95020 : Questions & Answers

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Joyce Sloan, Real Estate Pro in ,
Joyce Sloan answered:
We has been move out the house last 4 years, untill now the bank not yet taking it. should we move back in untill the bank give us noted?
Hi Angie,
I would need more information in order to help advise you. If you'd like to call me we could discuss your situation further.
Best Regards, Joyce Sloan, Coldwell Banker R ... more
0 votes Share Flag Sun Jan 6, 2013 Home Buying in Gilroy
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
My husband quailifies for a mortgage on his own. I will be on the deed . Would I be able to borrow the closing cost from my 401k?
Only if you take out your 401K for discretionary use and show the additional money on the bank statement. For example, a joint account.
0 votes Share Flag Wed Jul 3, 2013 Financing in 95020
Carla Muss-J…,  in Portland, OR
Carla Muss-Jacobs, Principal Broker/Owner ~ Exclusive Buyers Agent ~ ABR, CEBA answered:
My wife stopped paying the mortgage on the house I live in with our daughter, and the bank refuses to talk to me. I am divorced and she walked away
Seems as though this is a legal question, not a real estate related question. Many people think that because something involves a house/property that real estate agent should know. Th ... more
0 votes Share Flag Mon Sep 24, 2012 Financing in 95020
Bob Lasswell, Real Estate Pro in Morgan Hill, CA
Bob Lasswell answered:
I am trying to find a realtor bthat deals with bank owned houses bthat are up for rent to own
Banks do not usually want to rent their REOs. They want to sell them as quickly as possible. Rent to own are rare anyway.
0 votes Share Flag Fri May 31, 2013 Home Buying in 95020
Sam Shueh, Real Estate Pro in Cupertino, CA
Sam Shueh answered:
would like to rent a home in gilroy?
try craigslist(under apt). Rent has gone up a lot lately. They are as expensive if not any more
than San Jose. CA
0 votes Share Flag Wed May 2, 2012 Rentals in Gilroy
Sam Shueh, Real Estate Pro in Cupertino, CA
Sam Shueh answered:
what does it mean? tax credits apply
If you are talking about credits for purchase homes. Its offers expires.
0 votes Share Flag Thu Mar 8, 2012 Rentals in Gilroy
Mike Walters, Real Estate Pro in Hollister, CA
Mike Walters answered:
Modular homes: What is the general price range for a 3br, 2 ba? Positives and Negatives?
Hello Lyn,

The term: "Manufactured home" includes two types of homes: Mobile Home and a Modular Home.

Mobile homes are delivered to the sight on their own axels and w ... more
0 votes Share Flag Wed Oct 14, 2015 Home Buying in Gilroy
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Seems expensive for a 1970 mobile home. Can you comment!Looking for something reasonable in Gilroy, I'm a pensioner and have a limited income...
Since no link is visible, either directly contact the listing agent, or any local agent/realty office can also help, they all have access to the same information, or consider working wi ... more
0 votes Share Flag Sun Oct 30, 2011 Home Buying in Gilroy
Ron Thomas, Real Estate Pro in ,
Ron Thomas answered:
Are banks as reported in the newspapers holding onto hundreds of foreclosed properties which they plan to release gradually as the market recovers.?
I don't think the MANHATTAN project had as much secrecy surrounding it:

I visualize that I'm standing at the bottom of Hoover Dam.......
0 votes Share Flag Thu Mar 8, 2012 Foreclosure in 95020
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I was wondering, what town will likely have higher home values three years from now: Gilroy, or Hollister? Thanks!
No one really is going to have a definitive answer for that. At best, it'll be a guess.

And two other quick thoughts: If you're considering buying, buy the house the works ... more
0 votes Share Flag Sun Jan 6, 2013 Market Conditions in Gilroy
Wayne Giroux, Real Estate Pro in Los Gatos, CA
Wayne Giroux answered:
I own a 6 acres in Gilroy, CA, M1 Zone, Hwy 101 expose, paid off. I need a 50% partner. Where do I search? I am willing to sell and carry 50%.
Hi George

The simplest way would be to put it on the market with a qualified Realtor and note that it is for sale 50% or that you are willing to consider 50% financing. The 50% fina ... more
0 votes Share Flag Thu Jun 28, 2012 Financing in Gilroy
April Tavares, Real Estate Pro in Saratoga, CA
April Tavares answered:
What is the commute like from Morgan Hill or Gilroy to Sunnyvale (on Carribean Dr : to and from work) - if you leave at 7am and return at 5/6 pm?
Give Google Maps a try (http://maps.google.com). Not only will Google allow you to map between two exact locations, but you can include options like avoiding highways (to search for alt ... more
0 votes Share Flag Sun Jul 1, 2012 Traffic & Public Transportation in Gilroy
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Separated husband stopped paying loan and bank will not talk to wife to her as name is not on loan
Your friend should really be consulting with an attorney, if she is unhappy with her current lawyer, there are plenty of others...
0 votes Share Flag Fri Jul 6, 2012 Financing in 95020
Nina Daruwal…, Real Estate Pro in Cupertino, CA
Nina Daruwalla answered:
what should i do? if need to sale the house

I do not understand the whole situation.....You bought one, and paid $20,000 more on it than List Price? Perhaps there were Multiple Offers? and you needed to pay more to ... more
0 votes Share Flag Sat Jul 6, 2013 Home Selling in 95020
Marc Perkel, Home Buyer in 95020
Marc Perkel answered:
Trying to find home owner's insurance from a company that isn't going to cancel me for no good reason.
So I'm not going to put a hand rail on something I'm going to remove.

These insurance companies really are making me quite angry.

I'm looking for an insurance comp ... more
0 votes Share Flag Wed Aug 11, 2010 Home Insurance in 95020
Sue Wylie,  in Los Angeles County, CA
Sue Wylie answered:
My huband is not on our home loan, but he is on title. How will that impact his ability to qualify for another morgage in just his name?
That one is best left up to the loan experts. Contact a lender you trust and discuss. Also, you may want to talk with your tax accountant about this.
0 votes Share Flag Wed Jul 3, 2013 Financing in 95020
Mike Walters, Real Estate Pro in Hollister, CA
Mike Walters answered:
Is there public transport in the areas of San Martin?
Hello Mollie,
Yes. There is CalTrain at 13399 Monterey (x at W. San Martin). You can call them at 800/660-4287. That service can take you all the way to San Francisco and everywher ... more
0 votes Share Flag Mon Nov 15, 2010 Traffic & Public Transportation in Gilroy
Allyson Ales…, Real Estate Pro in San  Jose, CA
Allyson Alessandrini answered:
6870 Eagle Ridge Drive, Gilroy was pending and in a preforeclosure status for months. It is no longer listed on the MLS. Did it sell or foreclose?
Hi Alicia,
As of right now it is a pending/ no show Short Sale,the price had been reduced to 849k it has an estimated closing date of 5/28/10,( I don't know how accurate this is, ... more
0 votes Share Flag Wed Jun 2, 2010 Home Buying in Gilroy
Michael Russ…,  in 75006
Michael Russell answered:
Does PMI terminate if my mortgage balance is paid down to less than 78% of my original balance?
In my experience, Marc, mortgage companies have two tracking spreadsheets for your loan, one is the scheduled payments and one is the actual. When you pay on time and the balance become ... more
0 votes Share Flag Mon Apr 12, 2010 Financing in Gilroy
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