Financing in 90808 : Questions & Answers

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Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
Hi, Can anyone give advice on property investment in Long Beach,CA? I'm a foreign national, what requirements do I need to meet for a loan?
You could possibly get a loan from Wells Fargo. I know my own lender has a loan for you so long as you have a US Passport & of course, can prove your income.

I also may have a condo ... more
0 votes Share Flag Sat Jun 15, 2013 Financing in Long Beach
Karen McEniry, Real Estate Pro in Huntington Beach, CA
Karen McEniry answered:
Can a veteran be approved for a VA loan with very poor credit?
You will need to talk to a lender about this. I believe most lenders will require a 580 or higher credit score and it will also depend on how long ago the BK occurred. In any case th ... more
0 votes Share Flag Thu Oct 10, 2013 Financing in Long Beach
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
Is there a way for me to use my husband's income to help me qualify for a mortgage loan without using his credit?
Sorry, can't be done that way. If they use the income, they have to use the credit.
0 votes Share Flag Tue Aug 28, 2012 Financing in Long Beach
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
My Mother is going to co sign for me so I can get an FHA loan. I am buying in LA and my Mother lives in NYC.
Ask your lender how they handle it, I would complete the application over the phone, ship the application to her overnight and give her a list of the documents she needs to send back wi ... more
0 votes Share Flag Fri Nov 18, 2011 Financing in 90808
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Am I better off using a Direct Lender, Broker or Builders in house Lender if I'm in the market for a new home?
Hi Mark,
No definite answer. I'd start with what the builder's lender offers. Sometime they have a builder contribution that others can't match. If they will lock a ... more
0 votes Share Flag Thu May 16, 2013 Financing in Long Beach
Richard Schu…, Real Estate Pro in Los Angeles, CA
Richard Schulman answered:
what lender is the best to refinance two 4 unit investment property in los angeles county?
Contact Eli Weinberger at Bank of America, 310-927-2467 or eli.weinberger@bankofamerica.com. He has helped several of my clients on their loans (including refinancing) for their investm ... more
0 votes Share Flag Tue Jun 22, 2010 Financing in 90805
Frank Spencer, Real Estate Pro in Corona, CA
Frank Spencer answered:
I am looking for hard money loans for rehab/flips in Long Beach, Lakewood areas
Hi Steven,
When I need a hard money source I use Sam Arrietta In Corona. He has a great source of investors willing to capitalize quality projects no matter what the size. His Number i ... more
0 votes Share Flag Wed Jun 11, 2014 Financing in Long Beach
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I have a question about front and back end ratios in high cost markets.
You only debt may only be your student loans HOWEVER what is the total amount due? Do you have other credit, you may not have truly any credit your scores could be low.
http://www.ly ... more
0 votes Share Flag Thu Jul 17, 2008 Financing in Long Beach, CA
Kaye Thomas, Real Estate Pro in 90266
Kaye Thomas answered:
What can a direct lender do for a buyer in this market?
Direct lenders are great choices for buyers as they are able to close transactions faster and with less hassle then a traditional lender with a large company. Direct lenders are oft ... more
0 votes Share Flag Mon May 14, 2007 Financing in Long Beach, CA
Roberta Murp…, Real Estate Pro in San Diego, CA
Roberta Murphy CRS, GRI answered:
What about those Zestimates?
Good question, Laurie! You and I both know that Zillow's Zestimates are often way off base and should not be used in the valuation of a property. In some cases, the valuation is way too ... more
0 votes Share Flag Sun Jun 9, 2013 Financing in Long Beach
California M…, Real Estate Pro in 92075
California Mortgage Broker answered:
How do Realtors get leads from lenders?
I have found that a sure fire way to get referrals comes from being SPECIFIC about what you want. I ask Realtors what a good prospect would be for them. Marketing consultants call thi ... more
0 votes Share Flag Wed Aug 11, 2010 Financing in Long Beach
James Bridges, Real Estate Pro in Long Beach, CA
James Bridges answered:
How do I find the best deal on a mortgage?
The best deal on a mortgage can be found by interviewing lenders to see who you are the best fit with. Direct lenders often have access to loan programs that are backed at the State an ... more
0 votes Share Flag Fri Nov 11, 2011 Financing in Long Beach
James Bridges, Real Estate Pro in Long Beach, CA
James Bridges answered:
Who are good lenders in this area?
Good lenders are also accompanied by good loan officers. The good lenders in this area are American Home Mortgage, Metrocities Mortgage, and Bank of America. Each one offers something ... more
0 votes Share Flag Sat May 12, 2007 Financing in Long Beach, CA
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