Financing in 93535 : Questions & Answers

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Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
what percentage downpayment do banks require?
The amount of downpayment depends on your credit history and the availability of government back financing programs. So, it's possible to go from 0% to 35%, depending on those fac ... more
0 votes Share Flag Thu Mar 1, 2012 Financing in Lancaster
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
In the state of CA is there a penalty for paying off the mortgage early? We want a certain home and when our old one sells we can payoff the new one.
It is very unusual that a residential loan would have a pre-payment penalty. A quick scan of your loan documents would give you the answer. If you need help analyzing them, let me kno ... more
0 votes Share Flag Mon Apr 18, 2011 Financing in Lancaster
Sylvia Barry,…, Real Estate Pro in Novato, CA
Sylvia Barry, MAS, CIPS, SRES answered:
Got a real estate question? Get answers from locals, experts and real estate pros.
Hi Hobbs: I suggest you to change the title of the question to more subject related - such as "Can I refinance my FHA loan to a Conventional Loan if I have 20+% equity on the house ... more
0 votes Share Flag Mon Aug 2, 2010 Financing in Lancaster
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