Home Buying in 94273 : Questions & Answers

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Curly Sue, Real Estate Pro in Texas
Curly Sue answered:
hi I am about to buy a house for 109,900. But the appraised at 103,300 with should I do . thanks Sharita
Didn't I just answer this question a minute ago?

Pay the difference or have the Seller come down to the appraisal price. A lender is not going to loan you more than the home is wort ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Village 12
Teri Andrews…, Real Estate Pro in Auburn, CA
Teri Andrews-Murch answered:
Contingency Removal box A2: "except:" Addendum...is this removal of contingencies or a delay?
These are questions you should be asking your agent who knows the unique details of your contract.
Reading the contract and contingency removal carefully will usually answer your quest ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Sacramento
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Are the buyers always responsible to pay for assessment of house?
The county or town usually determines the tax assessment, they don't charge you - they tax you for it based on the assessment.
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hi, has anyone heard of a no money down first time buyer loan qualified by the cosigner. Not sure if this is a part of FHA or who?
Hello Brispoli, It only takes a few dozen questions to qualfiy you in minutes for the loan program to fit your financial needs. You may qualify to buy with a minimum 580 fico score and ... more
0 votes Share Flag Sat Jan 11, 2014 Home Buying in 95834
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Average time of Short Sale Closing in Sacramento
Hello Matt, It depends on the bank and where they are at in the process of the short sale. It could be anywhere from 45 days and up to months?

http://www.under640ficoscoreloans.com/P ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Sacramento
Morgan Larson, Real Estate Pro in Folsom, CA
Morgan Larson answered:
I am looking to rent an older home on acreage and I have 5 dogs. Which areas of/around Sac should I look into?
It really depends on price range and ho much acreage you want. There is Wilton, Orangevale, and Fair Oaks that might all have what you are looking for. For more specific reccomendations ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Northgate
Teri Andrews…, Real Estate Pro in Auburn, CA
Teri Andrews-Murch answered:
I'm looking for a rent to own option, does anyone know of any homes that might meet this need. I would like to take possession July 1, 2013?
Hi Dan,

There are not too many rent to own out there, but you might search some of the on line & off line classifieds or for sale by owner sites. Your agent may also search on the M ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Natomas Park
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
Can you get down payment assistance with a FHA 203K loan?
I don't believe there is down payment assistance for a 203k loan. I just researched this yesterday and could not find any programs that were available for 203k loans. I actually hope ... more
0 votes Share Flag Sun Oct 20, 2013 Home Buying in Sacramento
Joseph Roraff, Real Estate Pro in Onalaska, WI
Joseph Roraff answered:
What exactly does the term "Rent to Own" mean.?
It is like a car, you can lease it with the option to buy after a certain amount of time. Here is an article on them that goes into further detail...
0 votes Share Flag Wed Mar 6, 2013 Home Buying in Sacramento
Krista C. Pe…, Real Estate Pro in Sacramento, CA
Krista C. Penney answered:
anyone knows of a reliable mover with reasonable rates?
The last time I moved, I used U-haul's U-box pods. I was moving about 1000 miles and I found their rates to be very competitive. The service was great. They delivered my U-boxes quickly ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Sacramento
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
How can I find out if a property sold at auction in zip 95835?
It becomes a matter of public records once the trustee's deed has been recorded. Many times, the trustee sale is postponed and you can call the trustee and find out. The trustee's tel ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in 95835
Madridgirl, Home Buyer in Citrus Heights, CA
Madridgirl answered:
Need advice on buying home post-foreclosure.
Question continued...Our current credit scores are "fair" I believe, between 670-700. We have never been behind or late on any of our other credit accounts. We would prefer to get a ne ... more
0 votes Share Flag Tue Feb 19, 2013 Home Buying in Sacramento
Tr Bergen, Real Estate Pro in Sacramento, CA
Tr Bergen answered:
Fellow Realtors, I am a candidate for CA State Senate in this year's special election 03/12/2012. I would like to know more about Sacramento
Good luck with your campaign! We need more conservatives and Realtors in the State Capital!
Are you going to be commuting back to San Diego each week, or moving to Sacramento? That wil ... more
0 votes Share Flag Tue Jan 29, 2013 Home Buying in Sacramento
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
Does any have any local Sacramento FHA lenders in which has experienced getting with bad/low credit scores approved?
How bad?

We do loans in Sacramento (we are headquartered in Roseville) and will go as low a 620 on FHA

Borrower Must Have Proof of 12 month housing payment (mortgage/rental) hist ... more
0 votes Share Flag Tue Jan 29, 2013 Home Buying in Sacramento
Andy & Linda…, Real Estate Pro in Sacramento, CA
Andy & Linda Poe answered:
was the property sold - 3040 La Soladad Way, Sacramento. Ca. 95817
Email me at apoe@golyon.com and I will look in MLS for you. Thanks, Andy
0 votes Share Flag Mon Jan 28, 2013 Home Buying in Sacramento
Ramona Miley…, Real Estate Pro in Ashford, AL
Ramona Miley Prudential Showca answered:
How do I find rent to own homes in my area?
In some areas you can check with the property management division of a Real Estate company or just check under Property Management for your area on line.
0 votes Share Flag Sun Jun 29, 2014 Home Buying in 95814
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
what do you guys think?
I've had a few hiccups with Citimortgage lately. Other times, short sales have sailed right through. But over the past few months, progress seems to be much slower. Once you get the fil ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in 94207
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
MY DEBT TO RATIO IS 63 .TRYING TO GET A LOAN ON A 239,900 HOME . I CAN PUT DOWN 50% . WHAT IS MY PROBLEM IS I PLAN TO RENT MY CURRENT HOME OUT.?
Yes.
I have a lender for you.

Please give me a call or email

Michele Peterson
Keller Williams Realty
(916) 743-5934
CallMichelePeterson@gmail.com
CA DRE 01872795
0 votes Share Flag Sat Apr 19, 2014 Home Buying in 95829
Zubair Moham…, Real Estate Pro in Sacramento, CA
Zubair Mohammed answered:
looking for no doc loan who has them 50% down on 239,990
Hi Manuel
you can contact me and i can get that organised for you. im a realtor. 916-796-6050
0 votes Share Flag Thu Jan 17, 2013 Home Buying in 95829
Jay Emerson, Real Estate Pro in Fair Oaks, CA
Jay Emerson answered:
My husband and I have been purchasing a house from private seller (lease to buy) and it is coming very close to the end of the contract what is
Good luck, Kathy. This is a great reason to hire a REALTOR to manage the offer and transaction process. Much of this is clarified in the purchase agreement. Bottom line: You and the ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in Sacramento
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