Financing in 94541 : Questions & Answers

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Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
Does FHA require removal of fixed wrought iron on home windows in order to finance??
Hi Margo...

to my knowlage yes. It is considered a helth and saftey issue.
0 votes Share Flag Mon Oct 18, 2010 Financing in Hayward
Jaryd Ruffner, Real Estate Pro in Puyallup, WA
Jaryd Ruffner answered:
I would like to refinance my secondary home but my primary went into foreclosure, is it still possible to refinance my secondary?
You won't be able to refinance if you recently lost another home to foreclosure due to your credit damage. However, if your secondary home is now your primary residence, you may qu ... more
0 votes Share Flag Thu Sep 30, 2010 Financing in Hayward
Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
streamline 203k loan specialist
Hi Jimmy...

Are you past your 6mo period? I'm located in Pleasanton and happy to meet with you if you are interested. I specialize in FHA loans.

Call me anytime at 925-708-54 ... more
0 votes Share Flag Thu Dec 3, 2009 Financing in Santa Clara
Daniel Pryce,  in San Mateo, CA
Daniel Pryce answered:
we are using fha loan, i got our good faith of closing cost, i notice we have to pay lenders origination fee and processing fee. does fha guideline?
Hi Jen,
There are many advantages with FHA. First and foremost there is only a 3.5% minimum down payment required and this can be 100% gifted to you by a friend or relative! What you s ... more
0 votes Share Flag Sat Sep 5, 2009 Financing in Hayward
Adrian Hunti…, Real Estate Pro in 94110
Adrian Huntington answered:
I am a new Loan Officer. What does it mean when my processor quotes me a rate at PAR.?
PAR Pricing is an interest rate that has Zero cost to the Borrower meaning it is the lowest rate available without Paying to discount the rate. Anything above the rate would offer reba ... more
0 votes Share Flag Mon Apr 6, 2009 Financing in Hayward
Shel-lee Dav…, Real Estate Pro in Palos Verdes Estates,...
Shel-lee Davis answered:
If I file for bankruptcy in CA will it affect my property in Texas, the property is homestead in TX not CA.
Pat:

This is definitely a question for your bankruptcy attorney, not a real estate professional. I will make the following comment, not as a real estate professional or attorney, bu ... more
0 votes Share Flag Mon Oct 27, 2008 Financing in Hayward
Andrea Davis,  in Fremont, CA
Andrea Davis answered:
over $70,000 in credit cards debt. I don't want to file bankruptcy, if I stop paying on 50% what will happen?
Dear Patstopbmw:

First off you are in a position where thousands of Americans find themselves today but know that for each person the road to financial recovery requires professional ... more
0 votes Share Flag Thu Oct 23, 2008 Financing in Hayward
Delia Fairwe…,  in Hayward Highland, Ha...
Delia Fairwell answered:
Need loan options 0-5% down; annual income 170K; Fico between 700-720 for both husband and wife.
Hello,
You should not have a problem obtaining a loan. Also congratulations it is a great time to buy. I can refer you to a lender if you need one that can answer the specifics for y ... more
0 votes Share Flag Sat Jul 19, 2008 Financing in Hayward, CA
Annie Nguyen, Real Estate Pro in Fremont, CA
Annie Nguyen answered:
Need a loan for $620k with $140k income, 5-10% down and 680 FICO. Difficult to document income.
You can call Nelva Samiee at Diversity Mortgages. She is very good in difficult loans. Her contact number is 510-409-3015. Good luck. Tell that I sent you.
0 votes Share Flag Fri May 23, 2008 Financing in Santa Clara, Hayward, CA
Mario Pinedo,…, Real Estate Pro in Beverly Hills, CA
Mario Pinedo, CCIM answered:
we make 90K annual, looking for a condo in Santa clara,what loans are good for us upto 400,000 no down payment
Zero down payment loans are almost non-existant right now. The CAL HFA program may work if you are a first time home buyer - there is downpayment assistance offered with this program.
0 votes Share Flag Fri May 23, 2008 Financing in Santa Clara, Hayward, CA
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