Home Buying in 92111 : Questions & Answers

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John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
When in a time crunch, what are some tips to make sure you get the home you want?
Docusign electronic signatures save tons of time for me.
0 votes Share Flag Wed Apr 3, 2013 Home Buying in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is 3975 Hortensia St #E6 on the TOP floor?
Yes - there appear to be two stories in the building and the condo is on the second floor.

Would you like to set up an appointment to see it?

Cindy

619-379-8616
0 votes Share Flag Sat Mar 30, 2013 Home Buying in Old Town
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
I am in Ohio, looking for an agent to help me find a rental home in no. SD area. The 2 I have contacted don't seem to have time to help w/rental help.
If you're not getting much of a response, maybe you can try increasing the fee you're offering to pay to a month and a half of rent.
0 votes Share Flag Wed Mar 27, 2013 Home Buying in San Diego
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
What are the changes that are set to occur in April with FHA loans in regards to PMI?
Beginning April 1, 2013, most FHA-backed mortgages will be subject to an MIP (similar to PMI in other loan programs) increase of 10 basis points annually, or 0.10 percentage points. Sim ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Adams North
Shannon Ande…, Real Estate Pro in San Diego, CA
Shannon Anderson answered:
Is it absolutely a requirement to put down 20%?
if you are asking about buying a home, the answer is no. If you are asking about buying and not having MI, then you should talk to a lender, but my understanding is yes.
0 votes Share Flag Fri Mar 22, 2013 Home Buying in San Diego
Jim Fishinger, Real Estate Pro in Carlsbad, CA
Jim Fishinger answered:
diversified neighborhood,the suitable place for teenage and decent school
There would be numerous options for you, but I'd be better able to help if you contact me by phone or email. There are some important questions that when answered will allow me to prese ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in San Diego
Monica & Dav…, Real Estate Pro in San Diego, CA
Monica & David Stone Team answered:
What are the avg. temperatures like? The coast, mountain, desert?
Hi Mary,

As it sounds like you already know, the temperatures throughout San Diego County can vary widely.

If you go to my website, www.GreaterGoodRealty.com and click on the "Lif ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Colina Del Sol
Patti Adams, Real Estate Pro in San Diego, CA
Patti Adams answered:
Is it a bad idea to buy a second unit in a condo we currently live in?
I think the biggest thing to look out for is keep the owner occupancy ratio of the entire complex above 70%. Lenders like it to be that high. If you go below that, then it is harder f ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in 92109
Maureen Mart…, Real Estate Pro in San Diego, CA
Maureen Martin answered:
Is there any way to close a mortgage before receiving my first paycheck?
Unfortunately no. Some banks may allow for this, but it would be a HUGE exception. Typically banks want to see at least 1 pay stub before the close of escrow, often times 30 days wort ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in San Diego
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
Realtor asked for our lender contact to discuss if our max limit for pre-approval factors in HoA and mello-roos fees. Not sure why though. Any ideas?
probably because they want to make sure that you will be able to afford the property including all costs, especially if you are looking at places with high HOA fees.
0 votes Share Flag Sat May 4, 2013 Home Buying in 92127
Jill Eastman…, Real Estate Pro in San Diego, CA
Jill Eastman & Ernie Pallares answered:
Agent Co-op buying new developed house (Agent needed)
Thanks Ginger,

I would be open to discussing this with you.

Jill Eastman
BrokerMagnus Realty Group Inc
619-800-6051
Lic# 01824231
0 votes Share Flag Tue Mar 12, 2013 Home Buying in San Diego
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Already purchased the home and the title insurance didn't catch that the prior owner owed property taxes?
Have you been in touch with your realtor or the title company? that would probably be the best first step, because yes as part of the title commitment they should have researched the t ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 92130
SRS4444, Home Buyer in San Diego, CA
SRS4444 asked:
Question about NY coop purchase and guarantor requirements. I am buying a coop in NY and the coop is not allowing the guaranty agreement to have an have an end date and this is not fair. In fact the coop wants to require me to sell my other property in order to remove the guaranty. Can they do this? Can they require me to sell m...
0 votes Share Flag Fri Sep 5, 2014 Home Buying in Scripps Ranch
Craig G Hodg…, Real Estate Pro in San Diego, CA
Craig G Hodgson, Sfr answered:
Our mortgage lender requires 70% occupancy for an investment property/vacation rental condo. is this typical?
Typically it is 50% or more. 70% seems quite high seeing how there are so many Short Sales and foreclosures that may be an impossible property to find. Let me know if you need assistanc ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 92109
Jessica Foote, Real Estate Pro in 92128
Jessica Foote answered:
Looking for condo/ house/ apartment at least 2 bedrooms and 2 baths centrally located in San Diego around 300k looking for an agent to help us
We would love to help. My buyer's agent would be perfect to connect with today! Her name is Shelly O'Neil, 760-223-2588. - oneils442@gmail.com. In the meantime, feel free to check ou ... more
0 votes Share Flag Wed Mar 6, 2013 Home Buying in San Diego
Baruch Rosen…, Real Estate Pro in San Diego, CA
Baruch Rosenberg answered:
I'm not sure how to price my home to sell. I've done an appraisal.
Hi, That's a great question. It all depends on your goals and the outcome you are looking for. It will be based on your current competing available listings, current pending sales and w ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Pacific Beach
Rory Firks, Real Estate Pro in San Diego, CA
Rory Firks answered:
Moving to San Diego next month and interested in a safe secure area centrally located around 300k.
Mike, give me a call direct.

I happen to specialize in dealing with Military relocations. We'll get you set up immediately to began reviewing potential properties plus prepare ... more
0 votes Share Flag Wed Feb 27, 2013 Home Buying in San Diego
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
Seller's market now?
It sure is, it has been for months now. Some homes are getting over 40 offers!

Regards,

Cory La Scala, REALTOR
Independence Realty
619-825-6421
Lic # 01443391
0 votes Share Flag Tue Apr 29, 2014 Home Buying in 92128
Jim Fishinger, Real Estate Pro in Carlsbad, CA
Jim Fishinger answered:
Please show all two-bedroom condominums for sale in San Diego
I'd be happy to email that to you, but it would help if I could get a bit of clarification from you on the search parameters that would send you condos that were in line with what you a ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in San Diego
Maureen Mart…, Real Estate Pro in San Diego, CA
Maureen Martin answered:
What are agents doing out there to make their offer stand out from the rest of the competition during this shortage of inventory?
I've been encouraging my agents to offer a shorter escrow term. What might be just as good, if not better, than a higher offer/more money, (that may not even appraise, and cause major ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in San Diego
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