90713 : Questions & Answers

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James Sanchez, Real Estate Pro in Burbank, CA
James Sanchez answered:
The lender is paying me $100 a day if the escrow does not close in 30 days AND it did not close! Why would the do this?
I don't know.... never heard of this one BUT if you have it in writing, stretch it out for the whole year, collect some money and go to Vegas.
0 votes Share Flag Fri Aug 1, 2014 Home Buying in Lakewood
Glenn Gaspar, Real Estate Pro in Long Beach, CA
Glenn Gaspar answered:
Buying a HUD home and need Escrow company to handle the case urgently
Hello, I just performed a HUD search for properties in Lakewood, CA and could not find any. In all honesty your question does not make sense for such a large organization would always ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in Lakewood
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I have a lender who has approved us at $325, decent score 668, income about $96k, we need a higher loan amountof about $15 - $25K,
Maritza - it all depends on what your monthly payments are on your consumer debt (car loans, credit cards, student loans, etc.), as from an initial glance $96k/year should qualify for a ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in 90712
Karen McEniry, Real Estate Pro in Huntington Beach, CA
Karen McEniry answered:
Best areas in Lakewood to rent for family with children?
Hi Leslie,
There are many wonderful areas of Lakewood, and a lot depends on what schools you'd like them to attend. There is a website greatschools.com that rates the schools, and the ... more
0 votes Share Flag Wed Aug 15, 2012 Home Buying in Lakewood
Susan Van Wig, Real Estate Pro in 90712
Susan Van Wig answered:
Need neighborhood crime info regarding burglary by force on 4/25
You may be able to find the information here https://www.crimereports.com/
0 votes Share Flag Thu Sep 12, 2013 Crime & Safety in Lakewood
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
Buying a home with a Sibling? First Time Home Buyer
You may be able to qualify alone depending on what your monthly liabilities are. Don't get in over your head, you don't want to be a slave to your house payment. If you think your sib ... more
0 votes Share Flag Wed Nov 5, 2014 Home Buying in Lakewood
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
option to buy property
are you asking what is involved in a lease with an option to buy ageement?

or, are you asking about a specific property?
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 90713
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
Before I start working with an agent/ loan officer
I'm sure you'll get some answers here, but it really would be best to go right to the mortgage source for the exact numbers.
0 votes Share Flag Thu Jun 20, 2013 Home Buying in 90712
James Deskins, Real Estate Pro in 43082
James Deskins answered:
I want to sell my home, My niece is living there right now. She does not pay rent. Can I just throw here out?
Last I heard there was no rule against putting freeloaders out on the street.
0 votes Share Flag Tue May 1, 2012 Home Selling in 90712
Laura Coffey, Real Estate Pro in Valencia, CA
Laura Coffey answered:
Does anyone have a personal Letter of Interest template? My real estate agent suggested this and I think it is a great idea but I need a head start.
If you are looking for a letter to send to the sellers I just write from the heart as to why you like the property and why you are offering what you are.
0 votes Share Flag Mon May 2, 2011 Home Buying in Lakewood
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how much i have to put it down for this house?
Much will depend on your finances, the type of loan you qualify for, etc., visit with any qualified loan officer(s) first, see if you do qualify for a mortgage, how much, and then go f ... more
0 votes Share Flag Sun Sep 12, 2010 In My Neighborhood in 90713
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
how can a bank sell a note on a house that has been sold on short sale that they approved?
A few hours since your question was asked & no one wants to tackle the answer. Well, here you go:

If a short sale was approved, the bank can't sell the property at auctio ... more
0 votes Share Flag Tue May 1, 2012 Home Selling in 90712
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
Conversion from FHA to Conventional Loan for my first home I bought in Jul 09 with 5 % interest for 30 yrs. Will I get my Mortgage Insurance premium?
You will not receive a refund of MI when you pay off your FHA loan using a conventional loan. You would receive a prorated refund of your MI if you stay with an FHA loan. However you ... more
0 votes Share Flag Fri Mar 26, 2010 Financing in Lakewood
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
What about if the Seller is not performing due to an incompetent real estate agent? I want to send a notice to perform Thanks
Dear Seller,
Your potential buyer.

Seriously, you're going about this the wrong way. The Seller is the Principal to the transaction, not the Seller's Ag ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in 90712
Jenny A. Le, Real Estate Pro in California
Jenny A. Le answered:
How can a bank (WAMU now CHASE) will modify or give the seller a chance to modify their loan since the seller?
My "peace of mind" answer to you is ... find another comparable home in the same area and move-on.

I would hate for you to miss the $8,000 tax credit (and the CA $10K tax credit for ... more
0 votes Share Flag Sat Jan 2, 2010 Home Buying in 90713
Glenn Mast, Real Estate Pro in 62301
Glenn Mast answered:
If I want my house sold by December 30th, when should I put my house up for sale? I live in Lakewood,
Summer is the best season for sales. You should be listing your home in the near future in order to take advantage of the selling season.
0 votes Share Flag Sat Aug 10, 2013 Home Selling in 90713
Voices Member,  in
Voices Member answered:
What's the difference between preforclosure and forclosure?
Anabel, Read this......http://www.biggerpockets.com/foreclosure-process.html

You can check out more info here....http://www.sco.ca.gov/ardtax_public_auction.html
0 votes Share Flag Tue Apr 14, 2009 Foreclosure in Lakewood
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Need MAJOR supplemental tax help!! ASAP
Start with your Escrow Company as far as answers & help, re: "Assessor said this should have ben included in our escrow papers."

Best, -Steve
0 votes Share Flag Thu Feb 26, 2009 Home Buying in Lakewood
Sonya Jackson, Real Estate Pro in
Sonya Jackson answered:
Is it true that once my home is BANK OWNED I can no longer be able to buy it back?
You need to speak with a foreclosure attorney. They will let you know what your options are depending on if it was a judicial forclosure or nonjudicial foreclosure.
0 votes Share Flag Wed Mar 18, 2009 Foreclosure in 90713
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
How do u go about getting a 30 day or less escrow? We are hoping to get in by the end of the year, we need
Just make that as one of the terms in your contract.
This is very standard; I don't understand why your realtor didn't explain it to you.
0 votes Share Flag Wed Mar 18, 2009 Foreclosure in Lakewood
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