Financing in 94301 : Questions & Answers

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Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
Husband with Chapter 11 bankruptcy in his credit history
2 questions:
1. When was the B/K discharged?
2. Ch 11 is a Business B/K. What were the circumstances?
You will be getting some more responses from Mortgage Professionals and the wor ... more
0 votes Share Flag Thu Sep 20, 2012 Financing in Palo Alto
Keith &…, Real Estate Pro in Verona, WI
Keith & Kinsey Schulz answered:
Mortgage with no credit score.
I always say no credit score is far better than a bad credit score. It means you have no debt, which is a good thing. There are lenders out there that will work with no credit as long a ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in Palo Alto
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Why Bank allow to purchase to Auction Co. How can we buy Auction sale with more higher price without huge cash in hand ?
Banks are not to discriminate, we have fair housing laws which prohibit such practices.

East Palo Alto is the low end of the market for Palo Alto. Each city has a low end in price p ... more
0 votes Share Flag Thu Jul 26, 2012 Financing in 94303
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I am in the market to refinance a confirming, out-of-California, Investment property and looking for 0-cost, 0 point loan, open to fixed or ARM.
Have you tried to contact the current mortgage holder to see what they would offer you? Also, do you belong to a credit union, if so sometimes they may have something to offer. I ... more
0 votes Share Flag Tue Jan 31, 2012 Financing in Palo Alto
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
Who has the best Jumbo rates (non-conforming) and reasonably quick underwriting?
Bank of the Internet has some very compettive programs and I hear UW is quick.
0 votes Share Flag Wed Jul 25, 2012 Financing in 94303
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
Is now a good time to refinance my mortgage?
I wouldn't wait. What is your FICO, LTV and loan amount? I have ARMs up to $10,000,000 with no prepay and no fee to convert to a fixed rate.

Happy funding, Rudi
0 votes Share Flag Sat Aug 13, 2011 Financing in Palo Alto
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Lots of cash, no income, young investor. How can I get a mortgage?
Julianne,

You should talk with a lender. Our lender just got a loan for someone who is unemployed, living at home 20% down on a duplex. Not everyone qualifies so the details of you ... more
0 votes Share Flag Thu Jun 30, 2011 Financing in Palo Alto
Jennifer Her…, Real Estate Pro in Wellington, FL
Jennifer Hernann answered:
Would being an owner of a corporation (small business) affect my ability to get a mortgage?
Hello Timothy,
I have a lender who could go into great detail and point you in the right direction. We work closely together and I refer all of my clients to him. His name is Scott ... more
0 votes Share Flag Wed Mar 2, 2011 Financing in Palo Alto
Bentley Advi…, Real Estate Pro in San Mateo, CA
Bentley Advisors answered:
We want to refi our physician mortgage (lower our whopping interest rate) but are dissatisfied with BofA. Any alternatives?
I can either assist directly or provide guidance and referral to the best party to assist w/ your transaction. Contact me directly and we can discuss.
0 votes Share Flag Tue Sep 7, 2010 Financing in Palo Alto
Graystone Re…, Real Estate Pro in Newport Beach, CA
Graystone Realty Group answered:
Who has the mortgage rates right now? Looking for conforming loan for fixed term.
Thursday's bond market is in positive territory after this morning's economic data gave us favorable results and the stock markets opened with losses. The major stock indexes ... more
0 votes Share Flag Mon Jul 5, 2010 Financing in Palo Alto
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
Cindi Hagley, Prudential answered:
up to 10 loans
Is this commercial or residental real estate? There are limits on the number of loans you can have at any one timeon residential. And commercial loans are pretty much impossible to get ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Palo Alto
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
unacceptable property
Hi Tracy, I have never (in 10 years in real estate) seen a conventional loan declined because of such minor conditions. Did the property appraise at or above the price that you purcha ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Palo Alto
Benny Anasta…, Real Estate Pro in Santa Clara, CA
Benny Anastacio answered:
two loans
If they ask you, why not? It's always a good thing to tell the truth than to lie. Remember, dishonesty has always a consequence. Fear God! Be honest all the time.
0 votes Share Flag Fri Apr 9, 2010 Financing in Palo Alto
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