Home Buying in 94118 : Questions & Answers

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Jessica Tracy, Real Estate Pro in North Windham, CT
Jessica Tracy answered:
Realistic can my husband and I get property for a short sale with less than 60percent
Do you mean less than 20%?
0 votes Share Flag Sat Dec 15, 2012 Home Buying in San Francisco
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
I sold my vacation home.Not a rent property.Can I add to the basis the special assesment paid during the last 17 years?
Hi Albert,
This is a question that needs to be answered by a tax professional. It is a great question and I am curious as to the answer.
Good luck,
0 votes Share Flag Tue Dec 11, 2012 Home Buying in 94117
Seth Swenson,…, Real Estate Pro in Palo Alto, CA
Seth Swenson, MBA answered:
What cap rates should you expect when looking to buy a multifamily building in a nice neighborhood ?(russian hill/marina/noe/etc..)
Hi typically 4.5-6 is a cap rate you might see all over town. however in the specific neighborhoods I just searched and the cap rates are from 2.89-5.30. The cap rates are likely lower ... more
0 votes Share Flag Tue Dec 18, 2012 Home Buying in San Francisco
Rob Regan &…, Real Estate Pro in San Francisco, CA
Rob Regan & Ciara Piron answered:
Does the Landmark at 333 Grant allow for nightly rentals?
I'm not aware of any condo buildings in the City that allow nightly rentals in their CC&R's. In addition San Francisco has an ordinance preventing individual owners to go into the hote ... more
0 votes Share Flag Sat Dec 8, 2012 Home Buying in Downtown
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
How much do people typically put down for homes in SF? Is 20% still the norm? What about for bank-owned properties or short sales?
Yes, 20% is typical however, in competitive situations, a higher downpayment might be advisable. For the "urban vibe", try Russian Hill, Nob Hill, North Beach, SOMA, Mission, Downtown, ... more
0 votes Share Flag Sun Dec 9, 2012 Home Buying in San Francisco
Seth Swenson,…, Real Estate Pro in Palo Alto, CA
Seth Swenson, MBA answered:
What would the tax reason be for a California resident to buy a second home in Nevada?
Your question is tough to answer and I would recommend that if a person were to buy out of state then they would definitely want to work with a tax expert. Here is an interesting articl ... more
0 votes Share Flag Sun Dec 9, 2012 Home Buying in Western Addition
Sally Rosenm…, Real Estate Pro in San Francisco, CA
Sally Rosenman answered:
what are the disadvantages of buying a below market condo?
Hi Trish,

The biggest disadvantage is resale. No matter what the San Francisco real estate market is doing, a Seller selling a BMR unit may only raise the price a certain percentage ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in Outer Sunset
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
i'm a non-resident looking to buy property for rental to professionals or students studying in MIT, Harvard and STanford.
What a great idea! First, find a good buyer's agent in the location you choose.Let them know your budget and plans. Here, it is usual for the buyer's agent recieve his/her commission fr ... more
0 votes Share Flag Thu Nov 29, 2012 Home Buying in San Francisco
Philip Cabral, Real Estate Pro in San Jose, CA
Philip Cabral answered:
Silicon Valley versus San Francisco . Investment property for rent
Hello again Nigel,

As I mentioned in one of your other questions I grew up in San Francisco and currently live in Santa Clara which is in Silicon Valley. I have rental properties in ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in San Francisco
Helen Yuen, Real Estate Pro in Oakland Ca 94605, CA
Helen Yuen answered:
Can I buy HUD house?
Hello Meiling:


Who Can Buy a HUD Home?

Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are init ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in San Francisco
De Vonte Wil…, Real Estate Pro in Plainview, NY
De Vonte Williamson answered:
How is buying a foreclosure from a bank different from buying a home from a private seller on the regular resale market?
When you buy a foreclosure from the Bank it is already Bank Owned (The Bank owns it). When the foreclosure process is pending, and you are buying it from the Seller while the property i ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in San Francisco
Ligia De Mar…, Other/Just Looking in
Ligia De Marchena answered:
is there a house for rent near miraloma school?
Hi there,
Have you checked Craigslist?
Good luck in your search.
Ellie
0 votes Share Flag Wed Nov 14, 2012 Home Buying in San Francisco
Kathleen Gil…, Real Estate Pro in San Francisco, CA
Kathleen Gilheany answered:
What are the differences between West Portal and Glen Park?
West Portal is Muni Trains. Glen Park is Bart and Buses.
0 votes Share Flag Sun Nov 18, 2012 Home Buying in San Francisco
VERREOS, Tony, Real Estate Pro in Brisbane, CA
VERREOS, Tony answered:
Earnest Deposit Dispute buying residential property in San Francisco. Will I be able to get it back?
Gigantes888: What did you realtor advise you?
Did you call the CA Dept. of Real Estate for help?
Did you call a good real estate attorney?

Good luck.
0 votes Share Flag Tue Nov 13, 2012 Home Buying in 94127
Sally Rosenm…, Real Estate Pro in San Francisco, CA
Sally Rosenman answered:
What is the down payment requirement?
Dear Jim,

This is a Below Market Rate unit with specific requirements. The Mayor's office of Housing has all the requirements needed and in what ways the Mayor's office can help you ... more
0 votes Share Flag Tue Nov 20, 2012 Home Buying in Mission
Christopher…, Real Estate Pro in Portland, ME
Christopher Pagli answered:
I am a general contractor who would like to expand into home inspections.
Hi, It can be a conflict of interest mixing general contracting with home inspecting. There was recently an arfticle posted about avoiding home inspectors that are also general contrac ... more
0 votes Share Flag Sat Feb 15, 2014 Home Buying in 94109
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
If you could go back in time to give yourself one piece of advice before buying your first real estate property, what would it be?
Before becoming a realtor, once upon a time I was a 1st time home buyer.

I remember coming inside our 1st house and thinking: "The ceiling is too low".
But, the price was right, loc ... more
0 votes Share Flag Tue Nov 13, 2012 Home Buying in San Francisco
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
My wife and I are divorced and owned a home together. Can I still qualify as a first time home buyer and withdraw $10,000 from my IRA?
If your name was on the Loan Papers, then you will have a waiting period of THREE YEARS from the date of Close of Escrow from selling your old house.

You could always not worry about ... more
0 votes Share Flag Wed Nov 7, 2012 Home Buying in 94124
Sally Rosenm…, Real Estate Pro in San Francisco, CA
Sally Rosenman answered:
Where can I find a lender willing to do a jumbo loan at 90% ltv with mid range credit scores?
Sorry I am too busy celebrating Obama! But you can go to my website and check under Mortgage Brokers. Call Tim Wood or Ephraim Schwartz or Serena Greening.

www.sallyrosenman.com ... more
0 votes Share Flag Mon Nov 26, 2012 Home Buying in San Francisco
Jerry Guay, Real Estate Pro in San Francisco, CA
Jerry Guay answered:
My banker quoted me an rate of 3.65 for a 30 year loan with no points today. He encourages me to lock in....is this a good rate?
3.65% 30 year fixed with no points may be a good rate depending on your credit score, loan amount, loan to value percentage etc., and the rate will fluxuate daily. Multiple opinions a ... more
0 votes Share Flag Mon Nov 5, 2012 Home Buying in San Francisco
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