualify.

One of the cha ... more
0 votes Share Flag Thu Nov 22, 2012 Home Buying in San Jose
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
Is this really renting for $1000 a month?
Nope it was a scam and has been removed from Postlets. Anytime it seems too good to be true, it usually is.

By the way, if the listing is missing:

1. The name of a recognized LO ... more
0 votes Share Flag Mon Nov 26, 2012 Rentals in Edenvale
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
10K PMI on settlement paid for the seller. Is this tax deductible?
This is a tax question and is best directed to your trusted tax advisor.

Generally PMI is not a taxable deduction on owner occupied properties. I'm not a tax advisor so please call ... more
0 votes Share Flag Wed Nov 21, 2012 Home Buying in 95125
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
Any advice on a rent to own? I want to learn more about it. Also wondering if anyone knows where I can find these types of homes.
Hello. At any time these kinds of options are very rare. nI todays booming sellers market where 99.9% of new listings are sold within days I do not think there is any hope of finding a ... more
0 votes Share Flag Sun Nov 25, 2012 Home Buying in San Jose
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