92782 : Questions & Answers

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Brad Davidson, Real Estate Pro in Anaheim Hlls, Anaheim,...
Brad Davidson answered:
My wife & I are first-time home buyers and would like to buy a home in the Tustin Ranch area. Are there any incentives or assistance programs?
HI Jeremiah,

Check out me website at www.wehelpubuy.com. I have a program where I share my commission with my clients and you can use that money to pay your closing costs. My avera ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Using my income on my husband's mortgage applcation?
I'm afraid not. If you want to use your income, then your credit score is counted...Hope you clean up your credit soon! There is something called rapid re-score which should help get yo ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in 92782
Joe Van Foss…, Real Estate Pro in Yorba Linda, CA
Joe Van Fossen answered:
how much is the normal closing cost, normally?
Typically between 3-5% of the purchase price.
0 votes Share Flag Sun Feb 3, 2013 Home Buying in Tustin
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
What are the condo association fees for this property?
There are currently $218 per month.
Merry Christmas
0 votes Share Flag Tue Dec 25, 2012 Market Conditions in Tustin
Jerry Gardner, Real Estate Pro in San Clemente, CA
Jerry Gardner answered:
Newly divorced mom w/two kids. Had to file bankruptcy & now short sell my home. We'll be homeless in a month but unable to find rental b/c poor credit

I am very sorry to hear of your plight and I hope you and your kids will be ok. Go online and do a search for Section 8 housing for Orange County. One such place is Mercy Housi ... more
0 votes Share Flag Thu Mar 21, 2013 Credit Score in Tustin
Joseph Fleis…, Real Estate Pro in Orange County, CA
Joseph Fleischaker answered:
I am relocating to Orange County from overseas as my children are attending school here. Are there any restrictions on non-residents.?
Hi Bligh,

It all depends on if you are planning to finance your purchase or not. In terms of the purchase, you will have to fill out some IRS documents since you are a non-resident b ... more
0 votes Share Flag Thu Jan 3, 2013 Home Buying in Tustin
Alex Vargas, Real Estate Pro in 92630
Alex Vargas answered:
As buyer, is there any way to exit contract and getting part of deposit back after removing contigency in Southern CA?
You can definitley try. You need to ask your agent to ask the listing agent for help. Or just have the seller fixed the issues. Most homes have termites, you just need to treat and cont ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in 92780
Brad Davidson, Real Estate Pro in Anaheim Hlls, Anaheim,...
Brad Davidson answered:
How much will it cost to have a purchase agreement written up?
I'm an independent broker and have helped people before in these types of transactions. Give me a call and we can discuss what you need.

Brad Davidson
Broker - We Help-U-Buy Realty ... more
0 votes Share Flag Thu Nov 29, 2012 Home Buying in Tustin
RM, Real Estate Pro in Orange, CA
RM answered:
My wife and I are a first time home buyer. Are there any incentives in Orange County?

Sellers provide incentives nowadays that can be negotiated. Lenders provide step by step guide in pre-qualifying, an important step to purchase your home.

Keller Williams Re ... more
0 votes Share Flag Fri Mar 8, 2013 Home Buying in 92782
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
We would like to be first time buyers, in our mid-late 30s with a baby on the way. The problem, we don't have a down payment. Can a mortgager?
Visit with any licensed loan officer to determine qualification; FHA loans require 3.5% down...
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 92782
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Im using the listing agent of a short sale home I really want. Is there any benefit? He wants a higher offer due to another offer. Appraisal will be -
You made the committment to the Listing Agent,
It doesn't sound like there is anything untoward,
Yes, if the Appraisal comes in at $385, you should be able to walk.

Good luck ... more
0 votes Share Flag Thu May 17, 2012 Home Buying in Tustin
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I have cloudy/milky water coming out of faucet in the kitchen. Both hot and cold water. It clears up after a few min.
Hmmm. A typical faucet runs at a little over two gallons per minute, so it's taking five to ten gallons of water to flush out your system at every use. I think that's pretty b ... more
0 votes Share Flag Fri Nov 11, 2011 Remodel & Renovate in 92780
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Can a foreign national get a mortgage loan in US (for investment purposes)? How hard?
Yes it possible, I have just closed one for Canadian citizen. With 50% down you will have no problem, but don't expect a rate in the 4's. That's not going to happen. Best ... more
0 votes Share Flag Wed Jul 22, 2015 Financing in 92782
Carol Perdew, Real Estate Pro in Central Valley, CA
Carol Perdew answered:
What is the average percentage for a short sale negotiation fee?

Real estate fees are not set but something you have to work out with your listing agent. The short sale lender has to approve all the fees being charged. You can ask for an e ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in 92780
Derek M. Nel…, Real Estate Pro in Orange County, CA
Derek M. Nelson, Juris Doctorate answered:
Should I buy rental property in Irvine/Tustin?
Good morning, I dont think that anyone can efficiently and effectively answer that question within 5000 characters. It really depends on a myriad of circumstances, how risk averse you ... more
0 votes Share Flag Sun Jul 24, 2011 Home Buying in Tustin
chuck d, Real Estate Pro in South Riding, VA
chuck d answered:
Looking for a single family home to rent/ lease, move in May 1st.
that is a great area.
what exactly are you looking for, there is a lot available.
condo, house, etc.
0 votes Share Flag Mon Oct 28, 2013 Rentals in Tustin
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
I am an agent representing a buyer. He has lived at home and had 0 credit but he makes plenty of money. I am looking for a lender.
If anyone I know can do this, I would say Rick Reza of Huntington Beach Mortgage could. He's my mortgage broker with 30+ years of experience. Give him a call. 7147138618 just let h ... more
0 votes Share Flag Wed Dec 29, 2010 Financing in Tustin
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Do banks generally allow a short sale for below the listing price? If not, how much higher is the final price different from the listing price?
Much will depend on the lender and the listing price, verses, recently sold similar properties in the immediate area--what is your agent suggesting.
0 votes Share Flag Mon May 28, 2012 Home Buying in 92780
Tracey Martin,  in Salinas, CA
Tracey Martin answered:
When representing a buyer on a short pay that has already been approved by all lien holders in a previous escrow how long will it take to get it back?
It depends on whether the approval letters were buyer specific. Many lenders/servicers approve the buyer as well as the offer. If the letters received for the last escrow named a specif ... more
0 votes Share Flag Wed Sep 15, 2010 Home Selling in Tustin
Daniel Del R…, Real Estate Pro in Modesto, CA
Daniel Del Real answered:
Options for bank and myself after counter has been made on a short sale?
If you try to make sense of it you will go crazy. We along with millions have tried to figure out what these banks are thinking but cant make any sense of it. All banks report to differ ... more
0 votes Share Flag Wed Aug 25, 2010 Home Buying in Tustin
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