92069 : Questions & Answers

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Nick Ruiz, Real Estate Pro in San Diego, CA
Nick Ruiz answered:
Any advice for self employed qualifying for a loan?My AGI makes it seem as if I don't make very much money, which in turn will not qualify me
Lance,

Best suggestion is to go to your banking institution and see what they say (If they do home loans). Bring 2 years tax returns and 2 months paystubs for you and your wife.

... more
0 votes Share Flag Sun May 29, 2011 Financing in San Marcos
Gregory Brow…, Real Estate Pro in San Diego County, CA
Gregory Brownell answered:
Any lenders out there familiar with San Marcos, CA down payment assistance programs?
Here's the link.....Call the contact number and see if and when the funds will be available.

http://www.ci.san-marcos.ca.us/index.aspx?page=67
0 votes Share Flag Mon Jun 24, 2013 Financing in 92078
Peter C. Whi…, Real Estate Pro in San Marcos, CA
Peter C. Whittet answered:
Do you have a mortgage program that will work for someone who has a BK a year ago?
Miss Jamee,

Sorry that you had to go through the process of a BK. Sounds from your question that you have moved on with your life, that is a wonderful thing!!!

The most likely loa ... more
0 votes Share Flag Tue May 6, 2014 Financing in 92069
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
what do we all think of rent to own?
Avoid it at all costs. Save, improve your credit or do what ever is keeping you from buying and buy when you can. Paying option fees and deposits, with a promise to buy at a certain pri ... more
0 votes Share Flag Fri May 6, 2011 Rental Basics in 92078
Del Hickman, Real Estate Pro in Fallbrook, CA
Del Hickman answered:
What are the trends in San Elijo Hills? Big increases in the forecast for this year?
Greetings!

Prices in San Elijo Hills probably will go up with the market in San Diego North County overall. The challenge with pricing in San Elijo Hills remains to be the Mello-Roo ... more
0 votes Share Flag Wed Jan 25, 2012 Market Conditions in San Marcos
Leo Albanes, Real Estate Pro in Punta Gorda, FL
Leo Albanes answered:
If the property is listed as a short sale and a foreclosure can the realtor the property is listed with control the amount the seller may bid?
Hi Teresa,
You have to ask the realtor if the bank has given instructions not to submit any offers under $200K.

If the bank did not specify the amount or min Purchase bid then by et ... more
0 votes Share Flag Sun Dec 19, 2010 Foreclosure in 92069
Madeleine Se…, Real Estate Pro in Anaheim Hlls, Anaheim,...
Madeleine Semaan answered:
If a home is listed as a short sale and a foreclosure at the same time does the foreclosure override the short sale?
I may have answered you with ur first question.forclosure can be stopped if the short sale has been approved and agent is in constant communication with bank,so they don't forclose ... more
0 votes Share Flag Fri Dec 17, 2010 Foreclosure in 92069
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
Can a house be listed as a short sale and a foreclosure at the same time.?
No. But it may appear that way. Foreclosure trumps short sale.

Joan Wilson
0 votes Share Flag Wed Sep 11, 2013 Foreclosure in 92069
Clark Riel, Real Estate Pro in Sparks, NV
Clark Riel answered:
How long do we have to rent out our current home before qualifying for a second mortgage to buy a new home?
I have always heard that all you need is a current lease agreement that's signed and probably some proof like a copy of the first months rent check. Now every lender is different ... more
0 votes Share Flag Sat Nov 13, 2010 Home Buying in San Marcos
Rick Jackson, Real Estate Pro in Norman, OK
Rick Jackson answered:
I am starting to look at Mobile Manufacture Homes with Land for between $50,000 to $150,000I have $50,000 CASH as a Down Payment .
If you were willing to relocate, here is an example of what your looking for near Edmond Oklahoma.
Click on the link below for details.
0 votes Share Flag Fri Oct 29, 2010 Home Buying in San Marcos
FSBO, Both Buyer and Seller in San Diego, CA
FSBO answered:
In buying new homes from the builder, can I offer less than asking price? Do I need a real estate agent? Thank you.
If no Agent answers here then no,

If they do then Yes.
0 votes Share Flag Thu Feb 14, 2013 Home Buying in San Marcos
Nick Ruiz, Real Estate Pro in San Diego, CA
Nick Ruiz answered:
WHAT ARE THE OPTIONS FOR A BUYER AFTER A SHORT SALE BECOME A FORECLOSURE?
If its the same property? CASH
0 votes Share Flag Thu May 6, 2010 Foreclosure in 92069
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
I am selling my house. Where do I get a copy of my necessary deeds?
Hi Barbi
You can get a copy of your deed at the county recorders office.
Usually you will not need it as the Escrow / Title company takes care of it

Harold Sharpe
So Cal Homes Rea ... more
0 votes Share Flag Sat May 1, 2010 Home Selling in San Marcos
Mark W. Mill…, Real Estate Pro in San Diego, CA
Mark W. Miller, Realtor answered:
What are average property taxes on homes in San Marcos?
Hi Phil,

When we prepare estimates of property tax, we use 1.2 % of the purchase price. This is an estimate. Actual taxes can vary by community and even neighborhood. Your best gu ... more
0 votes Share Flag Tue Jan 26, 2010 Home Buying in San Marcos
Lela Hankins, Real Estate Pro in Escondido, CA
Lela Hankins answered:
What is the average price of homes in San Marcos, CA? and what is the average price for condos in San Marcos, CA?
Hi, Rick,
Right now there are 103 detached homes for sale in San Marcos with an average list price of $489,000. In addition there are about 42 condos and townhomes for sale with an av ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92069
James Baker, Real Estate Pro in 92008
James Baker answered:
how far is San marcos to the beach?
Its 8 miles on Palomar Airport road from my home in Discovery Hills.
0 votes Share Flag Thu Apr 29, 2010 Home Buying in San Marcos
Joan Wilson, Real Estate Pro in San Diego, CA
Joan Wilson answered:
I have an 1 acre lot on Blue Bird Canyon Trail, Vista, CA. I only want a RE who has a good track record of selling land. Who?.?
You might want to consider an auction in today's market if you are in a hurry. I have sold land, and it can take awhile unless you are priced very aggresively. Auctions go quick.
... more
0 votes Share Flag Thu Jun 3, 2010 Home Selling in San Marcos
Diane Conaway, Real Estate Pro in Valley Center, CA
Diane Conaway answered:
Will I lose my earnest deposit if I back out?
What does your Realtor say? Will your lender allow you to get the loan without termite clearance? Since you received the price reduction to offset the damage, were you going to do the r ... more
0 votes Share Flag Tue Jan 26, 2010 Home Buying in San Marcos
Bryan & Alli…, Real Estate Pro in Carlsbad, CA
Bryan & Allison Devore answered:
i bought a home in 2008 for 710k. the value of my home is now 650k. we need to sell. what are the options?
Hi, Nance. I'm sorry you're in this situation. Without knowing how much your downpayment was, I don't really know your current financial position in the house. If you ... more
0 votes Share Flag Thu Feb 6, 2014 Home Selling in 92078
Bryan & Alli…, Real Estate Pro in Carlsbad, CA
Bryan & Allison Devore answered:
i purchased a 3,556 sq. ft.home for 800k in 2006 on the carlsbad and san marcos border, zip code 92078
Hi, Ginin. I just realized that nobody answered your question!

I happen to live a couple of miles from Mahogany. I know that area well, as well as the new La Costa Oaks stuff (Rock ... more
0 votes Share Flag Thu Apr 29, 2010 Home Selling in 92078
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