Foreclosure in 94541 : Questions & Answers

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Sunil Sethi, Real Estate Pro in 94536
Sunil Sethi answered:
i'm renting@389 laurel ave #4 in the city of hayward ca, need to know if its in foreclosure? thanks
looks like they resolved their problem with the property. I see the following in public records.

Foreclosure Record
Recording Date 02/25/2011 Document # 2011066762 BK-PG -
D ... more
0 votes Share Flag Mon Jun 6, 2011 Foreclosure in Hayward
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
If my first mortgage is in the process of a loan modification and the 2nd forcloses is there anything I can do to save my house?
I haven't heard anything like this!! If your house doesnt even worth 289k then why would the 2nd foreclose - Are you sure the 2nd foreclosed or charged off to the collection.

... more
0 votes Share Flag Fri Nov 19, 2010 Foreclosure in Hayward
Dp2, Other/Just Looking in Virginia
Dp2 answered:
trying to buy a foreclosure, but alot of them dont except FHA??is there any way around this, what is the criteria of a FHA loan compared to?
Sure, qualify for another loan product (conventional, VA, USDA, etc), or buy another property where the seller is open to FHA loans. Another option is to do a lease-option.
0 votes Share Flag Sat Aug 14, 2010 Foreclosure in Hayward
Eric Egeland, Real Estate Pro in LIBERTYVILLE, IL
Eric Egeland answered:
My home went to auction no bidders so the bank assigned a Realtor to list for an REO, can he change the locks at will.
Patstopbmw,

It depends on California law....here in Illinois if the home is vacant, we do re-key the locks prior to the foreclosure sale. If the home is occupied an agreement needs t ... more
0 votes Share Flag Fri Nov 19, 2010 Foreclosure in Hayward Highland
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
Hello Prasanna,My townhouse is going to be foreclosure soon and I don't pay the HOA. What will happen?
Unless you make other arrangements, the home will foreclose, your credit will be shot and you'll be on the street. If you also don't pay the HOA, they can also foreclose. It ... more
0 votes Share Flag Fri Aug 13, 2010 Foreclosure in Tennyson-Alquire
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Ref The lender won't. OK good.Thanks to all of you. I really appreciate your answers. Now one more question.When he is in Short Sale process?
It is unlikely teh bank will negotiate a short sale and a loan modifciation at the same time. I have however heard of this. It happens when differfent departments handle different negot ... more
0 votes Share Flag Fri Feb 19, 2010 Foreclosure in Hayward
Elizabeth He…, Real Estate Pro in Agawam, MA
Elizabeth Herbert answered:
The lender won't do modification, despite strong qualifications.Lender also won't accept several requests to cure debt.Lender also gives
I have a client to whom this is happening. After almost a year of sending in documents repeatedly and jumping through hoops they were finally told to give the mortgage lender tens of t ... more
0 votes Share Flag Fri Feb 19, 2010 Foreclosure in Hayward
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
How can i hope to compete in the CA housing market for a forclosed home in decent shape as a buyer with 20% down and excellent credit against the?
Barbara,

I have worked with numerous clients who have found the current real estate market to be very challenging. Working together, we have often found success. If not the first tim ... more
0 votes Share Flag Mon Jan 4, 2010 Foreclosure in San Lorenzo
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
i heard theres lot of cash buyers nowadays and being in a fha boat can i make an offer on a foreclosure, and
Jen,
You can ask for closing cost with an FHA loan. 3% is the max that sellers (bank) is accepting.
On the bidding war, it is all about highest and best.

Good luck Jen,

Jes Sier ... more
0 votes Share Flag Tue Aug 18, 2009 Foreclosure in Fairway Park
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
i have notice price increase in this neighborhood, what are they thinking? property has been in the market
Jen:

You don't mention what property you are looking at ...
0 votes Share Flag Tue Aug 11, 2009 Foreclosure in Fairway Park
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
I would like to buy a land(REO), i have the address and parcel number of the property but , but i dont find
Anoo:

Most of the properties that have been foreclosed are available on the local MLS (Multiple Listing Service). You typically cannot go directly to the lender. A local Realtor can ... more
0 votes Share Flag Wed Jun 24, 2009 Foreclosure in Hayward
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
I would like to buy a land(REO), i have the address and parcel number of the property but , but i dont find
Anoo:

Most of the properties that have been foreclosed are available on the local MLS (Multiple Listing Service). You typically cannot go directly to the lender. A local Realtor can ... more
0 votes Share Flag Tue Mar 24, 2009 Foreclosure in Hayward
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
My home is in foreclosure do I have to pay my April 10th property taxes?
I cannot tell you whether or not to pay your taxes, however, I do know that banks typically pay delinquent taxes when they foreclose homes if taxes are outstanding. Many people, if the ... more
0 votes Share Flag Sat Mar 21, 2009 Foreclosure in Hayward
Randall Sand…, Real Estate Pro in Charleston, SC
Randall Sandin answered:
Trying to save my home!
Alex - Call your lender immediately and tell them your situation. They would perfer not to foreclose and would rather work with you but do not wait and call them today. Best of luck,

... more
0 votes Share Flag Tue Mar 24, 2009 Foreclosure in Hayward
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
if I allow my home in CA to foreclose will they put a lien on my home in TX, it's homestead. My CA home is neg
patstopbmw:

That is a tough situation. You need to locate a good accountant and real estate attorney who can advise you in the various aspects of your situation. I can provide refere ... more
0 votes Share Flag Sun Aug 24, 2008 Foreclosure in 94542
Jeff & Ginny…, Real Estate Pro in Vero Beach, FL
Jeff & Ginny Mitchell answered:
What happens to HOA if i go through short sale or foreclosure.Prasanna
Check with your Realtor and/or your attorney who can tell you about the laws in your state. You could also call the state legal services agency for information. Are you the buyer or th ... more
0 votes Share Flag Fri Aug 13, 2010 Foreclosure in Tennyson-Alquire
Linda Ginex, Real Estate Pro in Orange County, CA
Linda Ginex answered:
WILL YOU BE LIABLE IN THE FUTURE , IF BUYER STOPS MAKING HIS MORTGAGE PAYMENT? AND YOU ARE REPRESENTING HIM
Questions are a little iffy to understand what exactly your asking. Question 1...are you saying you were the origional real estate agent representing the buyer who is now a seller of ... more
0 votes Share Flag Fri May 9, 2008 Foreclosure in Hayward, CA
Charles,  in Hayward, CA
Charles answered:
We bought a townhouse in Hayward, CA about two years ago. (Around $560,000) Now the prices have dropped
I hate to be the bearer of bad news, but it's better that you hear the story as it is rather than as some would like it to be.

Unfortunately, the Hayward housing market has taken a ... more
0 votes Share Flag Fri Feb 1, 2008 Foreclosure in Hayward, CA
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