92656 : Questions & Answers

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Meredith Dre…, Real Estate Pro in Aliso Viejo, CA
Meredith Drews answered:
Real Estate agent tax queston
It is really best for you to pose your question to your tax advisor. It's outside the scope of expertise for a Realtor to answer.

Best of luck.
-Meredith
0 votes Share Flag Sat Oct 13, 2012 Home Buying in Aliso Viejo
Connie Bramb…, Real Estate Pro in Orange County, CA
Connie Bramble 714-337-8718 answered:
are the houses here close to the lake? how close are they particularly lake elsinore new houses, thanks?
Hi Hilig,
If you are looking at homes on Trulia there is usually a map spot on the page where you can see how close they are. Just pan out until you see the lake.
If you are looking ... more
0 votes Share Flag Tue Apr 22, 2014 Home Buying in 92656
The Blacksto…, Real Estate Pro in Ladera Ranch, CA
The Blackstone Team answered:
Do you need 20% down in order to avoid paying PMI?
Yes 20% is the amount to avoid PMI, but there maybe exceptions based on credit and debt to income ratio. Feel free to contact our loan broker Sheila (949) 922-9244.
0 votes Share Flag Sat Mar 1, 2014 Home Buying in 92656
Debbie Brown, Real Estate Pro in Orange County, CA
Debbie Brown answered:
I'm looking for a short term 2 or 3 month lease for a studio near Aliso Viejo/mission Viejo until I find a house to buy and a job !. any ideas ?
Hello Basem,

I am a local realtor and I live in the area you are looking at. There are a lot of variables to take into account in order to make your plan happen. Call me and I woul ... more
0 votes Share Flag Thu Aug 15, 2013 In My Neighborhood in 92656
Camille, Renter in Aliso Viejo, CA
Camille asked:
Section 8 Nice homes in So cal Right now, I live in a townhome under Section 8 in Laguna Hills. But it is not in the best neighborhood. I saw some nicer homes around my area that fit my criteria of what Im looking fo...
0 votes Share Flag Thu Oct 20, 2011 Rentals in 92656
Elias Anguia…, Real Estate Pro in Vacaville, CA
Elias Anguiano answered:
Can I fund my FHA loan with $14,000 worth of "negotiation fees" on a 400k house. These fees are to be paid to escrow
Your seller's credit can be used for down payment but yet can get most of the down payment gifted from a relative..You have to use ant $1000 of your own money on a FHA..
0 votes Share Flag Fri Jan 27, 2012 Financing in 92656
Ingrid Ski 9…, Real Estate Pro in Irvine, CA
Ingrid Ski 949-874-0432 answered:
We are interested in a rental in Aliso Viejo before buying. Any realtors specialize in rentals?
Hello Irvine Renter,

I do specialize in rentals/leases. Yes I can help you. Contact me via email or call, so I can send the information over to you and maybe ask you a couple of ... more
0 votes Share Flag Thu Apr 12, 2012 Home Buying in 92656
Raquel Unger, Real Estate Pro in 92618
Raquel Unger answered:
Is it even possible to find a single-family home in or near Aliso viejo for under 200 k? Are foreclosures a bad idea?
It is possible to find a townhome ..however a single family detached home would be a major challenge. Foreclosures are great to buy...some need work and other properties are move in rea ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in 92656
Ryan Hoffman, Real Estate Pro in Riverside County, CA
Ryan Hoffman answered:
What type of down payment is required for short sales and foreclosed homes typically in Aliso? Standard ones?
Hello Helen,
The fact that a property is a shortsale doesn't affect the down payment. A shortsale means that the owner of the property is selling it for less than what he owes, ... more
0 votes Share Flag Tue Aug 30, 2011 Financing in 92656
Heather Wrig…, Real Estate Pro in 97031
Heather Wright answered:
If a Short Sale has been approved by the bank, CAN the sale close quickly (30 days or so?) if the buyer is solid & offers full price?
Hello Justkat
Short sales can take a while. From my experience once the bank has approved the offer then they close like a normal sale. The longest part is the time between submitting ... more
0 votes Share Flag Wed Aug 24, 2011 Home Buying in Aliso Viejo
Meredith Dre…, Real Estate Pro in Aliso Viejo, CA
Meredith Drews answered:
What do you think the resale condo/townhouse/sfr market conditions will do in the next several weeks, and next several months in South Orange County?
Over the next several weeks and even months, I expect it do the pretty much what it has been doing. It will continue to be a tough market with homes that are priced well and well kept ... more
0 votes Share Flag Fri Aug 19, 2011 Home Buying in Aliso Viejo
Michael Emer…, Real Estate Pro in Laguna Niguel, CA
Michael Emerson answered:
Are there any detatched houses in Aliso Viejo for under 500,000?
YES!!! At this time there are 38 homes (condos and single family) detached homes in Aliso Viejo for under $500,000. Depending on your requirements there are probably a few good choices ... more
0 votes Share Flag Thu Apr 12, 2012 Home Buying in 92656
Thom Colby 8…, Real Estate Pro in Newport Beach, CA
Thom Colby 888-391-5245 answered:
How to get bank signed the cancellation of contract for REO property to get our earnest money back?
Keep hounding your agent and ask him to call the Listing Agent and his / her Broker. It is very difficult to get your money back in an REO. Since it's been 2 weeks, and you' ... more
0 votes Share Flag Tue May 3, 2011 Home Buying in Aliso Viejo
Vicki Lloyd, Real Estate Pro in Lake Forest, CA
Vicki Lloyd answered:
What do you think the number of condo / townhouse listings will do in the next several weeks, and next several months in Aliso Viejo and South OC?
There are a lot of condo associations in OC that are losing their FHA approvals on December 7th. In Aliso Viejo, there were over 40, last time I checked. This will really impact the n ... more
0 votes Share Flag Thu Jan 16, 2014 Home Buying in Aliso Viejo
Stacy Nelson, Real Estate Pro in Aliso Viejo, CA
Stacy Nelson answered:
What do you think the condo/townhouse sales prices will do in Aliso Viejo and South Orange County in the next several weeks, and next several months?
It's hard to say what will happen with the prices, but interest rates are going up which means your buying power will go down. If you wait 6 months and the home you like goes down ... more
0 votes Share Flag Thu Feb 17, 2011 Home Buying in Aliso Viejo
Corina Conne…, Real Estate Pro in Irvine, CA
Corina Conners answered:
What is the legal difference between a condo and a townhouse/townhome in Orange County California?
Condo is legal description and towhouse is an architecural term.
0 votes Share Flag Wed Dec 15, 2010 Home Buying in Aliso Viejo
Larry Bammer, Real Estate Pro in Laguna Hills, CA
Larry Bammer answered:
Is it possible to buy a home in a safe area of Aliso Viejo for under $230,000. I don't want to live in a mobile home park or condo.
Barbara, you can search through my website that accessing the Multiple Listing at www.SouthOCHomeInfo.listingbook.com.

It is possible in an older part of Aliso Viejo you can get a ... more
0 votes Share Flag Thu Feb 17, 2011 Foreclosure in Aliso Viejo
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Our home is in a short sale, and we had a BK a year ago, is it possible to rent property with these credit down falls? credit score around 670 -617
Diana rental requirement differ between landlords, individual owners renting their own property may not have a strict of a credit requirement as a large complex, but some complexes if ... more
0 votes Share Flag Fri Jan 17, 2014 Rentals in 92656
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