Financing in 91326 : Questions & Answers

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Glen Etherin…, Real Estate Pro in San Diego County, CA
Glen Etherington answered:
Has anyone had first hand experience in getting a HARP refinance?
Jason, we are taking in applications for the HARP 2.0 program right no in advance of the programs go live date in 2 weeks
0 votes Share Flag Fri Mar 9, 2012 Financing in Northridge
Sara Mehrpou…, Real Estate Pro in 91403
Sara Mehrpouyan answered:
Where can I find a loan for home purchase of around 300k if I don't qualify but can put down up to 100k?

Send me an email & I will give you the information to a mortgage guy that might be able to give you some options. Sounds like you might have to do a hard ... more
0 votes Share Flag Tue Nov 13, 2012 Financing in 91325
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
Principle Only Extra Payments, Loan Re-Amortizartion?
In my experience it varies from lender to lender. Some put it in escrow until the end of the year but is retroactive to the date the payment was made. Some apply it upon receipt. Som ... more
0 votes Share Flag Wed Oct 20, 2010 Financing in 91326
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Pre-approval and GFE timeline?
You only get a preapproval by a direct lender. Mortgage brokers cannot give a preapproval since they are not using their own money but the money comes from a 3rd party. Most companies d ... more
0 votes Share Flag Tue Oct 12, 2010 Financing in 91326
Ted Canto -…, Real Estate Pro in Los Angeles County, CA
Ted Canto - The Mobile Mortgage Pro answered:
If I have outstanding lawsuit (auto accident and the demand is far less than my policy), can I not re-finance my house? I meet all other quals...
That sounds weird unless there is a lien/ judgement agains the property. However, I believe you can still do it. Probably the LO's company's policy.

If you'd like ... more
0 votes Share Flag Sat Jul 26, 2014 Financing in 91326
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
FHA 90 day rule is put on hold as of now. Does anyone think it will spur the low end of the housing market given that loans are harder to come by?
To answer that another question has to be asked.

Do potential buyers know about this change?
If they do are they acting before it makes loans harder to get?

I really think that r ... more
0 votes Share Flag Mon Feb 8, 2010 Financing in Northridge
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