Financing in 94598 : Questions & Answers

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Ivan Diaz, Real Estate Pro in Castro Valley, CA
Ivan Diaz answered:
If I try to qualify with someone who may have too high a debt ratio, then try to qualify on my own, will the previous attempt be held against me?
Hello,

Let me start by saying that you should get fully qualified before answering this question. Additionally, I would figure out what your short term solution and/or long term solu ... more
0 votes Share Flag Fri Feb 21, 2014 Financing in 94597
Trevor Hunti…, Real Estate Pro in Port Townsend, WA
Trevor Huntingford answered:
has anyone used a FHA 203 streamline loan? any advice? How did it work as far as the contractor bid/work go? Any reccomendations for a contractor?
They work great! Get an agent and a lender that has some experience with 203K rehab loan as they are a little different than your conventional purchase.

Take advantage of these low ... more
0 votes Share Flag Sun Sep 25, 2011 Financing in Walnut Creek
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
How can I find a mortgage broker or bank willing to finance condos in $50-$60k in contra costa county?
Hello Mike,

You should contact the condo board or have your realtor contact them for you to find out if there is any ongoing litigation. And for financing, I always suggest you star ... more
0 votes Share Flag Wed Mar 16, 2011 Financing in Walnut Creek
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Can someone tell me how to get the forms to do a Short Pay Refinance?
The home owner will need to contact the home retention department at their bank or mortgage company. The bank will not talk to third parties without written authorization by the home ow ... more
0 votes Share Flag Sun Feb 7, 2010 Financing in Walnut Creek
Linda Ginex…, Real Estate Pro in Orange County, CA
Linda Ginex 949.891.0073 answered:
Has anyone done a "SHORT REFI ? '" not a short salef or a new buyer, but a short refi keeping the exsisitng owner in the property?
Hmmm....are you referring to the HAMP program?
0 votes Share Flag Thu Oct 28, 2010 Financing in Walnut Creek
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
Any lenders in my area can close escrow within 2 week. (Full Document-30 year conforming). It's a short sale situation. It's very
Hello Seller:

All things are possible provided you have a credit score high enough and down payment sufficient enough to qualify. You can contact two people:

Jay Weisbrod at Ligh ... more
0 votes Share Flag Mon Nov 30, 2009 Financing in Walnut Creek
Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
Just relocated to the East Bay Area recently
An advantage I could talk with you about would be whats called Lender paid PMI. Its actually financed into your rate. This would allow you to put down 10% and still have a full tax adva ... more
0 votes Share Flag Sat Jan 17, 2009 Financing in Walnut Creek
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
Cindi Hagley, Prudential answered:
Canceling refinance application. Is my credit going to take a hit?
As I understand it, mortgage inquiries are considered a "soft pull" and should not affect your credit score. Give my personal lender a call...Linda Grassi...925-824-4848. She should be ... more
0 votes Share Flag Tue Dec 23, 2008 Financing in Walnut Creek
Catherine My…, Real Estate Pro in Walnut Creek, CA
Catherine Myers answered:
canceling refinance application, am i responsible for any fees?
You need to read your contract and signed application information. Ultimately they "did" do work on it. And an appraisal costs money (computerized or not). Even a buyer of a house w ... more
0 votes Share Flag Tue Jan 10, 2012 Financing in 94596
Elias Anguia…, Real Estate Pro in Vacaville, CA
Elias Anguiano answered:
Remodeling Loan in present market condition
You may try a rehab loan although they might also take a look at the equity of the home. There is not going to be an easy find if you are going to use the home as colateral. You might ... more
0 votes Share Flag Sun Feb 22, 2009 Financing in Walnut Creek
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
I recently receieved a GFE containing various fees from my mortgage broker for a conforming loan. Even though
I'll be happy to... feel free to contact me offline.

Naima
naima@sumner-realty.com
214-289-8555
0 votes Share Flag Tue Feb 12, 2008 Financing in Walnut Creek, CA
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